The Wall Street Journal - 31.10.2019

THE WALL STREET JOURNAL. Thursday, October 31, 2019 |B7

Consumer Rates and Returns to Investor

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U.S. consumer rates

A consumer rate against its

benchmark over the past year

1.00

2.00

3.00

4.00

5.00%

2018

NDJ

2019

FMAMJJASO

t

5-year adjustable-

rate mortgage

(ARM)

t

5-year Treasury

note yield

Selected rates
Five-year ARM, Rate
Bankrate.com avg†: 4.32%
Enterprise Bank and Trust Company 3.00%
Lowell, MA 877-671-2265
Webster Bank 3.00%
Hartford, CT 888-493-2783
Somerset Savings Bank, SLA 3.13%
Bound Brook, NJ 732-560-1700
Lincoln 1st Bank 3.25%
Lincoln Park, NJ 973-694-0330
Manasquan Bank 3.25%
Manasquan, NJ 732-292-8400
Yield/Rate (%) 52-Week Range (%) 3-yr chg
Interest rate Last (l)Week ago Low 0 2 4 6 8 High (pct pts)
Federal-funds rate target 1.75-2.00 1.75-2.00 1.75 l 2.25 *1.50
Prime rate 5.00 5.00 5.00 l 5.50 1.50
Libor, 3-month 1.91 1.94 1.91 l 2.82 1.02
Money market, annual yield 0.71 0.72 0.43 l 0.78 0.44
Five-year CD, annual yield 1.53 1.53 1.49 l 2.07 0.32
30-year mortgage, fixed† 3.98 3.99 3.60 l 4.99 0.37
15-year mortgage, fixed† 3.35 3.38 3.14 l 4.34 0.49
Jumbo mortgages, $484,350-plus† 4.35 4.41 4.16 l 5.01 0.01
Five-year adj mortgage (ARM)† 4.32 4.47 3.94 l 4.86 1.11
New-car loan, 48-month 4.56 4.51 4.49 l 4.81 1.63*
Bankrate.com rates based on survey of over 4,800 online banks. Base rate posted by 70% of the nation's largest
banks.† Excludes closing costs. Sources: FactSet; Dow Jones Market Data; Bankrate.com

Benchmark Yields

and Rates

Treasury yield curve

Yield to maturity of current bills,

notes and bonds

0.00

1.00

2.00

3.00

4.00%

1

month(s)

3 6 1

years

235710 30

maturity

t

Wednesday

t

One year ago

Forex Race

Yen, euro vs. dollar; dollar vs.

