Amateur Photographer – 09 August 2019

subscribe 0330 333 1113I http://www.amateurphotographer.co.ukI 3 August 2019 21

phones,tablets,andlaptops.

If you’reinanydoubtasto

howessentialthiscoveris,take

theexampleofDanielCooper.

Hesaid:‘Whilstona shoot

I switchedtoa wide-angle

lensanddroppedtheother

oneonsomeconcretesteps.

I wasdevastated.

‘ Tha n k f u l ly,R ipe

PhotographyInsuranceput

mymindatease.I gotin

touchwiththemandthelens

wasrepairedquickly.The

claimprocesswasmuch

easierthanI thoughtit

wouldbeandeveryone

wasreallyhelpful.’

Danielwould’vebeen

hundredsofpoundsoutof

pocketwithoutspecialist

photographyinsurance.This

instanceonlygoestoshow

that,ascarefulaswetryto

be,sometimeswe’rejust

unlucky– buthaving

specialistphotography

equipmentinsurance means

a happy ending.

P

hotography
insuranceis oneof
thosethingsyou
probablyknow
youshouldhave,butmaybe
haven’tdoneanythingabout.
Granted,you’renotthinking
aboutexclusionsandexcesses
whileyou’retakingsnapsof
beaches,butyou’llprobablybe
concernedaboutdroppingyour
cameraoffthecliffthatyou’re
stoodon!
Westrivetopreventour
camerasbeingdamaged,
butsometimesit’soutofour
hands.That’swhyspecialist
photographyinsuranceis a
no-brainer.RipePhotography
Insuranceexplainsmore...

Thetruecostofall
yourkit
Haveyoueverstoppedto
wonderhowmuchyourkitbag
is worth?AnaverageDSLR
costsseveralhundredpounds,
andthat’sbeforeyouevenadd
lenses,peripherals,hard-
drives,anda bag.
Therefore,you’reprobably
transportingthousandsof
pounds’worthofgearwith
youwhereveryougo,whether
it’sa triptothewoods,a
strollthroughthecityora
holidayabroad.
Eachofthesesituations
presentsanopportunityto
damageyourcameraand
equipment,whichdoesn’t
bear thinking about if you’re

Get

10% off

specialist

photography

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AtRipePhotography,we

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Getaninstantquote

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ripeinsurance.co.uk/

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Why you can’t

afford not to

insure your kit

apassionatephotographer.

That’swhyspecialist

photographyinsurancewas

created– toenablepeopleto

continuepractisingtheir

passionwithpeaceofmind.

Homeinsurancevs

specialistinsurance

Whileyourcameramight

becoveredundera home

insurancepolicy,coveroutside

ofyourhomeorabroadcanbe

limited– whichprettymuch

defeatsthepurposeofbeing

a photographer!

Additionally,homeinsurance

policiestypicallyplacea limit

onthevalueofindividual

itemstheyincludeinstandard

cover(suchascamerasand

videomakingequipment)

whichcanbeaslowas£500.

Thatwouldbarelycover

a newlens.

Bycontrast,specialist

photographyinsurancecan

giveyoubettercoverandis

cheaperthanupgradingyour

homeinsurancepolicy.

Howspecialistinsurance

canprotectyou–

whereveryouare

Specialistphotography

insurancecanprotectyour

equipmentagainstaccidental

damagewhetheryou’reat

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evenworldwide.Covercan

extendbeyondthecamera

itself to items like mobile

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Danielwas

gladhe’d

hadRipe’s

insurance