Wall Street Journal 08_04_2020

(Barry) #1

THE WALL STREET JOURNAL. Wednesday, April 8, 2020 |B9


Metal & Petroleum Futures
Contract Open
Open High hi lo Low Settle Chg interest
Copper-High(CMX)-25,000 lbs.; $ per lb.
April 2.2900 2.3250 2.2900 2.28850.0535 2,134
May 2.2200 2.3175 2.2185 2.27250.0550 83,496
Gold(CMX)-100 troy oz.; $ per troy oz.
April 1695.70 1724.40s 1658.00 1664.80–12.20 1,752
June 1707.10 1742.60s 1672.00 1683.70–10.20 357,112
Aug 1705.00 1739.70s 1672.90 1682.80 –9.40 58,852
Oct 1704.00 1733.20s 1674.60 1683.50 –9.60 12,338
Dec 1713.10 1740.80s 1674.30 1683.70 –9.40 41,138
Feb'21 1715.00 1715.00s 1675.70 1682.80–10.50 9,601
Palladium(NYM)- 50 troy oz.; $ per troy oz.
April 1593.60 1593.60 1593.60 2122.80 17.50 4
May ... 2260.00s 2260.00 2110.60 17.50 n.a.
June 2082.20 2207.20 2048.80 2094.30 17.50 6,673
Sept 2125.30 2190.00 2085.80 2084.50 17.00 614
Dec 2140.00 2180.00 2107.40 2069.90 16.80 433
Platinum(NYM)-50 troy oz.; $ per troy oz.
April 720.80 720.80 719.50 741.00 13.00 6
July 739.00 750.90 732.20 745.00 13.00 48,960
Silver(CMX)-5,000 troy oz.; $ per troy oz.
April 15.465 15.655 15.245 15.422 0.311 51
May 15.280 15.930 15.205 15.480 0.311 75,268
Crude Oil, Light Sweet(NYM)-1,000 bbls.; $ per bbl.
May 26.34 27.24 23.54 23.63 –2.45 579,261
June 30.21 31.30 28.53 28.69 –1.29 319,393
July 32.51 33.34 31.47 31.84 –0.20 208,840
Aug 33.47 34.23 32.57 32.92 –0.01 108,908
Sept 34.04 34.76 33.17 33.48 0.05 129,073
Dec 34.95 35.68 34.33 34.67 0.31 264,032
NY Harbor ULSD(NYM)-42,000 gal.; $ per gal.
May 1.0620 1.0778 1.0229 1.0275–.0182 91,301
June 1.0934 1.1052 1.0515 1.0563–.0176 49,781
Gasoline-NY RBOB(NYM)-42,000 gal.; $ per gal.
May .7058 .7349 .6350 .6482–.0534 107,294
June .7654 .7938 .7027 .7148–.0473 61,984
Natural Gas(NYM)-10,000 MMBtu.; $ per MMBtu.
May 1.759 1.912 1.747 1.852 .121 340,215
June 1.879 2.002 1.861 1.949 .105 112,443
July 2.008 2.104 2.001 2.063 .074 131,665
Sept 2.092 2.175 2.090 2.149 .064 100,940


Futures Contracts Open High hiloContractLow Settle Chg interestOpen Open High hiloContractLow Settle Chg interestOpen Open High hiloContractLow Settle Chg interestOpen


