The Wall Street Journal - 22.08.2019

THE WALL STREET JOURNAL. Thursday, August 22, 2019 |A

Source: Competitor website data, 7-day yield rate as of 8/19/

Money fund investors should carefully consider information contained in the money fund prospectus, or, if available, the summary prospectus, including investment

objectives, risks, charges, and expenses. You can request a mutual fund prospectus by calling Schwab at 1-800-435-4000. Please read the prospectus carefully before

investing.

You could lose money by investing in the Schwab Money Funds. SWVXX seeks to preserve the value of your investment at $1.00 per share, but cannot guaranteeit

will do so. SWVXX may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund’s liquidity falls below required

minimums because of market conditions or other factors. An investment in the Schwab Money Funds is not insured or guaranteed by the Federal Deposit Insurance

Corporation or any other government agency. The Schwab Money Funds’ sponsor has no legal obligation to provide financial support to the Funds, and you should not

expect that the sponsor will provide financial support to the Funds at any time.

Past performance is no guarantee of future results. For the most recent 7-day yields, see schwab.com. Yields subject to change without notice.

The 7-Day Yield is the average income paid out over the previous seven days assuming interest income is not reinvested and it reflects the effect of all applicable waivers. Absent such waivers, the fund’s yield would have been lower.

Charles Schwab Investment Management, Inc. (CSIM), the investment advisor for Schwab Funds, and Schwab, Member SIPC, the distributor for Schwab Funds, are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.

If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”), Charles Schwab Bank (“Schwab Bank”), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern within the time

frames described below. Two kinds of “Fees” are eligible for this guarantee: (1) “Program Fees” for certain investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab

Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide.

For more information please see the disclosure brochure for the Participating Service.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses

will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time. Schwab and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corpo-

ration. Brokerage products are offered by Schwab, Member SIPC. Deposit and lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.

Wealth Management refers to a number of different products and services offered through various subsidiaries of The Charles Schwab Corporation. See Schwab.com/wealth.

©2019 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0819-9K3M) ADP107993-

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WITH SCHWAB,

EARNING MORE ON

YOUR CASH IS JUST

THE BEGINNING.

+

If you’re not happy for any reason, Schwab will refund your eligible

fee or commission and work with you to make things right.

Satisfaction Guarantee

Get more when you invest your cash with Schwab:

7-day yields as of 8/19/

Schwab Funds

®

2.00%

Schwab Value Advantage

Money Fund®,SWVXX

(with waivers)

1.92%

Fidelity Money

Market Fund, SPRXX

1.81%

JPMorgan Liquid Assets

Money Market Fund, MJLXX

(with waivers)

$0 Investment Minimum $0 Investment Minimum $1,000 Investment Minimum

Fidelity JPMorgan

Schwab

Yes No No

Fidelity J.P. Morgan