Dragon of Icespire Peak

(Jeff_L) #1

'0 7 LSV
$VWKH'0\RXDUHWKHILQDODXWKRULW\ZKHQLWFRPHVWR
UXOHVTXHVWLRQVRUGLVSXWHVGXULQJWKHJDPH+HUHDUH
VRPHJXLGHOLQHVWRKHOS\RXDUELWUDWHLVVXHVDVWKH\DULVH


:KHQLQGRXEWPDNHLWXS,W¶VEHWWHUWRNHHSWKHJDPH
PRYLQJWKDQWRJHWERJJHGGRZQLQWKHUXOHV
(PEUDFHWKHVKDUHGVWRU\' 'LVDERXWWHOOLQJDVWRU\
DVDJURXSVROHWWKHSOD\HUVFRQWULEXWHWRWKHRXWFRPH
WKURXJKWKHZRUGVDQGGHHGVRIWKHLUFKDUDFWHUV,I
VRPHSOD\HUVDUHUHOXFWDQWWRVSHDNXSUHPHPEHUWR
DVNWKHPZKDWWKHLUFKDUDFWHUVDUHGRLQJ
,W¶VQRWDFRPSHWLWLRQ7KH'0LVQ¶WFRPSHWLQJDJDLQVW
WKHSOD\HUFKDUDFWHUV<RXUMRELVWRUHIHUHHWKHUXOHV
UXQPRQVWHUVDQGNHHSWKHVWRU\PRYLQJ
%HFRQVLVWHQWDQGIDLU,I\RXGHFLGHWKDWDUXOHZRUNVD
FHUWDLQZD\PDNHVXUHLWZRUNVWKDWZD\WKHQH[WWLPH
LWFRPHVLQWRSOD\7UHDWWKHUXOHVDQG\RXUSOD\HUVLQD
IDLULPSDUWLDOPDQQHU
0RGLI\WKHDGYHQWXUHWRVXLW\RXUWDVWHV7KHDGYHQWXUH
KDVQRSUHVFULEHGRXWFRPH<RXFDQDOWHUDQ\HQFRXQ
WHUWRPDNHLWPRUHLQWHUHVWLQJDQGIXQIRU\RXUSDUWLFX
ODUJURXSRISOD\HUV
.HHSDQRWHSDGDQGVRPHJUDSKSDSHUKDQG\8VHWKH
QRWHSDGWRNHHSWUDFNRIGHWDLOVVXFKDVWKHFKDUDFWHUV¶
PDUFKLQJRUGHU*UDSKSDSHUZLOOEHKHOSIXOLI\RXQHHG
WRGUDZDTXLFNPDSIRU\RXUSOD\HUV