Oct 2.159 2.232 2.153 2.208 .059 100,124
Jan'21 2.796 2.854s 2.787 2.834 .030 67,627
Agriculture Futures
Corn(CBT)-5,000 bu.; cents per bu.
May 328.00 335.50 328.00 331.50 3.75 423,498
July 333.50 340.50 333.50 337.25 3.75 416,784
Oats(CBT)-5,000 bu.; cents per bu.
May 272.25 277.00 268.50 274.25 .75 1,900
July 267.75 269.75 264.25 267.00 –1.00 1,064
Soybeans(CBT)-5,000 bu.; cents per bu.
May 856.00 862.25 854.25 854.75 –.75 242,880
July 861.25 868.00 860.50 861.00 –.25 203,473
Soybean Meal(CBT)-100 tons; $ per ton.
May 297.40 297.50 293.70 293.80 –3.20 116,772
July 300.00 301.40 297.60 297.80 –2.10 102,087
Soybean Oil(CBT)-60,000 lbs.; cents per lb.
May 26.87 27.70 26.78 27.48 .65 135,696
July 27.20 28.03 27.10 27.81 .66 111,862
Rough Rice(CBT)-2,000 cwt.; $ per cwt.
May 1464.00 1466.00 1406.50 1434.00–34.00 5,960
July 1438.00 1441.00 t1386.50 1411.50–33.50 2,983
Wheat(CBT)-5,000 bu.; cents per bu.
May 555.25 555.75 545.25 549.25 –6.50 129,544
July 550.00 550.50 541.00 547.50 –3.50 114,090
Wheat(KC)-5,000 bu.; cents per bu.
May 474.25 477.50 468.25 473.25 –2.50 86,638
July 480.75 484.00 474.75 480.00 –1.75 75,570
Cattle-Feeder(CME)-50,000 lbs.; cents per lb.
April 113.500 114.925 113.500 114.925 4.500 2,874
May 112.150 113.800 112.050 113.800 4.500 14,575
Cattle-Live(CME)-40,000 lbs.; cents per lb.
April 85.750 88.325 85.750 88.325 4.500 12,488
June 82.575 84.800 82.425 84.800 4.500 123,805
Hogs-Lean(CME)-40,000 lbs.; cents per lb.
April 43.325 44.125 42.850 44.125 3.000 17,848
June 51.975 52.650 50.500 52.650 3.000 79,145
Lumber(CME)-110,000 bd. ft., $ per 1,000 bd. ft.
May 294.10 309.00 294.10 307.40 25.40 1,364
July 309.90 327.10 309.90 325.10 25.00 912
Milk(CME)-200,000 lbs., cents per lb.
April 13.93 14.20 13.87 14.04 .16 3,052
June 13.24 13.80 13.24 13.80 .75 4,099
Cocoa(ICE-US)-10 metric tons; $ per ton.
May 2,392 2,428 2,375 2,410 44 33,374
July 2,365 2,402 2,365 2,392 44 66,118

Coffee(ICE-US)-37,500 lbs.; cents per lb.
May 117.05 120.90 117.00 119.90 3.25 55,912
July 118.00 121.75 118.00 121.05 3.15 56,915
Sugar-World(ICE-US)-112,000 lbs.; cents per lb.
May 10.50 10.59 10.31 10.38 –.07 285,523
July 10.46 10.59 10.33 10.38 –.04 262,298
Sugar-Domestic(ICE-US)-112,000 lbs.; cents per lb.
May 27.00 27.00 26.40 26.55 ... 483
July 26.30 26.30 26.30 26.30 ... 2,579
Cotton(ICE-US)-50,000 lbs.; cents per lb.
May 53.42 53.58 52.36 52.90 –.15 62,997
July 53.20 53.55 52.51 53.16 .08 61,213
Orange Juice(ICE-US)-15,000 lbs.; cents per lb.
May 108.25 108.25 105.45 105.95 –3.55 4,835
July 110.80 110.80 108.05 108.30 –3.60 4,937
Interest Rate Futures
Ultra Treasury Bonds(CBT)- $100,000; pts 32nds of 100%
June 225-120 225-130 220-230 223-090–2-00.01,052,479
Treasury Bonds(CBT)-$100,000; pts 32nds of 100%
June 180-190 180-200 177-280 179-070–1-11.0 995,673
Sept 178-000 179-020 176-240 177-230–1-11.0 132
Treasury Notes(CBT)-$100,000; pts 32nds of 100%
June 138-140 138-150 137-160 137-290 –16.03,236,066
Sept 138-100 138-100 137-135 137-230 –10.0 69
5 Yr. Treasury Notes(CBT)-$100,000; pts 32nds of 100%
June 125-000 125-005 124-202 124-260 –6.23,733,228
Sept 125-035 124-237 124-152 124-195 –8.7 7
2 Yr. Treasury Notes(CBT)-$200,000; pts 32nds of 100%
June 110-035 110-036 110-010 110-018 –1.62,716,649
Sept 110-085 110-095 110-055 110-056 –1.8 1,296
30 Day Federal Funds(CBT)-$5,000,000; 100 - daily avg.
April 99.9425 99.9450s 99.9350 99.9450 .0025 233,847
May 99.9100 99.9150 99.9000 99.9100 .0000 254,624
10 Yr. Del. Int. Rate Swaps(CBT)-$100,000; pts 32nds of 100%
June 105-000 105-000 104-045 104-200 –22.5 64,522
Eurodollar(CME)-$1,000,000; pts of 100%
April 98.7250 98.7450 98.7100 98.7275 .0025 640,470
June 99.4450 99.4450 99.3750 99.4000–.04501,589,802
Sept 99.6000 99.6050 99.5550 99.5600–.04001,514,597
Dec 99.6250 99.6250 99.5800 99.5900–.03501,066,955
Currency Futures
Japanese Yen(CME)-¥12,500,000; $ per 100¥
April .9185 .9202 .9159 .9188 .0017 974