major U.S. trading partners

–8

–4

0

4

8%

20182019

Euro

s

Yen s

WSJ Dollar index

s

Sources: Ryan ALM; Tullett Prebon; Dow Jones Market Data

International Stock Indexes
Latest YTD
Region/Country Index Close Net chg % chg % chg
World The Global Dow 3089.03 –5.44 –0.18 13.0
DJ Global Index 411.13 0.59 0.14 17.2
DJ Global ex U.S. 250.74 –0.10 –0.04 12.6
Americas DJ Americas 718.64 1.86 0.26 21.1
Brazil Sao Paulo Bovespa108407.54 851.28 0.79 23.3
Canada S&P/TSX Comp 16501.43 83.29 0.51 15.2
Mexico S&P/BMV IPC 43741.62 –109.44 –0.25 5.0
Chile Santiago IPSA 3399.97 –98.00 –2.80 –9.6
EMEA Stoxx Europe 600 398.70 0.33 0.08 18.1
Eurozone Euro Stoxx 390.39 –0.17 –0.04 18.8
Belgium Bel-20 3767.32 3.39 0.09 16.1
Denmark OMX Copenhagen 201059.15 10.73 1.02 18.8
France CAC 40 5765.87 25.73 0.45 21.9
Germany DAX 12910.23 –29.39 –0.23 22.3
Israel Tel Aviv 1653.10 –7.73 –0.47 12.9
Italy FTSE MIB 22646.08 –34.67 –0.15 23.6
Netherlands AEX 581.61 –0.21 –0.04 19.2
Russia RTS Index 1431.90 7.85 0.55 34.0
South Africa FTSE/JSE All-Share55872.60 155.91 0.28 5.9
Spain IBEX 35 9284.50 –115.60 –1.23 8.7
Sweden OMX Stockholm 652.20 2.67 0.41 24.2
Switzerland Swiss Market 10254.95 –2.74 –0.03 21.7
Turkey BIST 100 98692.03 –1146.27 –1.15 8.1
U.K. FTSE 100 7330.78 24.52 0.34 9.0
U.K. FTSE 250 20115.10 –53.23 –0.26 14.9
Asia-Pacific
Australia S&P/ASX 200 6689.50 –55.92 –0.83 18.5
China Shanghai Composite2939.32 –14.86 –0.50 17.9
Hong Kong Hang Seng 26667.71 –119.05 –0.44 3.2
India S&P BSE Sensex 40051.87 220.03 0.55 11.0
Japan Nikkei Stock Avg 22843.12 –131.01 –0.57 14.1
Singapore Straits Times 3207.92 10.89 0.34 4.5
South Korea Kospi 2080.27 –12.42 –0.59 1.9
Taiwan TAIEX 11380.28 46.41 0.41 17.0
Thailand SET 1601.83 10.62 0.67 2.4
Sources: FactSet; Dow Jones Market Data

Major U.S. Stock-Market Indexes

Latest 52-Week % chg

High Low Close Net chg % chg High Low % chg YTD 3-yr. ann.

Dow Jones

Industrial Average 27204.36 26999.64 27186.69 115.27 0.43 27359.1621792.20 8.2 16.5 14.4

Transportation Avg 10765.03 10538.63 10639.20 -190.57 -1.76 11098.99 8637.15 4.4 16.0 9.9

Utility Average 862.15 853.17 860.10 5.07 0.59 880.50 692.00 17.2 20.6 9.1

Total Stock Market 31199.13 30955.28 31166.46 84.57 0.27 31166.4624126.04 11.6 21.2 12.4

Barron's 400 695.85 690.19 694.85 -0.54 -0.08 720.53 571.68 1.7 14.0 9.3

Nasdaq Stock Market

Nasdaq Composite 8315.50 8241.70 8303.98 27.12 0.33 8330.21 6192.92 13.7 25.1 17.0

Nasdaq 100 8096.33 8017.92 8083.11 35.60 0.44 8110.67 5899.35 16.0 27.7 18.9

S&P

500 Index 3050.10 3025.96 3046.77 9.88 0.33 3046.77 2351.10 12.4 21.5 12.7

MidCap 400 1973.15 1959.75 1969.94 -5.30 -0.27 1986.80 1567.40 7.9 18.5 9.5

SmallCap 600 979.24 968.61 975.91 -4.45 -0.45 992.06 793.86 2.7 15.5 10.7

Other Indexes

Russell 2000 1575.61 1562.05 1572.85 -4.23 -0.27 1614.98 1266.93 4.1 16.6 9.8

NYSE Composite 13248.65 13152.96 13244.01 34.37 0.26 13244.0110769.83 8.5 16.4 8.1

Value Line 529.45 524.62 527.52 -1.93 -0.36 552.12 446.06 -0.2 11.7 4.3

NYSE Arca Biotech 4485.73 4437.08 4462.24 -5.51 -0.12 5261.79 3890.37 -1.8 5.7 14.6

NYSE Arca Pharma 611.31 604.46 611.14 8.26 1.37 612.45 535.91 6.5 7.4 8.5

KBW Bank 105.48 104.24 104.81 -0.96 -0.91 105.77 80.78 6.0 22.2 12.0

PHLX § Gold/Silver 93.28 91.04 93.26 0.80 0.86 101.76 61.84 45.1 32.0 3.2

PHLX § Oil Service 69.13 65.56 65.80 -2.99 -4.34 124.56 59.66 -45.0 -18.4 -24.6

PHLX § Semiconductor 1670.96 1649.68 1661.46 -1.00 -0.06 1677.57 1069.39 38.2 43.8 26.6

