Kiplinger\'s Personal Finance 02.2020

02/2020 KIPLINGER’S PERSONAL FINANCE 51

BUDGET CATEGORIES ONCE A YEAR MONTHLY WEEKLY TOTAL ANNUAL

Mortgage payment (or rent) $ $ $ $

Property taxes not included above

Home insurance not included above

House/yard maintenance

Utilities

Phone(s)

Cable TV

Internet

Car payments

Automobile insurance

Gasoline

Automobile maintenance and license

Other transportation costs

Taxes (withholding, etc.)

Health insurance (or Medicare)

Drugs & other essentials

Long-term-care insurance

Uninsured medical/dental

Life insurance

Umbrella liability insurance

Groceries

Restaurants

Clothing

Pet care

Vacation and travel

Entertainment and hobbies

Subscriptions and education

Gifts and charities

Support of others

Other discretionary items

SAVINGS

For emergency fund and short-term needs

For future major purchases

TOTAL CASH OUTFLOWS $ $ $ $

A BUDGET WORKSHEET FOR RETIREMENT

Use this worksheet to estimate your retirement expenses.