June .9174 .9220 .9168 .9206 .0020 116,449
Canadian Dollar(CME)-CAD 100,000; $ per CAD
April .7090 .7170 .7076 .7148 .0064 1,370
June .7091 .7177 .7077 .7154 .0065 107,862
British Pound(CME)-£62,500; $ per £
April 1.2220 1.2383 1.2178 1.2339 .0037 747
June 1.2237 1.2395 1.2174 1.2348 .0037 148,979
Swiss Franc(CME)-CHF 125,000; $ per CHF
June 1.0247 1.0352 1.0239 1.0348 .0098 29,899
Sept 1.0285 1.0381 1.0281 1.0382 .0099 66
Australian Dollar(CME)-AUD 100,000; $ per AUD
April .6118 .6206 .6085 .6196 .0105 767
June .6086 .6210 .6078 .6197 .0105 126,068
Mexican Peso(CME)-MXN 500,000; $ per MXN
April .04078 .04190 .04049 .04138.00113 30
June .04013 .04154 .04004 .04098.00114 101,285
Euro(CME)-€125,000; $ per €
April 1.0814 1.0928 1.0792 1.0905 .0106 3,931
June 1.0816 1.0953 1.0808 1.0928 .0107 535,161
Index Futures
Mini DJ Industrial Average(CBT)-$5 x index
June 22496 23477 22300 22491 3 54,943
Sept 22409 23409 22250 22433 10 157
S&P 500 Index(CME)-$250 x index
June 2642.30 2744.20 2624.30 2642.00 –2.60 80,875
Sept ...... ...2636.70 –3.80 11
Mini S&P 500(CME)-$50 x index
June 2645.50 2750.00 2623.50 2642.00 –2.503,458,529
Sept 2643.00 2744.00 2619.25 2636.75 –3.75 25,929
Mini S&P Midcap 400(CME)-$100 x index
June 1431.90 1528.90 1420.40 1458.80 19.70 80,508
Sept 1434.70 1519.00 1428.40 1465.80 19.70 1
Mini Nasdaq 100(CME)-$20 x index
June 8034.25 8303.25 7948.00 8012.00–17.75 185,204
Sept 8017.00 8299.25 7950.25 8009.00–18.75 1,289
Mini Russell 2000(CME)-$50 x index
June 1125.80 1190.40 1110.90 1125.20 –3.50 567,419
Sept 1159.50 1187.60 1112.00 1124.40 –3.30 293
Mini Russell 1000(CME)-$50 x index
June 1483.00 1502.40 1443.20 1448.20 –.70 8,374
U.S. Dollar Index(ICE-US)-$1,000 x index
June 100.83 100.83 99.72 99.91 –.84 28,409
Sept 100.66 100.66 99.71 99.93 –.84 557
Source: FactSet

Cash Prices Tuesday, April 7, 2020


These prices reflect buying and selling of a variety of actual or “physical” commodities in the marketplace—
separate from the futures price on an exchange, which reflects what the commodity might be worth in future
months.
Tuesday
Energy
Coal,C.Aplc.,12500Btu,1.2SO2-r,w 55.200
Coal,PwdrRvrBsn,8800Btu,0.8SO2-r,w 11.550
Metals


Gold, per troy oz
Engelhard industrial 1654.00
Engelhard fabricated n.a.
Handy & Harman base 1649.25
Handy & Harman fabricated 1830.67
LBMA Gold Price AM 1609.75
LBMA Gold Price PM
1613.10
Krugerrand,wholesale-e n.a.
Maple Leaf-e n.a.
American Eagle-e n.a.
Mexican peso-e n.a.
Austria crown-e n.a.
Austria phil-e n.a.
Silver, troy oz.
Engelhard industrial 15.2500
Engelhard fabricated n.a.
Handy & Harman base 15.1900
Handy & Harman fabricated 18.9880
LBMA spot price £11.8200
(U.S.$ equivalent)
14.5500
Coins,wholesale $1,000 face-a 14256
Other metals
LBMA Platinum Price PM *733.0
Platinum,Engelhard industrial 744.0


Tuesday
Platinum,Engelhard fabricated n.a.
Palladium,Engelhard industrial 2185.0
Palladium,Engelhard fabricated n.a.
Aluminum, LME, $ per metric ton *1424.5
Copper,Comex spot 2.2885
Iron Ore, 62% Fe CFR China-s 82.0
Shredded Scrap, US Midwest-s,m 280
Steel, HRC USA, FOB Midwest Mill-s 501
Fibers and Textiles
Burlap,10-oz,40-inch NY yd-n,w 0.5700
Cotton,1 1/16 std lw-mdMphs-u 0.4915
Cotlook 'A' Index-t *61.75
Hides,hvy native steers piece fob-u n.a.
Wool,64s,staple,Terr del-u,w n.a.
Grains and Feeds
Barley,top-quality Mnpls-u n.a.
Bran,wheat middlings, KC-u 110
Corn,No. 2 yellow,Cent IL-bp,u 3.1750
Corn gluten feed,Midwest-u,w 119.5
Corn gluten meal,Midwest-u,w 492.7
Cottonseed meal-u,w 295
Hominy feed,Cent IL-u,w 100
Meat-bonemeal,50% pro Mnpls-u,w 228
Oats,No.2 milling,Mnpls-u 3.0925
Rice, Long Grain Milled, No. 2 AR-u,w 26.50
Sorghum,(Milo) No.2 Gulf-u 7.4825
SoybeanMeal,Cent IL,rail,ton48%-u 295.30
Soybeans,No.1 yllw IL-bp,u 8.4350
Wheat,Spring14%-pro Mnpls-u 6.3450

