2009 Lexus GS 300 3.0SE CVT,
126,000 miles, £3600
2006 Audi A8 3.0 TDI, 134,000
miles, £3500
2005 Mercedes-Benz S320,
99,000 miles, £3700
ALSO TRY...
If depreciation is going to decimate
any model demographic then it is the
increasingly irrelevant luxury offerings
that will suffer. So if you’re going to PCP
and move on, the barges are great for
those who can afford the churn. The
upside for used car buyers is getting
an enormous, unstressed, comfy old
bus that could last a few years – or give
you fault-finding nightmares. You will,
though, get a lot of motor for the money.
A warranty is in effect an insurance
policy that covers your car against
specific mechanical failures. Cars
purchased from independent dealers
and car supermarkets may be offered
with a warranty package, but it is also
possible buy your own warranty cover.
There are plenty to choose from
and some cover more than a simple
mechanical failure. You can even get
a policy that operates when a car fails
its MOT, and there are packages that
cover maintenance and spread any
servicing and repair costs over the
year. It will suit some drivers perfectly
and remove any worries they have
about unexpected expenditure.
It’s important to read the small print
to see exactly what is – and what isn’t
– covered. You may have a claims limit
and you may even have to contribute
to costs. High-mileage cars and older
bangers may not be eligible, usually
if they are over a decade old or have
covered more than 100,000 miles.
At the other end of the market, some
sports cars and complicated luxury
cars may also be excluded.
A good warranty will cover the
engine, fuel and ignition systems,
cooling system, electrics, gearbox,
transmission system, steering,
suspension and selected clutch and
brake parts, but not wear items such
as the clutch itself or the brake pads.
BUY USED AND GET A WARRANTY
2007 HONDA LEGEND
3.5 i-VTEC V6 EX,
119,000 miles, £3500
No, this isn’t a Lexus. It
happens to be even more dull
but still fairly adorable. Basically
this is a giant Civic with a ton of old
tech, including outdated voice-
commanded sat-nav, which would be
a laugh. The thing is, though, this is
going to be as reliable as a baby Civic
if looked after. You are also unlikely
ever to see another.
SMART BUYS PCP vs USED
14 AUGUST 2019 AUTOCAR.CO.UK 49
LARGE LUXURY SALOONS
BUY
NEW
BMW 730d SPORT
Deposit £3999 Monthly payment £699 Duration 47 months
FOR
YOU
R
DEP
OSIT