2 KIPLINGER’S PERSONAL FINANCE^ 10/ISTOCKPHOTO.COMCONTENTS
KIPLINGER’S PERSONAL FINANCE
FOUNDED 1947
VOL. 73 NO. 10AHEAD
11 TOPIC A Market volatility: Get used to it...
Another plus for high-deductible plans.17 ASK KIP Why stocks belong in a Roth IRA.INVESTING
20 WE RANK THE ONLINE BROKERS Which
broker is best for you? We rate 10 brokers on com-
missions, research, fund selection and more.28 HOW TO NAVIGATE OVERSEAS INVESTING
Low-volatility foreign stock funds and ETFs are a
low-stress way to approach uncertain markets.30 STREET SMART Betting on stocks Down
Under, by JAMES K. GLASSMAN.33 GO FOR THE GOLD? A modest amount could
be a good way to diversify your portfolio.36 MONEY SMART WOMEN How to be a
confident investor, by JANET BODNAR.38 MORE ABOUT INVESTING News of the
Kiplinger 25 (38). Mutual fund spotlight (39).MONEY
40 BATTLE THE CREDIT BUREAUS ... AND
WIN Get results when you need to correct an
error on your credit report or fight credit fraud.48 YOUR MIND AND YOUR MONEY Beware
dark patterns on the web, by ANNE K. SMITH.49 CREDIT/YIELDS Don’t get burned by
falling rates.RETIREMENT
50 COVER STORY
HARVEST THE FRUITS OF YOUR SAVINGS
How to turn a nest egg into an income stream
that will last a lifetime.61 LIVING IN RETIREMENT Retired and
single: Readers weigh in, by JANET BODNAR.REWARDS
62 DROWNING IN STREAMING FEES Cutting
out cable is easy these days—but use our guide
to keep the monthly streaming bill low.67 TRAVEL Is your vacation destination safe?FUNDAMENTALS
68 HOW TO COMPLAIN AND GET RESULTS
Raising your voice won’t get you what you want.
Getting a company to respond favorably is the
better way to go.70 MILLENNIAL MONEY Giving to charity
on a budget, by RIVAN STINSON.71 PRACTICAL PORTFOLIO Be smart about
how you trade.IN EVERY ISSUE
6 FROM THE EDITOR The broker matrix.8 READER FEEDBACK Smart places to retire.72 TAKEAWAY Cut your car insurance.■ PUT A LITTLE GOLD
IN YOUR PORTFOLIO?
PAGE 33COVER: Photo-illustration by Kevin Childers, with images
from istockphoto.com