Tuesday
Wheat,No.2 soft red,St.Louis-bp,u 5.6500
Wheat - Hard - KC (USDA) $ per bu-u 4.8325
Wheat,No.1soft white,Portld,OR-u 6.0750
Food
Beef,carcass equiv. index
choice 1-3,600-900 lbs.-u 192.85
select 1-3,600-900 lbs.-u 180.96
Broilers, National comp wtd. avg.-u,w 0.6661
Butter,AA Chicago 1.2650
Cheddar cheese,bbl,Chicago 110.00
Cheddar cheese,blk,Chicago 112.75
Milk,Nonfat dry,Chicago lb. 90.00
Coffee,Brazilian,Comp 1.1365
Coffee,Colombian, NY 1.6252
Eggs,large white,Chicago-u 2.8250
Flour,hard winter KC 14.75
Hams,17-20 lbs,Mid-US fob-u n.a.
Hogs,Iowa-So. Minnesota-u 54.62
Pork bellies,12-14 lb MidUS-u 0.4891
Pork loins,13-19 lb MidUS-u 1.2930
Steers,Tex.-Okla. Choice-u n.a.
Steers,feeder,Okla. City-u,w 136.69
Fats and Oils
Corn oil,crude wet/dry mill wtd. avg.-u,w46.2500
Grease,choice white,Chicago-h 0.2300
Lard,Chicago-u 0.3200
Soybean oil,crude;Centl IL-u 0.2731
Tallow,bleach;Chicago-h 0.2800
Tallow,edible,Chicago-u n.a.

KEY TO CODES: A=ask; B=bid; BP=country elevator bids to producers; C=corrected; E=Manfra,Tordella & Brooks; G=ICE; H=American Commodities Brokerage Co;
M=monthly; N=nominal; n.a.=not quoted or not available; R=SNL Energy; S=Platts-TSI; T=Cotlook Limited; U=USDA; W=weekly, Z=not quoted. *Data as of 4/6
Source: WSJ Market Data Group


|WSJ.com/commodities


Global Government Bonds: Mapping Yields
Yields and spreads over or under U.S. Treasurys on benchmark two-year and 10-year government bonds in
selected other countries; arrows indicate whether the yield rose(s) or fell (t) in the latest session
Country/ Yield (%) Spread Under/Over U.S. Treasurys, in basis points
Coupon (%) Maturity, in years Latest(l)-2-101234Previous Month ago Year ago Latest Prev Year ago

