Kiplingers Personal Finance

(John Hannent) #1

This is what you get


when you outperform.


Again. And again.


Average Annual Total Returns
as of 12/31/

Fidelity® Total Bond Fund
Expense Ratio
0.45%
Bloomberg Barclays U.S.Aggregate Bond
Intermediate-Term Bond

1-year

5.85%

2.65%
3.23%

3-year

3.62%

3.03%
2.73%

5-year

3.26%

2.23%
2.61%

10-year

4.90%

4.34%
4.10%

3PMLVM-\UK
Since 10/15/

5.02%

4.33%
3.99%

Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so investors may
have a gain or loss when shares are sold. Current performance may be higher or lower than what is quoted, and investors should visit Fidelity.com/performance
for most recent month-end performance.

Before investing in any mutual fund or exchange-traded fund, you should consider its investment objectives,
risks, charges, and expenses. Contact Fidelity for a prospectus, offering circular, or, if available, a summary
prospectus containing this information. Read it carefully.
Past performance is no guarantee of future results.
Total returns are historical and include change in share value and reinvestment of dividends and capital gains, if any. Life of fund figures are reported as of the
commencement date to the period indicated.
As of 12/31/16, Fidelity Total Bond outperformed the Bloomberg Barclays U.S. Aggregate Bond Index and the Morningstar Intermediate-Term Bond category
average over the 1-year, 3-year, 5-year, 10-year, and life-of-fund periods.
In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This
effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks
for both issuers and counterparties. Lower-quality fixed income securities involve greater risk of default or price changes due to potential changes in the credit
quality of the issuer. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price
volatility is not possible.
Expense ratio is the total annual fund operating expense ratio from the fund’s most recent prospectus.
Morningstar Awards 2017 ©. Morningstar, Inc. All Rights Reserved. Awarded to Ford O’Neil and Team, FTBFX, for Fixed-Income Fund Manager of the Year (2016), U.S.

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