ADVERTISING SUPPLEMENTADVERTISING SUPPLEMENT 33

*Calls cost 7p/min, plus your phone company’s access charge

explain that the money you release,

plus accrued interest, will be repaid

upon death or moving into long-term

care. Equity release may involve a home

reversion plan or lifetime mortgage

which is secured against your property.

Why choose Mail Finance?

Through the Mail Finance Equity Release

Service you will receive award-winning

service from the UK’s largest equity release

broker, Age Partnership**.

Through our service you

will receive:

a Impartial and independent advice

a A free quotation, without any

obligation to proceed

a Your own dedicated adviser to

help you along the way

a Appointments available over the

phone or in the comfort of your

own home, whichever you prefer

a Exclusive plans and features from

leading lenders

a Whole-of-market comparison to

find a suitable plan for your needs

**Source: Touchstone data, number of equity

release plans Jan 2018 - June 2019.

After living in your home for a number of

years, carrying out home improvements can

be all you need to fall in love with it again.

In 2013, just 3% of homeowners decided

to improve their existing home instead of

moving. That figure rose to 15% in 2018.

But with many of us choosing to go down

the home improvement route, how to pay

for it can be another matter.

According to Age Partnership, in 2018,

more than 22% of people who released

equity from their homes used the funds

to pay for home improvements. These

homeowners chose to release some of their

property equity to access a lump-sum of

tax-free cash, within as little as eight weeks

in some cases. But funding your home

improvements through equity release isn’t

necessarily the right solution for everyone.

No monthly repayments

required

One of the main reasons that people choose

to go down the route of releasing equity

is that there is no requirement to make

monthly repayments if you don’t want to.

This can free up even more disposable

income to spend on getting your home just

how you would like it.

With a lifetime mortgage, the most common

type of equity release, you could raise from

£10,000 up to 55% of your property value.

This would be more than enough to cover

the cost of some new windows or

a conservatory.

You can spend the money you release as

you wish, once you have paid off any existing

standard mortgage that you may have.

Seek advice

Expert advisers will explore all options with

you and will tell you everything you need

to know about equity release, including the

effect on the amount of inheritance you

can leave, and if your entitlement to

means-tested benefits could be affected

now or in the future.

Through the Mail Finance Equity Release

Service you will be provided with a free

quotation outlining what equity release

EQUITY RELEASE

everything you need to know

NO MONTHLY

REPAYMENTS REQUIRED

The money that you release is tax free

and you have the option of not making

monthly repayments.

YOU STILL OWN YOUR OWN HOME

With the most popular form of equity

release, a lifetime mortgage, you

continue to own 100% of your home.

NO NEGATIVE EQUITY

− GUARANTEED

Equity Release plans come with a no

negative equity guarantee. This means

that you can never pass on the debt to

your estate, providing the property is

sold for a reasonable amount.

FOR MORE INFORMATION

ON EQUITY RELEASE

& to request your FREE guide

0844 571 0808

• 
  

mailfinance.co.uk/

ERguide

Or visit:

Call:

could mean for you. You’re under no

obligation to proceed with anything that is

recommended to you. Only if you choose

to proceed and your case completes

would a fee of 1.95% of the amount

released be payable (minimum £1,495).

What's involved?

Equity release may involve a home reversion

plan or lifetime mortgage which is secured

against your property. To understand the

features and risks, ask for a personalised

illustration. Money released, plus accrued

interest, would be repaid upon death,

or moving into long-term care.

EQUITY RELEASE

Mail Finance Services Limited is part of the Daily Mail group

of companies and is an appointed representative of Age

Partnership Limited. By supplying your address and email

address, you are confirming that you are happy for Mail

Finance to contact you via letter or email regarding products

and services relevant to your enquiry. Mail Finance will contact

you on the telephone number you are providing regarding

your enquiry. For more information, please visit

http://www.mailfinance.co.uk/privacy/

DM300819

❑

Mr/Mrs/Miss/Other: ___________ Name: _____________________________________________________________

Address: ___________________________________________________________________________________________________

_____________________________________________________________________________________________________________

Postcode: Telephone: _______________________________________________________

Email address Date of Birth: _________________

Are you a homeowner?

Simply complete your details and return this coupon in an envelope to:

FREEPOST Age Partnership.

Nearly twice as many

Brits believe extending

their property is a better

financial decision than

moving to a new house.

ORDER YOUR FREE GUIDE TODAY

FREE

DAILY MAIL

GUIDE

READER OFFER

You could get access to

a record-breaking 2.98%

2

interest rate, currently

the lowest in the market!

(^2) Depending on your individual requirements
and circumstances.