2019-05-01+Kiplingers+Personal+Finance

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20 KIPLINGER’S PERSONAL FINANCE^ 05/2019 AHEAD In investing, a great way to make money is to avoid firms that take too many risk ...

Annual Percentage Yields (APYs)are accurate as of 3/8/19 and subject to change at any time without notice. Fees may reduce ear ...

What these success stories have in common is passion and persistence and a vision for what their wealth can achieve. BY SANDRA B ...

■ CHRISTINA STEMBEL BELIEVED THE FLOWER INDUSTRY WAS RIPE FOR DISRUPTION, SO SHE STARTED FARMGIRL FLOWERS. 05/2019 KIPLINGER’S P ...

24 KIPLINGER’S PERSONAL FINANCE^ 05/2019 She concluded that the e-commerce side of the industry was ripe for disruption because ...

05/2019 KIPLINGER’S PERSONAL FINANCE 25 Since the bottom of the housing market in 2012, median home prices nationally have risen ...

26 KIPLINGER’S PERSONAL FINANCE^ 05/2019 lease to the bank and the banker or- ders a new appraisal. Based on the new value of th ...

about $40 million in assets from cli- ents she brought with her from a wealth management firm; today, she manages about $200 mil ...

28 KIPLINGER’S PERSONAL FINANCE^ 05/2019 She attributes much of her success to her focus on developing long-term relationships w ...

Breathe easy knowing your money is working for you with rates up to 24x the national average 3 No monthly maintenance fees No m ...

year, depending on commissions. Then, after a trip to London and Paris in 2014, they promised themselves they would take their s ...

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IST OC KP HO TO .CO M 32 KIPLINGER’S PERSONAL FINANCE^ 05/2019 purchase, asking whether it was nec- essary or could be achieved ...

05/2019 KIPLINGER’S PERSONAL FINANCE 33 SPECIAL REPORT ID THEFT Act now to protect yourself. ILLUSTRATIONS BY BENEDETTO CRISTOFA ...

34 KIPLINGER’S PERSONAL FINANCE^ 05/2019 MONEY One of the largest breaches disclosed last year was at Marriott International, wh ...

TAX ID THEFT More than your refund is at risk. The problem: Your tax return could be at- tractive to an identity thief even if y ...

R etirement might mean more time with the grandkids or long trips abroad, but it won’t mean saying goodbye to taxes. In fact, ta ...

Free Retirement Planner “How far will $1,000,000 get me when I retire?” 1 4 (^25) 3 6 When can I retire comfortably? Assess your ...

38 KIPLINGER’S PERSONAL FINANCE^ 05/2019 MONEY District of Columbia may request a PIN on their own for federal filing. However, ...