“Mybikewasstolenattheendof
araceinGermany,rightfromthefinish
lineasIwenttograbsomelunch.Iwas
metresawaybutIdidn’thavemybikesecurely
locked.Itwasapainfullessontolearn,
sometimesthebestinsuranceisassimpleas
agoodbikelockandcommonsense.Iwas
abletoborrowabikefromafriendwholived
nearbyforthefollowingfourweeks,anda
prettycomprehensivetravelinsurancepolicy
coveredmybikewhenIreturnedhome.
Beingabletoborrowabikewasreallygood
luck,althoughIwouldratherhavenever
haditstoleninthefirstplace.
MikeBlewitt,AMBEditor“After a bad racing crash I was
shocked to discover that the race
licence insurance was all but useless. My
own private health insurance covered a
hospital stay and surgical costs, but I still
had significant and ongoing out of pocket
expenses and a lot of rehabilitation with
physios, etc. The racing licence insurance
barely covered a thing, and didn’t pay
my loss of income (despite the fact that
it was apparently covered). The racing
licence cover isn’t worthwhile for any
majoraccidentsandIwouldhighly
recommendmakingsureyou’reproperly
coveredbyotherinsurance.”
Imogen,QLD“FOR ME THE INSURANCE COVER
THAT’S INCLUDED IN A RACE LICENCE
ISN’T WORTH THE EXPENSE THAT IS
BEING PASSED ONTO MEMBERS. I
WISH I HAD THE OPTION TO SELECT MY
OWN MEDICAL COVER AND INCOME
PROTECTION FOR MY RACE LICENCE
TO BRING DOWN THE COST FOR ME
INDIVIDUALLY.”
Trent, QLD“IT TOOK 4 MONTHS FOR OUR CLAIM ON
3 HIGH END BIKES THAT WE HAD STOLEN.
IT ACTUALLY TOOK A BIT OF UNDERCOVER
WORK TO FIND OUT WHAT WAS GOING ON,
AS THE INSURANCE COMPANY WERE
TRYING TO SOURCE PARTS DIRECT FROM
THE FACTORY TO SAVE ON COSTS. WE
PAID HIGH PREMIUMS TO INSURE OUR
BIKES AND DIDN’T EXPECT THEM TO MAKE
IT SO DIFFICULT TO CLAIM. THEY EVEN
SAIDITWASOURFAULTFOR
HAVINGSUCHEXPENSIVEBIKES!”
Anon,QLD“IACTUALLYHADAJOEYJUMPRIGHT
THROUGHMYBACKWHEELATOURLOCAL
TRAILS.ITRIPPEDOUTTHESPOKESON
THECARBONWHEEL.MYBIKEWASLISTED
ONMYGIOHOMEANDCONTENTSAND
THEYCOVEREDIT,I’VEALWAYSHADGOOD
DEALINGSWITHTHEM.THEBIKEHADTO
BEQUOTEDTHROUGHCYCLESTATIONIN
ALBURY,BUTTHEYAREMYLOCALSHOP
ANDITWASAREALLYSMOOTHPROCESS.”
Daniel,NSW“I was really glad to have a plan in
place along with insurance. It was worth
taking the time to fully understand answers
to key questions such as; What would the
impact be on my lifestyle if I had an accident
and couldn’t work for a period of time? How
could I best protect that income? What level
of private health cover do I think I should
have and could afford should I need it?
If my bike got stolen or wrecked in an
accident, would it be automatically covered
on my contents insurance, and if not how
could I insure it?
I did all of that, had a serious accident
one day and there was a plan in place which
my family and I kicked into gear. This took a
lot of pressure off us and allowed us to just
focus on my recovery.”
Andrew, NSW40 AMB
BIKE INSURANCE