0.375 U.S. (^2) 0.292s l 0.268 0.528 2.343
1.500 10 0.731s l 0.678 0.767 2.494
2.000 Australia 2 0.216s l 0.214 0.400 1.512 -7.6 -5.5 -83.1
2.500 10 0.924s l 0.780 0.686 1.913 19.3 10.3 -58.1
0.000 France 2 -0.450s l -0.496 -0.720 -0.510 -74.2 -76.4 -285.3
0.000 10 0.164s l 0.063 -0.359 0.362 -56.8 -61.5 -213.1
0.000 Germany 2 -0.619s l -0.659 -0.858 -0.577 -91.1 -92.7 -292.0
0.000^10 -0.305s l -0.425 -0.712 0.010-103.6 -110.3 -248.3
1.200 Italy 2 0.566s l 0.441 0.041 0.491 27.4 17.3 -185.2
1.350 10 1.604s l 1.488 1.072 2.478 87.3 81.1 -1.5
0.100 Japan 2 -0.128s l -0.134 -0.306 -0.149 -42.0 -40.2 -249.3
0.100 10 0.007s l 0.004 -0.146 -0.029 -72.4 -67.4 -252.3
0.400 Spain 2 -0.078s l -0.119 -0.455 -0.279 -37.0 -38.7 -262.2
0.500 10 0.788s l 0.721 0.206 1.100 5.7 4.3 -139.4
0.500 U.K. 2 0.173s l 0.101 0.089 0.757 -11.9 -16.8 -158.6
4.750 10 0.412s l 0.332 0.238 1.118 -31.9 -34.6 -137.6
Source: Tullett Prebon
Corporate Debt
Price moves by a company's debt in the credit markets sometimes mirror and sometimes anticipate, moves in
that same company’s share price.
Investment-grade spreads that tightened the most...
Spread, in basis points Stock Performance
Issuer SymbolCoupon (%) Maturity Current One-day change Last week Close ($) % chg
Air Lease AL 3.875 July 3, ’23 706 –146 700 23.90 10.14
Valero Energy Partners ... 4.375 Dec. 15, ’26 450 –140 n.a. ... ...
Owl Rock Capital OWLRCK 3.750 July 22, ’25 823 –129 n.a. ... ...
Enable Midstream Partners ENBL 4.950 May 15, ’28 1142 –94 n.a. 2.47 –4.63
...And spreads that widened the most
Fluor FLR 4.250 Sept. 15, ’28 746 67 876 6.75 3.37
Aviation Capital PACLIF 3.500 Nov. 1, ’27 798 61 n.a. ... ...
Marriott International MAR 3.125 June 15, ’26 603 51 429 73.82 4.58
Crown Castle International CCI 3.800 Feb. 15, ’28 268 42 303 146.54 –1.49
Equinor ASA EQNR 3.700 March 1, ’24 185 40 n.a. 12.95 –0.69
Boston Properties BXP 3.800 Feb. 1, ’24 236 39 181 92.66 2.14
Mid–America Apartments ... 3.600 June 1, ’27 265 39 274 ... ...
Anheuser–Busch Inbev FinanceABIBB 4.700 Feb. 1, ’36 294 37 277 ... ...
High-yield issues with the biggest price increases...
Bond Price as % of face value Stock Performance
Issuer Symbol Coupon (%) Maturity Current One-day change Last week Close ($) % chg
Continental Resources CLR 4.375 Jan. 15, ’28 67.377 16.38 n.a. 10.45 10.12
Western Midstream Operating... 4.750 Aug. 15, ’28 75.000 12.50 47.533 ... ...
Occidental Petroleum OXY 3.500 June 15, ’25 66.000 9.50 n.a. 13.84 2.98
MEG Energy MEGCN 7.125 Feb. 1, ’27 60.000 7.50 49.750 ... ...
Tenet Healthcare THC 5.125 Nov. 1, ’27 94.750 7.00 96.886 15.52 14.79
Parsley Energy PARSLY 5.625 Oct. 15, ’27 82.000 6.50 70.500 ... ...
WPX Energy WPX 5.250 Oct. 15, ’27 75.000 6.25 n.a. 3.85 0.52
Matador Resources MTDR 5.875 Sept. 15, ’26 38.875 5.88 29.250 2.79 3.72
...And with the biggest price decreases
Quorum Health QHC 11.625 April 15, ’23 37.000 –42.00 n.a. 0.30 0.76
Intelsat Luxembourg INTEL 7.750 June 1, ’21 25.000 –6.00 51.750 ... ...
Wynn Resorts Finance WYNAME 5.125 Oct. 1, ’29 85.988 –3.01 95.500 ... ...
Valvoline VVV 4.250 Feb. 15, ’30 87.970 –2.53 93.000 13.46 7.17
United Airlines Holdings UAL 5.000 Feb. 1, ’24 75.170 –2.28 n.a. 24.48 1.92
Big River Steel BIGBRS 7.250 Sept. 1, ’25 95.000 –2.00 92.250 ... ...
Radian RDN 4.875 March 15, ’27 89.500 –2.00 98.500 13.24 17.79
