s it weird
that I need
people with
law and medical
degrees to explain a
thing I’m supposed to
choose and pay for all
by myself? Yes. It’s eff-
ing weird! And it’s stu-
pid! And it makes me
*feel* stupid.
I’m not alone in this
t ra s h f ire t h a t is b e in g
a grown-up with no
idea how to deduct-
ible or why a UTI costs
more than a boozy
brunch. A whole
73 percent of Cosmo
readers say health
life
This sh*t is complicated and
therefore spensy. But
we figured it out for you.
By LAUREN DEL TURCO
and ASHLEY OERMAN
care is their biggest
issue ahead of the
2020 election—
because (as anyone
with a bank account
and a human body
knows and as we have
already said but will
say again) insurance
and medical bills are
confusing and
expensive.
So welcome,
f r i e n d s, t o t h e t y p e o f
content our college
course loads could’ve
actually used. Keep
reading to finally
learn how to do this
stuff and, yes, even
save some money.
(P.S. I’d love the
address and Twitter
handle of whoever
decided teeth and
eyes require their own
insurance. Thank you.)
—ASHLEY OERMAN
i
T H E
I N S U R A N C E
STORE
“ W h a t, a n d
I cannot stress this
enough, the f*ck is
a premium?”
actual
Cosmo staffer,
26
Jk this is
not a real thing
—
T h e s m a r t
girl’s guide
to
h a c k i n g
your health
insurance
ILL
US
TR
AT
IO
NS
BY
FR
AN
CE
SC
O^
CIC
CO
LLE
LA
.
88 Cosmopolitan November 2019