Living and Loving – August 2019

(Nandana) #1
MEDIHELP MEDICAL
SCHEME MATERNITY
BENEFITS
Medihelp offers enhanced maternity
benefits in addition to other insured
benefits. You will need to consult with
a consultant or view their brochure at
medihelp.co.za to see what maternity
benefits are covered under the
various options the scheme offers.
The enhanced maternity benefits
include the following:
● Free registration for and
participation in the Medihelp
HealthPrint pregnancy and
baby programme with support
and baby goodies.
● Up to 12 antenatal and postnatal
consultations per family at a

gynaecologist, GP or midwife (up
to eight on the Prime 2 option).
● One amniocentesis
screening per pregnancy.
● Two 2D ultrasound
scans per family.
● Flu vaccination during your
pregnancy at Clicks/
Dis-Chem pharmacy clinics.
CHILD BENEFITS
● Child flu vaccination at Clicks/
Dis-Chem pharmacy clinics.
● Babies under a year receive
two additional visits to
a GP or specialist.
● Full schedule of standard child
immunisations covered up to
seven years at Dis-Chem and
Clicks pharmacy clinics.
HEALTHPRINT
HealthPrint is a free online health
and wellness platform specifically
designed for Medihelp members
to add value in a unique and
individualised manner to your
experience. Under HealthPrint,
members have access to a
pregnancy and baby programme
which offers the following:
● Once you’ve registered for the
baby programme, you will receive
a special gift for your baby.
● Through HealthPrint, you can also
access information about your
pregnancy benefits and
the procedures to
access benefits, as
well as receive a
regular newsletter.
● Children of
members of
Medihelp MultiSport
get free membership
of MultiSport
and a kids’ MultiSport
T-shirt (under 12 years).
Visit medihelp.co.za.

CAN I JOIN A MEDICAL AID
IF I’M ALREADY PREGNANT?
You can, but your pregnancy
and birth will not be covered.
According to the Medical
Schemes Act 131 of 1998,
medical aid schemes are
entitled to impose a 12-month,
condition-specific waiting
period for any pre-existing
medical condition, such as
pregnancy. The waiting periods
must be imposed for specific
pre-existing conditions to
protect the interest of current
members of the scheme. When
a waiting period is applied to
pregnancy, the pregnancy
and birth will not be covered,
but your baby will be covered
from the first day of life, if
you register them on your
medical aid within 30 days.

WHAT IF I DIDN’T KNOW
THAT I WAS PREGNANT
WHEN I JOINED?
Underwriting still applies.
But, if you were unaware of
your pregnancy, it can’t be
considered as pre-existing.
However, before cover is
granted, the timing and
specific circumstances
regarding your pregnancy
will be investigated. LL

PHOTOGRAPHY


GALLO IMAGES/GETTY IMAGES/ISTOCK


pregnancy & birth


L&L | AUGUST 2019 | 25

If you’re considering starting
a family, join a medical aid
right away, so when you do fall
pregnant, providing the waiting
period is over, your pregnancy
and birth will be covered.
Free download pdf