Cboe Volatility 13.77 12.27 12.33 -0.87 -6.59 36.07 12.01 -41.9 -51.5 -8.7


Nasdaq PHLX Sources: FactSet; Dow Jones Market Data

Late Trading

Most-active and biggest movers among NYSE, NYSE Arca, NYSE Amer.

and Nasdaq issues from 4 p.m. to 6:30 p.m. ET as reported by electronic

trading services, securities dealers and regional exchanges. Minimum

share price of $2 and minimum after-hours volume of 50,000 shares.

Most-active issues in late trading

Volume After Hours

Company Symbol (000) Last Net chg % chg High Low

VanEck Vectors Gold Miner GDX 12,607.2 27.37 -0.08 -0.29 27.48 27.30

Facebook Cl A FB 7,670.8 197.22 8.97 4.76 200.00 187.80

SPDR S&P 500 SPY 6,383.6 304.60 0.46 0.15 305.13 304.08

Apple AAPL 4,747.2 247.73 4.47 1.84 252.50 243.10

General Electric GE 4,125.0 10.04 -0.07 -0.69 10.12 10.03

Disney DIS 2,331.8 129.97 0.37 0.29 130.04 129.60

iShares iBoxx $ HY Cp Bd HYG 2,178.1 87.11 ... unch. 87.15 87.11

Snap SNAP 2,098.0 14.85 -0.01 -0.07 14.89 14.75

Percentage gainers...

Universal Display OLED 237.2 200.10 26.45 15.23 202.00 170.20

Sprouts Farmers Market SFM 140.1 20.34 1.59 8.48 21.69 18.75

SunPower SPWR 282.9 9.10 0.70 8.33 9.16 8.40

Cirrus Logic CRUS 88.4 62.50 4.01 6.86 64.35 58.25

Gogo Inc. GOGO 201.2 6.56 0.40 6.49 6.56 6.16

...And losers

Merit Medical Systems MMSI 125.0 19.48 -9.63 -33.08 29.11 18.50

Western Digital WDC 1,323.1 55.45 -6.71 -10.79 62.80 54.70

AK Steel AKS 326.5 2.43 -0.24 -8.99 2.68 2.43

Etsy ETSY 1,341.5 48.25 -4.55 -8.62 56.50 45.00

Twilio Cl A TWLO 2,033.5 99.20 -8.50 -7.89 109.90 86.27

Trading Diary

Volume, Advancers, Decliners

NYSE NYSE Amer.

Total volume* 837,101,667 11,560,211

Adv. volume* 421,384,407 5,707,837

Decl. volume* 402,515,228 5,809,561

Issues traded 3,035 276

Advances 1,547 150

Declines 1,371 118

Unchanged 117 8

New highs 152 2

New lows 40 8

Closing Arms† 1.09 1.89

Block trades* 5,719 92

Nasdaq NYSE Arca

Total volume* 1,912,222,218243,454,838

Adv. volume* 959,105,925153,317,727

Decl. volume* 930,726,909 89,092,682

Issues traded 3,249 1,607

Advances 1,552 1,024

Declines 1,571 559

Unchanged 126 24

New highs 98 190

New lows 74 22

Closing Arms† 0.96 1.09

Block trades* 8,300 1,278

* Primary market NYSE, NYSE American NYSE Arca only.

†(TRIN) A comparison of the number of advancing and declining

issues with the volume of shares rising and falling. An

Arms of less than 1 indicates buying demand; above 1

indicates selling pressure.

