How_Money_Works_-_The_Facts_Visually_Explained

(Greg DeLong) #1

ACKNOWLEDGMENTS


Dorling Kindersley would like to thank
Alexandra Beeden for proofreading,
Emma Wicks for design assistance, Phil
Gamble for icon design, and Helen
Peters for indexing.

Sources of statistics and facts:

Jacket: blogs.spectator.co.uk/2016/09/
paper-5-polymer-origins-banknote/;
en.wikipedia.org/wiki/List_of_circulating_
currencies; http://www.worldbank.org/en/topic/
poverty/overview; en.wikipedia.org/wiki/
Crowdfunding; en.wikipedia.org/wiki/1891;
money.howstuffworks.com/currency6.htm;
en.wikipedia.org/wiki/European_debt_crisis;
http://www.bbc.co.uk/news/business-18944097;
http://www.ilo.org/global/research/global-reports/
global-wage-report/2014/lang--en/index.htm;
en.wikipedia.org/wiki/Rai_stones; http://www.
worldbank.org/en/news/press-
release/2015/04/15/massive-drop-in-number-
of-unbanked-says-new-report;
manchesterinvestments.com/portfolio-
compass-january-20-2016/; http://www.imf.org/
external/pubs/ft/fandd/2014/09/kose.htm

p.13: money.visualcapitalist.com/; p.19: http://www.
royalmint.com/bullion/products/gold-
sovereign; p.27: http://www.moodys.com/research/
Moodys-US-non-financial-corporates-cash-
pile-increases-to-168--PR_349330; p.29:
http://www.apple.com/uk/pr/
library/2016/01/26Apple-Reports-Record-
First-Quarter-Results.html; p.33: http://www.theaa.
com/motoring_advice/car-buyers-guide/
cbg_depreciation.html; p.39: http://www.
modestmoney.com/cash-flow-problems-small-
business-startups-tackle/9820; p.41: http://www.
tutor2u.net/business/reference/gearing-ratio;
p.47: http://www.cnbc.com/2015/07/17/googles-
one-day-rally-is-the-biggest-in-history.html;
p.49: http://www.thetradenews.com/Regions/Asia/
Tokyo-needs-foreigners-to-revitalise-
volumes/; p.51: http://www.tradingeconomics.com/
germany/government-bond-yield; p.53: http://www.
prmia.org/sites/default/files/references/
Baring_Brothers_Short_version_April_2009.
pdf; p.59: http://www.wsj.com/articles/pound-
drops-to-31-year-low-against-dollar-on-brexit-
concerns-1475566159; p.60: http://www.forbes.com/

sites/ryanmac/2014/09/22/alibaba-claims-
title-for-largest-global-ipo-ever-with-extra-
share-sales/#7e4c5c887c26; p.65: http://www.
dbresearch.com/PROD/DBR_INTERNET_EN-
PROD/PROD0000000000406105/High-
frequency_trading%3A_Reaching_the_limits.
pdf; p.71: http://www.investopedia.com/articles/
economics/09/lehman-brothers-collapse.
asp#ixzz4M7KQIMTg; p.72: http://www.
federalreserve.gov/monetarypolicy/
reservereq.htm; p.76: http://www.tdameritrade.
com/about-us.page; p.81: http://www.
morganstanley.com/im/emailers/media/pdf/
liq_sol_updt_012013_rule_2a-7.pdf; p.83:
http://www.ey.com/Publication/vwLUAssets/
ey-global-consumer-banking-survey/$FILE/
ey-global-consumer-banking-survey.pdf;
p.88: positivemoney.org/how-money-works/
how-banks-create-money/; p.93: As
estimated by former Bank of England
Governor Mervyn King, http://www.telegraph.co.
uk/finance/recession/7077442/Recession-
Facts-and-figures.html; p.95: http://www.nber.org/
chapters/c2258.pdf; p.97: http://www.
usgovernmentspending.com/; p.100: http://www.
ecb.europa.eu/home/html/index.en.html;
p.103: http://www.riksbank.se/en/The-Riksbank/
History/Important-date/1590-1668/; p.105:
http://www.worldbank.org/en/country/libya/
overview; p.107: http://www.forbes.com/sites/
frederickallen/2012/07/23/super-rich-hide-21-
trillion-offshore-study-says/#386b08de73d3;
p.110: http://www.nationaldebtclocks.org/
debtclock/unitedstates; p.115: fred.stlouisfed.
org/series/MKTGNIJPA646NWDB; p.117:
http://www.bls.gov/k12/history_timeline.htm;
p.123: http://www.tradingeconomics.com/
argentina/inflation-cpi; p.125: http://www.aei.org/
publication/since-2009-feds-qe-purchases-
transferred-almost-half-trillion-dollars-
treasury-isnt-gigantic-wealth-transfer/;
p.127: http://www.economist.com/news/finance-
and-economics/21623742-getting-greeks-pay-
more-tax-not-just-hard-risky-treasures; p.135:
http://www.federalreserve.gov/faqs/
economy_14400.htm; p.139: http://www.dailyfx.
com/forex/education/trading_tips/daily_
trading_lesson/2014; p.143: This Time It’s
Different: Eight Centuries of Financial Folly


