http://www.amateurphotographer.co.uk 35
you use your camera, the
greater the risk that it could be
damaged or stolen.
The vast majority of claimswe receive relate to damage,
and the main culprits are the
things it’s easiest to do, like
dropping your camera or it
falling off a tripod. This recently
happened to one of our
policyholders when his £9,000
lens was damaged almost
beyond repair. Had it not been
for his Ripe Photography policy,
he would have been left
without a lens and without the
means to replace it.
Theft of equipment is anotherbig risk faced by photographers.
Your equipment could be stolen
when you’re not at home, or
even when you’re out and
about. One of our policyholders
was on the Tube, travelling to a
photoshoot, and had a bag
containing his photography
equipment with him. Three
youths walked past him, picked
up his bag and ran off with it.
Such instances can have
wide-reaching – and potentially
devastating – ramifications.
Imagine not only losing all of
the lockdown images you’ve
captured, but then potentially
being without a camera for a
long period of time and
therefore unable to get back out
there and take photos.
Sadly, there isn’t much you
can do about the former if
you’re a victim of theft or
damage – but having insurance
prevents the latter.How can photographers
avoid unexpected costs?
Let’s face it – this period has
been very tough for everyone.
The last thing you want is to
make it even tougher by leaving
yourself in a precariousposition, without a camera or
other essential equipment,
because you didn’t have
insurance.
Having no insurance means
you will need to foot a
potentially extortionate bill for
repairs or replacements if you
suffer the same fate as one of
the aforementioned
photographers.
Therefore, if you’re serious
about photography and want to
continue practising your
passion, you need insurance.
It’s as simple as that.
At Ripe Photography, we
cover both brand new and
second-hand equipment against
theft, damage and much more
both in and out of the home.
From cameras and lenses to
tripods, laptops and
videography equipment, you
can cover all of your accessories
on one policy.Get an online
quote with
Ripe Photography
and you can
save over 20%
on your quote
Meaning you could cover all your
equipment from £3 a month,
all in a matter of minutes.http://www.ripeinsurance.co.uk/
photography/AMPHOT