2019-05-01 Money Australia

COVER STORY INTERVIEW STAYI NG SA FE

44 Homeloans:NicolaField

Tipsfortheself-employed

46 Carsubscriptions:DavidBonnici

Newwaytocutcarcosts

48 Socialmedia:NicolaMoras

Howtomakemoney

50 Banking:MichelleBaltazar

51 Familymoney:SusanHely

52 Shareeconomy:AnthonyO’Brien

53 Mindgames:PhilSlade

54 Whatif...:AnnetteSampson

54 Thechallenge:MariaBekiaris

20 ThemanbehindMadMex

24 Protectyourinheritance

44 Geta mortgageapproved

46 Cutdowncarcosts

56 Trapstoavoidwhenbuyingnew

64 Studentsuper

66 Peer-to-peerlending

68 EmergingmarketETFs

74 Checkyourpayslips

76 Increaseyourinvestmentstenfold

ON THE COVER

Disclaimer: The information featured in this magazine is general in nature and does not take into account your objectives, financial situation or needs. You should consider the appropriateness
of the information having regard to your own circumstances. Before making an investment, insurance or financial planning decision you should consult a licensed professional who can advise
youwhetheryourdecisionis appropriate.RainmakerInformation Pty Ltd does not have an interest in the promotion of any company, investment or product featured in this magazine.

CONTENTS

36 20 53

UPFRONT MY MONEY

6 Editor’sletter

8 Ourexperts

10 Inyourinterest:PaulClitheroe

12 News& views

16 Inbrief

20 Interview:AlanDeans

24 Asktheexperts

26 AskPaul

30 Smartspending

34 Paul’s verdict

Pay off your mortgage

or invest?

Mad Mex founder

Clovis Young

Same skills apply to finan-

cial matters and the surf

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