Percentage Gainers... Percentage Losers

Volume % chg fromLatest Session 52-Week

Company Symbol (000) 65-day avg Close % chg High Low

General Electric GE 215,835 221.7 10.11 11.47 11.29 6.40

Advanced Micro Devices AMD 78,069 33.8 33.13 0.30 35.55 16.03

iShares MSCI Emg MarketsEEM 60,881 -3.9 42.92 0.44 44.84 38.04

PG&E PCG 56,109 308.7 6.14 22.07 49.42 3.55

VanEck Vectors Gold Miner GDX 54,888 -18.1 27.45 0.88 30.96 18.26

Nokia ADR NOK 53,772 109.8 3.65 2.82 6.65 3.50

Finl Select Sector SPDR XLF 51,091 -7.2 28.84 -0.07 29.00 22.05

SPDR S&P 500 SPY 49,446 -33.2 304.14 0.31 304.55 233.76

Bank of America BAC 45,230 -22.3 31.62 -1.40 32.23 22.66

Fiat Chrysler Automobiles FCAU 42,699 900.0 14.98 5.27 17.46 12.11

* Volumes of 100,000 shares or more are rounded to the nearest thousand

Volume% chg from Latest Session 52-Week

Company Symbol (000) 65-day avg Close % chg High Low

MutualFirst Financial MFSF 583 8692 39.56 20.24 39.71 24.28

Cyclerion Therapeutics CYCN 6,727 6625 2.75 -79.52 22.85 2.66

Evans Bancorp EVBN 343 5609 37.68 1.78 44.00 30.61

Anixter Intl AXE 3,887 2205 83.42 16.83 84.10 50.05

InterXion Holding INXN 10,913 1878 89.20 -0.25 102.66 50.05

Flagstar Bancorp FBC 4,928 1789 36.23 -3.80 40.00 25.30

WisdomTr US Total Div Fd DTD 340 1717 100.94 0.25 100.95 79.49

Mayville Engineering MEC (^875) 1703 7.87 -33.08 17.40 7.70
Mastech Digital MHH 106 1499 7.20 4.80 8.37 4.51
Regalwood Gl Energy Cl A RWGE 534 1443 10.32 -0.10 10.65 9.76