,PSURYLVLQJ$ELOLW\&KHFNV
7KHDGYHQWXUHRIWHQWHOOV\RXZKDWDELOLW\FKHFNVFKDU
DFWHUVPLJKWWU\LQDFHUWDLQVLWXDWLRQDQGWKH'LIILFXOW\
&ODVV '& RIWKRVHFKHFNV6RPHWLPHVFKDUDFWHUVWU\
WKLQJVWKDWWKHDGYHQWXUHFDQ¶WSRVVLEO\DQWLFLSDWH<RX
GHFLGHZKHWKHUWKHLUDWWHPSWVDUHVXFFHVVIXO
$ELOLW\FKHFNVRQO\FRPHLQWRSOD\LIWKHUH¶VDJHQXLQH
FKDQFHRIVXFFHHGLQJRUIDLOLQJDWWKHWDVN,ILWVHHPV
OLNHDQ\RQHVKRXOGKDYHDQHDV\WLPHGRLQJLWGRQ¶WDVN
IRUDQDELOLW\FKHFN-XVWWHOOWKHSOD\HUZKDWKDSSHQV
&RQYHUVHO\LIWKHUH¶VQRZD\DQ\RQHFRXOGDFFRPSOLVK
WKHWDVNMXVWWHOOWKHSOD\HULWGRHVQ¶WZRUN
,IDQGZKHQ\RXGHFLGHWKDWDQDELOLW\FKHFNLVUHTXLUHG
DVN\RXUVHOIWKHVHTXHVWLRQV
:KDW.LQGRI$ELOLW\&KHFN"8VHWKHGHVFULSWLRQVRI
WKHDELOLW\VFRUHVDQGWKHLUDVVRFLDWHGVNLOOVLQWKHUXOH
ERRNWRKHOS\RXGHFLGHZKDWNLQGRIDELOLW\FKHFNWRXVH
+RZ+DUG,V,W"'HFLGHZKHWKHUWKHWDVN¶VGLIILFXOW\LV
HDV\PRGHUDWHRUKDUGDQGXVHWKHDSSURSULDWH'&
'& (DV\ $QHDV\WDVNUHTXLUHVDPLQLPDOOHYHORI
FRPSHWHQFHRUDPRGLFXPRIOXFNWRDFFRPSOLVK
'& 0RGHUDWH $PRGHUDWHWDVNUHTXLUHVDKLJKHU
OHYHORIFRPSHWHQFHWRDFFRPSOLVK$FKDUDFWHUZLWK
QDWXUDODSWLWXGHDQGVSHFLDOL]HGWUDLQLQJFDQDFFRP
SOLVKDPRGHUDWHWDVNPRUHRIWHQWKDQQRW
'& +DUG +DUGWDVNVLQFOXGHWKLQJVEH\RQGWKH
FDSDELOLWLHVRIPRVWSHRSOHZLWKRXWDLGRUH[FHSWLRQDO
DELOLW\(YHQZLWKDSWLWXGHDQGWUDLQLQJDFKDUDFWHU
QHHGVVRPHDPRXQWRIOXFN²RUDORWRIVSHFLDOL]HG
WUDLQLQJ²WRSXOORIIDKDUGWDVN

2 WKHU&RPSRQHQWV


'0 6 FUHHQ
7KHLQVLGHRIWKHIROGLQJVFUHHQKDVLQIRUPDWLRQWKDWFDQ
KHOS\RXZKLOHUXQQLQJWKHDGYHQWXUH<RXFDQDOVRXVH
WKHVFUHHQWRKLGH\RXUQRWHVDQGGLHUROOVWKXVNHHSLQJ
WKHSOD\HUVLQVXVSHQVH

3 RVWHU 0 DS
:KHQ\RX¶UHUHDG\WREHJLQWKHDGYHQWXUHXQIROGWKH
SRVWHUPDSVRWKDWWKHPDSRI3KDQGDOLQIDFHVXS+HUH
LVZKHUHWKHDGYHQWXUHEHJLQV:KHQLWFRPHVWLPHIRU
SOD\HUVWRHPEDUNRQTXHVWVXVHWKH6ZRUG&RDVWPDS
RQWKHUHYHUVHVLGHWRKHOSFKDUWWKHLURYHUODQGMRXUQH\

