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B. Secure-by-default checklist
- Unique passwords; 2FA (authenticator app).
- Store account & meter numbers in a home file.
- Turn on e-bills and auto-pay where comfortable.
- Save all PDF receipts monthly in a “Bills” folder.
- Use a password manager (shared access for spouse/next of kin).
Climate & Hurricane Readiness – Home Resilience, Water & Power
Backups
Principle: design for 7 days self-reliance. The Atlantic hurricane season typically runs June–November.
A. Home hardening (pre-season)
Area Action Notes
Roof &
openingsInspect fasteners; seal leaks; prepare
shutters/plyDo this before June.Trees &
drainage Trim branches; clear gutters/drains^ Reduces roof/flood risk.^
Water Tank (400–1,000 gal) + pump; bottled supply 1 gallon/person/day × 7.
Power Generator or inverter-battery; surge protectors Test monthly; store fuel safely.Comms Power banks; car charger; backup SIM SMS/WhatsApp may work when voice
fails.Insurance Building/contents with hurricane & flood
ridersPhotograph assets; keep receipts.B. Family “go-bag” (one per adult)
- IDs & copies; cash; deeds/insurance scans.
- Meds (7–14 days), first aid, glasses.
- Torch/headlamp, batteries, whistle, multi-tool.
- Water pouches, dry snacks, poncho.
- Phone power bank, spare cables.
Post-storm checklist
- Turn off mains if water rose near outlets.
- Photograph damage before cleanup.
- Log claims promptly with policy numbers.