• Common stocks priced at $2 a share or more with an average volume over 65 trading days of at least
  5,000 shares=Has traded fewer than 65 days
  Nasdaq Composite Index
  8303.98 s27.12, or 0.33%
  High, low, open and close for each
  trading day of the past three months.
  Last Year ago
  Trailing P/E ratio †
  P/E estimate †
  Dividend yield †
  All-time high:
  24.75 23.27
  21.87 19.15
  1.01 1.05
  8330.21, 07/26/19
  7400
  7550
  7700
  7850
  8000
  8150
  8300
  July Aug. Sept. Oct.
  65-day moving average
  EQUITIES
  CREDIT MARKETS
  Corporate Borrowing Rates and Yields
  Yield (%) 52-Week Total Return (%)
  Bond total return index Close Last Week ago High Low 52-wk 3-yr
  Treasury , Ryan ALM 1598.835 1.787 1.740 3.154 1.484 12.421 2.741
  10-yr Treasury , Ryan ALM 1910.288 1.801 1.761 3.232 1.456 15.230 2.486
  DJ Corporate n.a. n.a. 2.885 n.a. n.a. n.a. n.a.
  Aggregate , Barclays Capital2115.870 2.330 2.310 3.660 2.060 10.666 3.137
  High Yield 100 , Merrill Lynch3122.965 5.196 5.191 7.825 5.100 8.258 5.501
  Fixed-Rate MBS , Barclays 2131.390 2.590 2.580 3.810 2.200 8.441 2.458
  Muni Master , Merrill 561.217 1.720 1.709 2.908 1.459 8.617 3.144
  EMBI Global , J.P. Morgan 863.374 5.235 5.195 7.372 5.115 13.215 4.313
  Sources: J.P. Morgan; Ryan ALM; S&P Dow Jones Indices; Barclays Capital; Merrill Lynch
  Latest Session 52-Week
  Company Symbol Close Net chg % chg High Low % chg
  IVERIC bio ISEE 3.56 1.41 65.58 3.60 0.91 57.5
  Big 5 Sporting Goods BGFV 3.49 1.08 44.81 4.78 1.57 -0.6
  OneSpan OSPN 19.43 3.60 22.74 21.61 11.41 32.4
  PG&E PCG 6.14 1.11 22.07 49.42 3.55 -86.9
  MutualFirst Financial MFSF 39.56 6.66 20.24 39.71 24.28 11.4
  Strata Skin Sciences SSKN 2.75 0.45 19.57 3.43 1.65 -0.7
  Inphi IPHI 70.95 11.51 19.36 72.31 29.56 121.7
  VSE VSEC 39.49 5.71 16.90 39.50 24.06 25.9
  Anixter Intl AXE 83.42 12.02 16.83 84.10 50.05 27.0
  Unisys Corp UIS 9.89 1.40 16.49 19.10 6.39 -46.3
  Tenable Holdings TENB 26.00 3.60 16.07 36.26 20.00 -8.7
  Crocs CROX 38.53 5.21 15.62 39.13 17.53 87.6
  Green Dot Cl A GDOT 29.65 3.89 15.10 93.00 22.45 -60.9
  Mattel MAT 12.02 1.46 13.78 17.27 9.06 -11.5
  A10 Networks ATEN 7.34 0.88 13.62 8.29 5.72 26.3
  Most Active Stocks
  Latest Session 52-Week
  Company Symbol Close Net chg % chg High Low % chg
  Cyclerion Therapeutics CYCN 2.75 -10.68 -79.52 22.85 2.66 ...
  Quad/Graphics QUAD 4.85 -6.42 -56.97 18.18 4.84 -68.6
  Tupperware Brands TUP 10.16 -5.38 -34.62 38.90 10.15 -71.1
  Mayville Engineering MEC 7.87 -3.89 -33.08 17.40 7.70 ...
  Enphase Energy ENPH 18.76 -6.43 -25.53 35.42 4.21 313.2
  Lydall LDL 19.21 -5.54 -22.38 33.47 17.90 -35.7
  AMAG Pharmaceuticals AMAG 10.35 -2.98 -22.36 22.30 6.81 -51.9
  Sonim Technologies SONM 2.51 -0.69 -21.56 18.26 2.50 ...
  Container Store Group TCS 3.97 -1.08 -21.39 9.50 3.94 -32.8
  Endologix ELGX 2.30 -0.62 -21.23 14.10 2.28 -81.1
  Wins Finance Holdings WINS 11.14 -2.91 -20.71 68.00 7.26 -69.5
  Adtalem Global Education ATGE 29.70 -6.84 -18.72 58.80 27.58 -41.3
  Camber Energy CEI 3.07 -0.66 -17.69 6640.63 2.95 -99.9
  Iterum Therapeutics ITRM 2.89 -0.61 -17.43 9.30 2.64 -52.6
  California Resources CRC 6.05 -1.26 -17.24 35.20 6.02 -80.7
  Volume Movers Ranked by change from 65-day average
  Commodities
  Pricing trends on some raw materials, or commodities
  Wednesday 52-Week YTD
  Close Net chg % Chg High Low % Chg % chg
  DJ Commodity 623.40 -1.03 -0.16 639.65 572.87 1.69 8.82
  TR/CC CRB Index 178.31 -0.06 -0.04 192.58 167.89 -6.63 5.01