Beazer Homes USA BZH 7.250 Oct. 15, ’29 63.735 –1.77 78.000 4.63 –11.81
Estimated spread over 2-year, 3-year, 5-year, 10-year or 30-year hot-run Treasury; 100 basis points=one percentage pt.; change in spread shown is for Z-spread.
Note: Data are for the most active issue of bonds with maturities of two years or more
Sources: MarketAxess Corporate BondTicker; Dow Jones Market Data
Broad MarketBloomberg Barclays
n.a. n.a. U.S. Aggregate n.a.1.3203.060
U.S. Corporate IndexesBloomberg Barclays
3033.23 -3.3 U.S. Corporate 3.3802.2204.580
2803.27 -2.9 Intermediate 3.1101.7604.400
4359.43 -4.0 Long term 3.8502.9504.930
645.87 1.2 Double-A-rated 2.2901.6703.360
768.14 -6.8 Triple-B-rated 4.1802.5705.350
High Yield BondsICE BofA
402.61 -13.8 High Yield Constrained9.4205.15111.400
334.81 -23.5 Triple-C-rated 18.04710.55819.071
2755.66 -13.7 High Yield 100 8.5854.51610.740
363.48 -13.8 Global High Yield Constrained9.4534.89311.310
285.01 -13.3 Europe High Yield Constrained6.6222.4648.183
U.S AgencyBloomberg Barclays
1840.07 4.0 U.S Agency 0.9400.7302.630
1604.60 2.7 10-20 years 0.7900.6402.520
4204.22 10.2 20-plus years 1.6701.1703.120
2656.50 -2.6 Yankee 2.8501.9203.500
Bonds|WSJ.com/bonds
Tracking Bond Benchmarks
Return on investment and spreads over Treasurys and/or yields paid to investors compared with 52-week
highs and lows for different types of bonds
Total
return YTD total Yield (%)
close return (%) Index Latest Low High
*Constrained indexes limit individual issuer concentrations to 2%; the High Yield 100 are the 100 largest bonds † In local currency § Euro-zone bonds
EMBI Global Index Sources: ICE Data Services; Bloomberg Barclays; J.P.Morgan
Total
return YTD total Yield (%)
close return (%) Index Latest Low High
Mortgage-BackedBloomberg Barclays
n.a. n.a. Mortgage-Backed n.a.0.9303.250
n.a. n.a. Ginnie Mae(GNMA) n.a.0.4903.200
n.a. n.a. Fannie mae(FNMA) n.a.1.1103.270
n.a. n.a. Freddie Mac(FHLMC)n.a.1.0803.270
562.02 -0.7 Muni Master 1.8640.9593.441
395.63 -0.8 7-12 year 1.8170.9243.447
448.49 -1.0 12-22 year 2.2601.2243.690
428.02 -2.9 22-plus year 3.0381.7654.123
Global GovernmentJ.P. Morgan†
606.56 4.1 Global Government 0.6700.3901.470
847.41 5.4 Canada 1.0300.5901.910
397.35 -0.7 EMU§ 0.6390.1091.023
756.02 -0.4 France 0.390-0.1600.660
542.32 1.2 Germany -0.230-0.7400.200
296.93 -0.4 Japan 0.220-0.0700.270
598.73 0.4 Netherlands -0.030-0.5400.310
1075.37 7.0 U.K. 0.6600.3901.540
775.59 -12.0 Emerging Markets
6.6224.5237.480
COMMODITIES WSJ.com/commodities
BANKRATE.COM® MMA, Savings and CDs
Average Yields of Major Banks Tuesday, April 7, 2020
Type MMA 1-MO 2-MO 3-MO 6-MO 1-YR 2-YR 2.5YR 5YR
National average
Savings 0.17 0.08 0.08 0.16 0.25 0.39 0.45 0.41 0.65
Jumbos 0.33 0.08 0.08 0.17 0.29 0.42 0.49 0.42 0.68
Weekly change
Savings -0.01 0.00 0.00 0.00 0.01 0.01 0.00 0.01 0.00
Jumbos -0.03 0.00 0.00 0.00 0.00 0.01 0.00 0.00 -0.01
Consumer Savings Rates
Explanation of ratings: Bankrate.com (855) 733-0700, evaluates the financial condition of feder-
ally insured institutions and assigns a rank of1,2,3,4or5based on data from federal regulators.5:
most desirable performance;NR:institution is too new to rate, not an indication of financial
strength or weakness. Information is believed to be reliable, but not guaranteed.
High yield savings
Bank/rank Yield Bank/rank Yield
Phone number Minimum (%) Phone number Minimum (%)
