Total Tattoo – August 2019

(Nancy Kaufman) #1
It’s not all fun and games being a
tattooist. Sure, you get to wear what you
want, listen to great music and essentially
draw on people all day – but there’s a
whole heap of other stuff that has to be
organised underneath, one of which is
insurance. It's not perhaps the most
enticing of topics, so we've decided to
look into it for you (with the help of two
insurance experts and an anonymous
panel of tattooists).

The types of cover most relevant to tattooists are public liability,
treatment risk and insurance for premises and property. It is not a
legal requirement in England to have either public liability or
treatment risk cover, although your local licensing authority will
often insist on you having this before they give you a licence to
tattoo or pierce. The level of cover required also varies with each
council, and Wales, Northern Ireland and Scotland each have
their own rules. It is basically a postcode lottery.

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Words by Total Tattoo Magazine, Ray Colenutt and Carl Tero,
with opinions supplied by an anonymous panel of tattooists

37 %


of studios are
under-insured
Free download pdf