  • Preface Reinhart, Carmen and Rogoff,
    Kenneth University of Maryland, College Park,
    Department of Economics, Harvard University


2009; p.145: http://www.globalfinancialdata.com/
gfdblog/?p=2382; p.147: en.wikipedia.org/
wiki/European_debt_crisis; p.151: http://www.
forbes.com/sites/jamiehopkins/2014/08/28/
not-enough-people-have-financial-advisers-
and-new-research-shows-they-
should/#4e7ad5fd7648; p.153: en.wikipedia.
org/wiki/Ultra_high-net-worth_individual;
p.157: http://www.forbes.com/sites/
afontevecchia/2014/10/02/the-new-forbes-
400-self-made-score-from-silver-spooners-to-
boostrappers/#2cf326c97d40; p.164:
siblisresearch.com/data/ftse-all-total-return-
dividend/; p.167: http://www.tradingeconomics.
com/european-union/personal-savings; p.175:
manchesterinvestments.com/portfolio-
compass-january-20-2016/; p.176:
en.wikipedia.org/wiki/Subprime_mortgage_
crisis; p.179: http://www.thisismoney.co.uk/money/
mortgageshome/article-3452615/SIMON-
LAMBERT-house-prices-double-15-years.
html; p.180: http://www.mybudget360.com/
negative-equity-nation-for-1-out-of-5-
homeowners-the-psychology-of-the-10-
million-american-homeowners-with-zero-
equity/; p.183: money.cnn.com/2016/04/29/
investing/stocks-2nd-longest-bull-market-
ever/; p.194: en.wikipedia.org/wiki/
Efficient_frontier; p.199: http://www.
moneysavingexpert.com/savings/discount-
pensions; p.201: http://www.un.org/en/
development/desa/population/publications/
pdf/ageing/WPA2015_Report.pdf; p.203:
en.wikipedia.org/wiki/1891; p.205:
themoneycharity.org.uk/money-statistics/;
p.207: uk.businessinsider.com/eurostat-data-
on-household-debt-2016-3; p.210: http://www.
theguardian.com/business/2014/dec/16/
wonga-cuts-cost-borrowing-interest-rate;
p.213: ec.europa.eu/eurostat/statistics-
explained/index.php/People_in_the_
EU_%E2%80%93_statistics_on_housing_
conditions#Ownership:_tenure_status; p.214:
news.bbc.co.uk/1/hi/business/7073131.stm;
p.217: http://www.woccu.org/; p.220:
thefinancialbrand.com/45284/banking-
mobile-payments-bitcoin-research/; p.223:
en.wikipedia.org/wiki/List_of_
cryptocurrencies; p.227: http://www.kickstarter.
com/about; p.229: http://www.statista.com/
statistics/325902/global-p2p-lending/

Acknowledgments


248-256_Index_Acks.indd 256 13/10/2016 16:33

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