Money market and savings account Six-month CD
Live Oak Bank / 5 $1 1.75 Live Oak Bank / 5 $2,500 1.40
(866) 656-0286 (866) 656-0286
Citizens Access / 5 $5,000 1.70 Merrick Bank / 5 $25,000 1.40
(888) 201-6505 (866) 638-6851
Goldman Sachs Bank USA / 5 $0 1.70 TAB Bank / 5 $1,000 1.30
(855) 730-7283 (800) 355-3063
One-month CD One-year CD
M.Y. Safra Bank, FSB / (^3) $1,000 0.30 Live Oak Bank / (^5) $2,500 1.90
(212) 652-7200 (866) 656-0286
Presidential Bank, FSB / (^3) $1,000 0.10 Merrick Bank / (^5) $25,000 1.87
(800) 383-6266 (866) 638-6851
Colorado Federal Savings Bank / 4 $5,000 0.04 American Express National Bank / 5 $0 1.85
(877) 484-2372 (866) 805-8663
Two-month CD Two-year CD
Presidential Bank, FSB / 3 $1,000 0.10 American Express National Bank / 5 $0 1.90
(800) 383-6266 (866) 805-8663
Applied Bank / 5 $1,000 0.05 Goldman Sachs Bank USA / 5 $500 1.85
(800) 616-4605 (855) 730-7283
Colorado Federal Savings Bank / (^4) $5,000 0.05 Merrick Bank / (^5) $25,000 1.82
(877) 484-2372 (866) 638-6851
Three-month CD Five-year CD
First Internet Bank of Indiana / 4 $1,000 0.85 American Express National Bank / 5 $0 2.00
(888) 873-3424 (866) 805-8663
Goldwater Bank / 3 $5,000 0.60 Goldman Sachs Bank USA / 5 $500 1.90
(480) 281-8200 (855) 730-7283
M.Y. Safra Bank, FSB / 3 $1,000 0.51 First Internet Bank of Indiana / 4 $1,000 1.71
(212) 652-7200 (888) 873-3424
High yield jumbos- Minimum is $100,000
Money market and savings account Six-month CD
First Internet Bank of Indiana / 4 1.61 Live Oak Bank / 5 1.49
(888) 873-3424 (866) 656-0286
ableBanking, a division of Northeast Bank / 5 1.40 TAB Bank / 5 1.30
(877) 505-1933 (800) 355-3063
BankDirect / 4 1.00 ableBanking, a division of Northeast Bank / 5 1.20
(877) 839-2737 (888) 426-2253
One-month CD One-year CD
M.Y. Safra Bank, FSB / 3 0.30 Live Oak Bank / 5 1.90
(212) 652-7200 (866) 656-0286
USAA /NR 0.08 Barclays / 5 1.75
(800) 583-8295 (888) 710-8756
Colorado Federal Savings Bank / 4 0.04 TAB Bank / 5 1.60
(877) 484-2372 (800) 355-3063
Two-month CD Two-year CD
Applied Bank / 5 0.05 American Express National Bank / 5 1.90
(800) 616-4605 (866) 805-8663
Colorado Federal Savings Bank / (^4) 0.05 Barclays / (^5) 1.75
(877) 484-2372 (888) 710-8756
Citizens Trust Bank / 4 0.01 TAB Bank / 5 1.60
(404) 659-5959 (800) 355-3063
Three-month CD Five-year CD
First Internet Bank of Indiana / 4 0.85 American Express National Bank / 5 2.00
(888) 873-3424 (866) 805-8663
M.Y. Safra Bank, FSB / 3 0.51 First Internet Bank of Indiana / 4 1.71
(212) 652-7200 (888) 873-3424
BankDirect / 4 0.45 Barclays / 5 1.70
(877) 839-2737 (888) 710-8756
Notes: Accounts are federally insured up to $250,000 per person. Yields are based on method of
compounding and rate stated for the lowest required opening deposit to earn interest. CD
figures are for fixed rates only. MMA: Allows six (6) third-party transfers per month, three (3) of
which may be checks. Rates are subject to change.
Source: Bankrate.com, a publication of Bankrate, Inc., Palm Beach Gardens, FL 33410
Internet: http://www.bankrate.com
CnsmrDiscSelSector XLY 101.59 1.49–19.0
CnsStapleSelSector XLP 56.75 –1.15 –9.9
FinSelSectorSPDR XLF 21.26 1.00–30.9
FT ValDivFd FVD 28.26 0.50–21.6
HealthCareSelSect XLV 90.58 –0.82–11.1
InvscQQQI QQQ196.40 –0.04 –7.6
InvscS&P500EW RSP 86.56 0.80–25.2
InvscS&P500LowVol SPLV47.75 –0.21–18.2
