* Estimated APR (Annual Percentage Rate) based on 5 year loan term; individual rate may vary based on loan amount, loan term, vehicle use, model year and type of boat. Subject to consumer
loan program requirements and credit approval. Rates and terms may vary with market conditions and are subject to change without notice. Certain fees, closing costs, and restrictions may
apply. APR applied to the loan is the APR in effect on the date the application is received and is valid for 30 days. APRs may vary with loan term. Boat must be 1999 model year or newer;
for boat model year 1999 to 2008, add .25% to above rate. Maximum loan term based on loan amount. Maximum loan amount is calculated using an advance percentage determined by
FICO score and multiplied by NADA base wholesale value with adds; if not listed in NADA, then multiplied by 80% of BUC low retail value. Other rates with different loan terms are available.
See our website for rates and terms for financing live-aboards and loan amounts below $25,000. Example of a recreational use boat loan: A $65,000 loan for 5 years with an APR of 4.59%
has 60 monthly payments of $1,214.46 each.
Member FDIC. Equal Housing Lender. © 2019 Bank of the West. Doing business in South Dakota as Bank of the West California. NMLS ID 19116Fixed APR
*
as low asNew • Used • Refinance
4.59
%
$50,000+
5.59
%
$25,000 – $49,999
Rates accurate as of 7/16/19. See website for current rates and terms.Apply online at EssexCredit.com/yht
When the sea beckons, answer the call with an affordable marine loan from Essex Credit. Whether refinancing an
existing loan or financing a new or used boat for live-aboard, full- or part-time charter, or pleasure use, our
dedicated consultants can help you with your dream vessel. And with our simple online application, securing a loan
couldn’t be easier. So visit our website or call 866-377-3948 (TTY: 800-659-5495) today to take advantage of the
open water, and our low, fixed APR.
Hit the high seas with
a low-rate boat loan