&DUGV
7KHER[FRQWDLQVWKHIROORZLQJFDUGV
&RPEDW6WHSE\6WHS&DUGV7KHVHLGHQWLFDOFDUGVRXW
OLQHWKHRUGHURIFRPEDWDVGHVFULEHGLQWKHUXOHERRN
&RQGLWLRQ&DUGV7KHVHFDUGVGHVFULEHYDULRXVFRQGL
WLRQVWKDWFDQDIIHFWFUHDWXUHVLQWKHJDPH$SOD\HU
ZKRVHFKDUDFWHULVVXIIHULQJIURPDFRQGLWLRQFDQNHHS
WKHFDUGDVDUHPLQGHUJLYLQJLWEDFNWR\RXZKHQWKH
FRQGLWLRQHQGVIRUWKDWFKDUDFWHU
,QLWLDWLYH&DUGV$IWHUWKHFKDUDFWHUVDQGHDFKJURXSRI
PRQVWHUVLQYROYHGLQDFRPEDWUROOLQLWLDWLYHGLVWULEXWH
WKHVHFDUGVDPRQJWKHFRPEDWSDUWLFLSDQWVIURPWKH
KLJKHVWWRORZHVWLQLWLDWLYHFRXQW)RUH[DPSOHZKRHYHU
UROOVWKHKLJKHVWLQLWLDWLYHJHWVWKH³ ́FDUGDQGDFWV
ILUVWZKRHYHUUROOVWKHVHFRQGKLJKHVWLQLWLDWLYHJHWVWKH
³ ́FDUGDQGVRRQ.HHSWKHQXPEHUHGFDUGVIRUWKH
FUHDWXUHV\RX¶UHUXQQLQJ
0DJLF&KDUP&DUG7KLVFDUGGHVFULEHVDVSHFLDOFKDUP
VHH³&KDUPRIWKH6WRUP ́SDJH *LYHWKHFDUG
WRWKHSOD\HUZKRVHFKDUDFWHUUHFHLYHVWKHFKDUP&RO
OHFWWKHFDUGZKHQWKHFKDUPHQGVIRUWKDWFKDUDFWHU
0DJLF,WHP&DUGV:KHQWKHFKDUDFWHUVDFTXLUHDPDJLF
LWHPDQGLGHQWLI\LWJLYHWKHSOD\HUVWKHFDUGIRUWKDW
LWHP/HWWKHSOD\HUZKRVHFKDUDFWHUKDVWKHLWHPNHHS
WKHFDUGIRUUHIHUHQFHXQWLOWKHLWHPLVH[SHQGHGRUQR
ORQJHULQWKDWFKDUDFWHU¶VSRVVHVVLRQ
4XHVW&DUGV:KHQDQHZTXHVWEHFRPHVDYDLODEOHWR
WKHFKDUDFWHUVJLYHWKDWTXHVW¶VFDUGWRWKHSOD\HUV
&ROOHFWWKHFDUGLIWKHFKDUDFWHUVFRPSOHWHWKHTXHVWRU
GHFLGHWKH\GRQ¶WZDQWWRFRPSOHWHLW
6LGHNLFN&DUGV,I\RX¶UHUXQQLQJWKHJDPHIRUDVLQJOH
SOD\HUJLYHWKHSOD\HUWKHVHFDUGVDQGOHWWKHPFKRRVH
DVLGHNLFN7KHVLGHNLFN¶VFRUUHVSRQGLQJVWDWEORFNFDQ
EHIRXQGLQWKHUXOHERRN,IWKHVLGHNLFNGLHVFROOHFW
WKHFDUGWKHSOD\HUFDQ¶WFKRRVHWKDWVLGHNLFNDJDLQ

$GYHQWXUH 0 DSV
0DSVWKDWDSSHDULQWKLVERRNDUHIRUWKH'0¶VH\HVRQO\$
PDSQRWRQO\VKRZVDQDGYHQWXUHORFDWLRQLQLWVHQWLUHW\EXW
DOVRVKRZVVHFUHWGRRUVKLGGHQWUDSVDQGRWKHUHOHPHQWV
WKHSOD\HUVDUHQ¶WPHDQWWRVHH²KHQFHWKHQHHGIRUVHFUHF\
:KHQWKHFKDUDFWHUVDUULYHDWDORFDWLRQPDUNHGRQD
PDS\RXFDQHLWKHUUHO\RQDYHUEDOGHVFULSWLRQWRJLYH
WKHPDFOHDUPHQWDOSLFWXUHRIWKHORFDWLRQRU\RXFDQGUDZ
ZKDWWKH\VHHRQDSLHFHRIJUDSKSDSHUFRS\LQJZKDW¶V
RQ\RXUPDSZKLOHRPLWWLQJGHWDLOVDVDSSURSULDWH,W¶V
, QRWLPSRUWDQWWKDW\RXUKDQGGUDZQPDSSHUIHFWO\PDWFK
L ZKDW¶VLQWKHSULQWHGDGYHQWXUH)RFXVRQJHWWLQJWKHVKDSH
DQGGLPHQVLRQVFRUUHFWDQGOHDYHWKHUHVWWRWKHSOD\HUV¶
‡ LPDJLQDWLRQV I

7KHER[FRQWDLQLQJWKLVDGYHQWXUHLQFOXGHVFRPSRQHQWV
GHVLJQHGWRKHOS\RXDVWKH'XQJHRQ0DVWHU,QDGGLWLRQ

5811,1*7+($'9(1785(


Free download pdf