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There’s actually a lot you can

do to protect your estate. But

it means taking action now.

The longer you wait, the more

difficult it might be to make

meaningful plans.

At the Mail, we recognise the impact

inheritance tax can have on our readers. It’s

why we’ve carefully chosen to partner with

Skipton Building Society to help you. Skipton

has more than 30 years’ experience helping

people plan for inheritance tax.

During a review, your local Skipton financial

adviser will take the time to understand

your circumstances. They will help you

determine whether inheritance tax is

something you need, and want, to plan

for. If you’d like advice, they can present

tailored recommendations to help you start

to address your potential liability, with no

pressure to act.

It’s important to be aware that some

solutions may put your capital at risk,

so you may get back less than you originally

invested. The Financial Conduct Authority

doesn’t regulate some areas of inheritance

tax planning. Thresholds depend on your

individual circumstances and prevailing

legislation, both of which may change

in future.

Five reasons why

you need to think

about inheritance tax

Your wealth is

the fruit of

a life's work.

You can plan

who inherits it

The UK is paying

more inheritance tax

than ever before

£5.4 billion was collected by HMRC in

the 2018/19 tax year. That’s double the

amount collected as recently as 2010/11.

What’s more, annual inheritance

tax revenue is predicted

to DOUBLE by 2030,

to more than £10 billion

a year.+

The value of your estate

might be carefully checked

The executor of your estate is required

to provide accurate valuations

of your assets.

In the 2017/18 tax year, HMRC

launched 5,400 investigations

into inheritance tax returns.

1.

2.

Your family might

need a good inheritance

Two thirds of young people expect

an inheritance. University debts and

the difficulties getting onto the housing

market are just two key reasons

why 20 to 30-year-olds are

relying on it. On average, they

expect to receive £80,000.

3. 
   

Your family will have

six months to pay it

It usually falls on your family to settle

an inheritance tax bill. And they’ll have

to pay it within six months. After that,

interest is charged. As bills can run

into thousands of pounds, not having

plans in place could cause

headaches for your

loved ones.

4. 
   

The rules are complex

80% of over-45s think the rules are

too complicated, which is leading

to a rise in people seeking

financial advice.

There are options available

to reduce your inheritance tax

liability, but it’s important

to act now.

5. 
   

THREE WAYS TO

FIND OUT MORE:

FREE GUIDE

Order our exclusive free guide

to inheritance tax

1

FREE CONSULTATION

Receive a free consultation to help

you determine whether you might

have a liability and if you could benefit

from financial advice

2

FREE EMAILS

Sign up for free financial planning

emails packed full of valuable

insight and tips

3

Order your

exclusive

FREE

guide today

FOR MORE INFORMATION

ON INHERITANCE TA X

& to request your FREE guide

0800 917 6687

• 
  

and quote code MF19A2

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Skipton Building Society. Skipton Building

Society is a member of the Building

Societies Association. Authorised by

the Prudential Regulation Authority

and regulated by the Financial Conduct

Authority and the Prudential Regulation

Authority, under registration number

153706, for accepting deposits, advising

on and arranging mortgages and

providing restricted financial advice.

Principal Office, The Bailey, Skipton,

North Yorkshire BD23 1DN. Should

you take advice from Skipton Building

Society, the Mail will receive a fee for the

introduction.

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