Dalal Street Investment Journal – July 20, 2019

48 DALAL STREET INVESTMENT JOURNAL I JULY 22 - AUG 4, 2019 DSIJ. in^

Financial Review For FY19

Company Name Market Cap

(` in Cr.)

NII PAT

FY19 FY18 FY17 FY19 FY18 FY17

I

ndian banking system faced major headwinds in FY19

which kept the overall economy under pressure for most

part of the year. The public sector banks can be expected

to focus on increasing CASA, with the aim of curtailing

costs and containing level of non-performing assets

(NPAs). The steps should be taken for concentrated growth

with profitability.

Overall, the banks ended FY19 with strong disbursement

numbers that rose in double digits for the second year in a row,

after the slow growth in earlier fiscals. The overall banking

credit rose 13.24 per cent to `97.67 lakh crore, while deposits

grew by 10 per cent to `125.72 lakh crore during the same

period.

On a YoY basis, non-food bank credit rose by 13.2 per cent in

FY19 as compared with an increase of 9.8 per cent for FY18.

Loans to the services sector doubled with a 23.7 per cent

growth to 14.2 per cent in the same month last year. The

advances to agriculture and allied activities increased by 7.5 per

cent and to the industry advances rose by 5.6 per cent.Advances

to infrastructure, chemical and chemical products and all

Bank

HDFC Bank 676480.35 105160.75 85287.85 73271.36 22445.62 18560.85 15287.41
State Bank Of India 330745.21 253322.14 228970.28 230447.10 3069.07 -4187.41 -390.67
Kotak Mahindra Bank 289760.84 29934.76 25131.08 22324.21 7119.70 6147.14 4949.08
ICICI Bank 281521.81 71981.65 62162.35 60939.98 5689.16 9099.54 11340.33
Axis Bank 211126.29 56043.65 46614.06 45175.09 5047.09 464.03 3967.03
IndusInd Bank 92397.87 22261.15 17280.75 14405.67 3301.10 3605.99 2867.89
Bank Of Baroda 50161.32 52906.25 46056.42 44473.44 1087.07 -1912.05 1777.41
Punjab National Bank 37638.08 52147.14 48724.85 48058.08 -10026.41 -12584.33 901.13
Bank Of India 30753.93 41004.82 38312.80 39585.23 -5497.42 -6072.88 -1593.75
IDBI Bank 27811.98 22102.10 23046.25 27805.38 -15012.97 -8157.11 -5069.44
RBL Bank 27076.43 6302.08 4561.48 3713.16 861.36 639.21 446.05
Canara Bank 21930.72 46896.72 41345.32 41456.66 547.14 -4087.32 1233.61
The Federal Bank 21289.73 11635.44 9914.90 8783.27 1282.52 909.65 853.31
IDFC First Bank 20755.95 12204.02 9098.47 8578.28 -1880.02 955.48 1062.74
Yes Bank 20452.61 29623.80 20268.59 16425.00 1709.27 4233.22 3339.89
Allahabad Bank 18031.72 16915.77 16398.44 17694.35 -8457.38 -4574.22 -279.00
Corporation Bank 16993.51 15622.65 17628.36 19471.52 -6325.30 -4049.93 565.81
Union Bank Of India 14818.15 34313.67 32951.57 32816.97 -2933.41 -5220.64 566.75
Indian Bank 12632.44 19182.06 17115.32 16039.22 320.93 1262.92 1412.91
Syndicate Bank 10922.76 21725.40 21775.95 23003.79 -2524.20 -3111.69 517.45
Central Bank Of India 10031.30 22638.57 24035.51 24661.41 -5641.48 -5104.91 -2439.10
Bank Of Maharashtra 9668.02 10849.68 11096.42 12061.98 -4763.25 -1112.03 -1356.09
Andhra Bank 7103.08 19202.88 18208.52 18231.53 -2767.09 -3394.39 187.79
The Jammu & Kashmir Bank 2221.86 7675.56 6621.40 6685.80 464.89 440.90 -1632.29

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