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Lifestyle
priority Areas to consider^ Why^Coastal calmSt. Mary (Oracabessa/Prospect), St. Ann (Runaway
Bay/Ocho Rios), Hanover/Westmoreland (Negril/Orange
Bay)Sea breeze, slower pace,
good amenities.Cooler climate Mandeville/Manchester highlands, parts of St. Andrew
hillsMild temperatures;
gardening culture.Active social Kingston & St. Andrew; Montego Bay; Ocho Rios Clubs, concerts,
restaurants, airports.
Low
maintenance Gated strata (apts/townhouses)^Security & exterior upkeep
handled.Retirement set-up checklist
- Budget bands (needs • wants • give): pensions, savings drawdown, FX plan.
- Healthcare: insurance in force; GP chosen; hospital routes rehearsed; NHF card if eligible.
- Home safety: grab bars, non-slip tiles, lighting, step-free entries.
- Mobility: reliable driver/taxi; license renewal reminders; night-driving plan.
- Community: join a service club/church group; volunteer once a week.
- Documents: will, powers of attorney, beneficiaries, secure contacts list.
Design your week (sample)
- Mon: Morning walk + market day.
- Wed: Service club meeting / choir rehearsal.
- Fri: Beach swim or garden club.
- Sun: Worship + family dinner.
Rituals = friendships = wellbeing.
Public vs Private Beaches – Your Right to Relax
Plain-English orientation (not legal advice):
- Many beaches in Jamaica are publicly owned or managed for public use; some are licensed to
private operators (hotels/attractions) that may control access and charge fees for upkeep and
safety. - Municipal/UDC-operated beaches are typically open to the public, with facilities and lifeguards
where provided. - Respect signage, lifeguard flags, and protected areas (marine parks, turtle nesting zones).
- Always follow local instructions from lifeguards, security, and marine wardens.
Picking your beach—what to expect