Never sharing a
credit card with a
significant other
empowers me to
create my own posi-
tive credit history
and lets me avoid
someone else’s
different perception
of how my money
is spent.
NANCY KOCH, ALLEN-
TOWN, PENNSYLVANIA
Saving is important,
but it’s also OK to
do things you enjoy.
Go ahead and
splurge occasionally.
RACHEL DELANOY,
ENDICOTT, NEW YORK
Talk to the smart
women around
you about money.
Share and learn!
@ANNETTE
PATTERSON
Being mindful
about spending
and saving is
empowering.
Educate yourself
and think beyond
the initial excitement
of a purchase. Com-
pound interest is
a beautiful thing.
LYNETTE A. SANCHEZ,
MURRIETA, CALIFORNIA
Don’t go grocery
shopping on an
empty stomach.
I make sure that even
if I’ve had a meal in
the past hour or two,
I have a snack in my
purse to eat on the
way in. Helps with
splurge buys!
@ROSEMARYAND
GRACE
By the time you
save enough to
pay for something
with cash, you may
have decided you
don’t want or need
it anymore.
SUSAN CARTER,
STEPHENS CITY,
VIRGINIA
Respect it. I noticed
how a friend carefully
placed her currency
in her wallet like
it was a treasure.
I began to follow
her practice, and it
led me to respect
my overall finances
in a huge way.
MARTHA SWEAT,
ATHENS, GEORGIA
Unsubscribe from
retail emails. If you
don’t know about
the sale, you won’t
be tempted to buy.
@JGRIEBNER
Be sure to always
keep money in
an account for
yourself. Every
woman needs her
own money set
aside for whatever
the future puts
in her path.
DOTTIE CERNIK,
JACKSONVILLE,
FLORIDA
Once a week,
why not take your
lunch to work
and save what you
would have spent?
ANNE SCHMIDT,
BETHESDA, MARYLAND
The Instagrammers
who shared the
photos on these pages
will receive our Find
Your Balance special
edition. Want to
be considered for
this column? Tag
photos on Instagram
with #rslove.
Value yourself.
Be confident
about asking for
compensation
for your time.
ERICA SLAUGHTER,
CHARLESTON, SOUTH CAROLINA
#RSLOVE “A THESE-ARE-A-FEW-OF-MY-FAVORITE-
THINGS SALAD!” @SARAHLOVESSALAD
N E X T
QUESTION...
How do you de-stress
during the busy
holiday season?
Send an email
to yourwords@
realsimple.com
and let us know your
answer to this question.
Your response could
appear on these pages.
Your Words
What’s the one thing you would’ve told your
younger self about saving money?
16 REAL SIMPLE SEPTEMBER 2019