  Crude oil, $ per barrel 55.06 -0.48 -0.86 66.30 42.53 -15.69 21.25
  Natural gas, $/MMBtu 2.691 0.052 1.97 4.837 2.070 -17.48 -8.47
  Gold, $ per troy oz. 1493.20 5.80 0.39 1550.30 1199.20 23.17 16.81
  CURRENCIES & COMMODITIES
  Currencies
  U.S.-dollar foreign-exchange rates in late New York trading
  US$ vs,
  Wed YTD chg
  Country/currency in US$ per US$ (%)
  Americas
  Argentina peso .0168 59.6322 58.4
  Brazil real .2505 3.9914 2.8
  Canada dollar .7599 1.3160 –3.5
  Chile peso .001352 739.40 6.5
  Colombia peso .000295 3390.40 4.4
  Ecuador US dollar 11 unch
  Mexico peso .0524 19.0815 –2.9
  Uruguay peso .02666 37.5100 15.8
  Asia-Pacific
  Australian dollar .6902 1.4489 2.2
  China yuan .1417 7.0554 2.6
  Hong Kong dollar .1276 7.8401 0.1
  India rupee .01411 70.848 1.8
  Indonesia rupiah .0000713 14027 –2.5
  Japan yen .009187 108.85 –0.7
  Kazakhstan tenge .002574 388.57 1.1
  Macau pataca .1238 8.0767 0.1
  Malaysia ringgit .2392 4.1801 1.2
  New Zealand dollar .6388 1.5654 5.2
  Pakistan rupee .00643 155.625 11.3
  Philippines peso .0197 50.890 –3.1
  Singapore dollar .7345 1.3614 –0.1
  South Korea won .00085811165.41 4.6
  Sri Lanka rupee .0055075181.57 –0.7
  Taiwan dollar .03290 30.391 –0.6
  Thailand baht .03309 30.220 –6.5
  US$ vs,
  Wed YTD chg
  Country/currency in US$ per US$ (%)
  Vietnam dong .00004310 23201 0.03
  Europe
  Czech Rep. koruna .04370 22.885 2.1
  Denmark krone .1492 6.7004 2.9
  Euro area euro 1.1151 .8968 2.9
  Hungary forint .003386 295.32 5.5
  Iceland krona .008074 123.85 6.6
  Norway krone .1089 9.1815 6.2
  Poland zloty .2619 3.8185 2.1
  Russia ruble .01570 63.714 –8.0
  Sweden krona .1035 9.6577 9.1
  Switzerland franc 1.0108 .9893 0.8
  Turkey lira .1754 5.7020 7.8
  Ukraine hryvnia .0400 24.9697 –9.9
  UK pound 1.2898 .7753 –1.1
  Middle East/Africa
  Bahrain dinar 2.6525 .3770 0.01
  Egypt pound .0620 16.1381 –9.9
  Israel shekel .2834 3.5284 –5.6
  Kuwait dinar 3.2921 .3038 0.2
  Oman sul rial 2.5974 .3850 unch
  Qatar rial .2757 3.627 –0.2
  Saudi Arabia riyal .2666 3.7504 –0.03
  South Africa rand .0667 15.0028 4.5
  CloseNet Chg% ChgYTD % Chg
  WSJ Dollar Index 90.56 –0.20–0.22 1.00
  Sources: Tullett Prebon, Dow Jones Market Data
  Dow Jones Industrial Average
  27186.69 s115.27, or 0.43%
  High, low, open and close for each
  trading day of the past three months.
  LastYear ago
  Trailing P/E ratio
  P/E estimate
  Dividend yield
  All-time high
  19.99 21.36
  17.99 15.90
  2.27 2.21
  27359.16, 07/15/19
  24000
  24600
  25200
  25800
  26400
  27000
  27600
  July Aug. Sept. Oct.
  Current divisor 0.14744568353097
  Bars measure the point change from session's open
  tt
  Session high
  Session low
  Session open
  Close Open
  Close
  DOWN UP
  65-day moving average
  S&P 500 Index
  3046.77 s9.88, or 0.33%
  High, low, open and close for each
  trading day of the past three months.
  Last Year ago
  Trailing P/E ratio
  P/E estimate
  Dividend yield
  All-time high
  23.68 21.71
  18.25 16.41
  1.91 1.95
  3046.77, 10/30/19
  2750
  2800
  2850
  2900
  2950
  3000
  3050
  July Aug. Sept. Oct.
  65-day moving average
  *Weekly P/E data based on as-reported earnings from Birinyi Associates Inc.;†Based on Nasdaq-100 Index
  MARKETS DIGEST
  NOTICE TO READERS
  Effective Thursday, October 31, 2019, the WSJ U.S. Prime rate will
  be 4.75%, the Federal Funds Discount Rate will be 2.25% and the
  Federal Funds Target Rate will be 1.50-1.75%. WSJMarkets.com.