iSh3-7YTreasuryBd IEI 132.67 –0.17 5.5
iShCoreDivGrowth DGRO33.62 –0.12–20.1
iShCoreMSCIEAFE IEFA 50.20 0.48–23.1
iShCoreMSCIEM IEMG41.66 0.65–22.5
iShCoreMSCITotInt IXUS 47.54 0.74–23.2
iShCoreS&P500 IVV 265.91 0.04–17.7
iShCoreS&P MC IJH 145.61 1.19–29.3
iShCoreS&P SC IJR 55.48 0.60–33.8
iShS&PTotlUSStkMktITOT 58.59 ...–19.4
iShCoreUSAggBd AGG115.70 0.14 3.0
iShSelectDividend DVY 75.02 0.97–29.0
iShEdgeMSCIMinEAFEEFAV62.16 0.68–16.6
iShEdgeMSCIMinUSAUSMV55.56 –0.16–15.3
iShEdgeMSCIUSAMomMTUM107.48 –0.76–14.4
iShEdgeMSCIUSAQualQUAL83.75 0.30–17.1
iShFloatingRateBd FLOT49.34 0.57–3.1
iShGoldTr IAU 15.88 –0.38 9.5
iShiBoxx$InvGrCpBd LQD123.68 0.15–3.3
iShiBoxx$HYCpBd HYG 75.34 ...–14.3
iShIntermCorpBd IGIB 55.33 0.25–4.6
iShJPMUSDEmgBd EMB 98.09 0.57–14.4
iShMBSETF MBB110.10 0.08 1.9
iShMSCI ACWI ACWI63.76 0.11–19.5
iShMSCI EAFE EFA 53.90 0.56–22.4
iShMSCI EAFE SC SCZ 45.07 1.76–27.6
iShMSCIEmgMarkets EEM 35.12 0.52–21.7
iShMSCIJapan EWJ 49.85 1.07–15.9
iShNatlMuniBd MUB111.93 0.66–1.7
iShPfd&Incm PFF 31.80 2.81–15.4
iShRussell1000Gwth IWF154.81 –0.21–12.0
iShRussell1000 IWB145.47 0.12–18.5
iShRussell1000Val IWD101.98 0.65–25.3
iShRussell2000 IWM112.92 0.26–31.8
iShRussell3000 IWV151.91 0.12–19.4
iShRussellMid-Cap IWR 44.29 0.87–25.7
iShRussellMCValue IWS 65.57 1.44–30.8
iShS&P500Growth IVW170.17 –0.27–12.1
iShS&P500Value IVE 98.94 0.38–23.9
iShShortCpBd IGSB 52.52 0.48–2.1
iShShortTreaBd SHV110.94 0.05 0.4
iShTIPSBondETF TIP 121.17 –0.07 3.9
iSh1-3YTreasuryBd SHY 86.54 –0.02 2.3
iSh7-10YTreasuryBd IEF 120.85 –0.44 9.6
iSh20+YTreasuryBd TLT 166.30 –1.05 22.7
iShRussellMCGrowth IWP124.79 0.24–18.2
iShUSTreasuryBdETFGOVT27.98 –0.32 7.9
JPM UltShtIncm JPST49.75 0.08–1.3
PIMCOEnhShMaturityMINT99.43 0.05–2.1
SPDR BlmBarcHYBd JNK 93.12 0.34–15.0
SPDRBloomBar1-3MTBBIL 91.54 –0.02 0.1
SPDR Gold GLD156.04 –0.54 9.2
SchwabIntEquity SCHF26.10 0.62–22.4
SchwabUS AggrBd SCHZ54.65 –0.13 2.3
SchwabUS BrdMkt SCHB61.97 0.06–19.4
SchwabUS Div SCHD46.80 0.06–19.2
SchwabUS LC SCHX62.94 0.18–18.1
SchwabUS LC Grw SCHG81.53 –0.31–12.2
Schwab US TIPs SCHP58.89 0.12 4.0
SPDR DJIA Tr DIA 226.60 0.03–20.5
SPDR S&PMdCpTr MDY265.89 1.16–29.2
SPDR S&P 500 SPY265.13 0.10–17.6
SPDR S&P Div SDY 81.56 0.77–24.2
TechSelectSector XLK 82.95 –0.90 –9.5
UtilitiesSelSector XLU 55.09 –1.25–14.7
VanEckGoldMiner GDX 26.09 –0.95–10.9
VangdInfoTech VGT218.09 –0.76–10.9
VangdSC Val VBR 89.06 1.41–35.0
VangdSC Grwth VBK150.66 –0.01–24.2
VangdDivApp VIG 106.75 –0.39–14.4
VangdFTSEDevMk VEA 33.73 0.57–23.4
VangdFTSE EM VWO34.48 0.58–22.5
VangdFTSE Europe VGK 43.59 0.60–25.6
VangdFTSEAWxUS VEU 41.59 0.41–22.6
VangdGrowth VUG161.15 –0.24–11.5
VangdHlthCr VHT169.47 –0.81–11.6
VangdHiDiv VYM 73.02 –0.04–22.1
VangdIntermBd BIV 89.23 0.29 2.3
VangdIntrCorpBd VCIT 87.35 0.26–4.4
VangdLC VV 121.83 0.16–17.6
VangdMC VO 135.35 0.97–24.0
VangdMBS VMBS54.46 0.41 2.4
VangdRealEst VNQ 69.95 0.92–24.6
VangdS&P500ETF VOO243.66 0.05–17.6
VangdST Bond BSV 81.98 0.09 1.7
VangdSTCpBd VCSH79.32 0.71–2.1
VangdSC VB 115.63 0.57–30.2
VangdTotalBd BND 86.31 0.09 2.9
VangdTotIntlBd BNDX56.42 ...–0.3
VangdTotIntlStk VXUS42.79 0.68–23.2
VangdTotalStk VTI 132.16 0.11–19.2
VangdTotlWrld VT 64.12 0.38–20.8
VangdValue VTV 91.59 0.37–23.6
Closing Chg YTD
ETF Symbol Price (%) (%)
Tuesday, April 7, 2020
Exchange-Traded
Portfolios
Largest 100 exchange-traded funds,
latest session

Free download pdf