3 RWLRQRI+HDOLQJ
3RWLRQFRPPRQ<RXUHJDLQGKLWSRLQWVZKHQ
\RXGULQNWKLVSRWLRQ7KHSRWLRQ¶VUHG
OLTXLGJOLPPHUVZKHQDJLWDWHG
3 RWLRQRI
,QYXOQHUDELOLW\
3RWLRQUDUH)RUPLQXWHDIWHU\RXGULQNWKLV
SRWLRQ\RXKDYHUHVLVWDQFHWRDOO
GDPDJH7KHSRWLRQ¶VV\UXS\OLTXLG
ORRNVOLNHOLTXLILHGLURQ3 RWLRQRI
6 XSHULRU+HDOLQJ
3RWLRQUDUH<RXUHJDLQGKLWSRLQWVZKHQ
\RXGULQNWKLVSRWLRQ7KHSRWLRQ¶VUHG
OLTXLGJOLPPHUVZKHQDJLWDWHGŶ0$*,&,7(03 RWLRQRI:DWHU
%UHDWKLQJ
3RWLRQXQFRPPRQ<RXFDQEUHDWKHXQGHUZDWHUIRU
KRXUDIWHUGULQNLQJWKLVSRWLRQ,WV
FORXG\JUHHQIOXLGVPHOOVRIWKHVHD
DQGKDVDMHOO\ILVKOLNHEXEEOHIORDW
LQJLQLW
0$*,&,7(06 HQGLQJ 6 WRQH
:RQGURXVLWHPXQFRPPRQ6HQGLQJVWRQHVFRPHLQSDLUVZLWK
HDFKVPRRWKVWRQHFDUYHGWRPDWFK
WKHRWKHUVRWKDWWKHSDLULQJLVHDVLO\
UHFRJQL]HG:KLOH\RXWRXFKRQH
VWRQH\RXFDQXVHDQDFWLRQWRFDVW
WKHVHQGLQJVSHOOIURPLW7KHWDUJHW
LVWKHEHDUHURIWKHRWKHUVWRQH,IQR
FUHDWXUHEHDUVWKHRWKHUVWRQH\RX
NQRZWKDWIDFWDVVRRQDV\RXXVHWKH
VWRQHDQGGRQ¶WFDVWWKHVSHOO
2QFHVHQGLQJLVFDVWWKURXJKWKH
VWRQHVWKH\FDQ¶WEHXVHGDJDLQXQWLO
WKHQH[WGDZQ,IRQHRIWKHVWRQHVLQ
DSDLULVGHVWUR\HGWKHRWKHURQHEH
FRPHVQRQPDJLFDO0$*,&,7(06 HQGLQJ 6 WRQH _
:RQGURXVLWHPXQFRPPRQ6HQGLQJVWRQHVFRPHLQSDLUVZLWK
HDFKVPRRWKVWRQHFDUYHGWRPDWFK
WKHRWKHUVRWKDWWKHSDLULQJLVHDVLO\
UHFRJQL]HG:KLOH\RXWRXFKRQH
VWRQH\RXFDQXVHDQDFWLRQWRFDVW
WKHVHQGLQJVSHOOIURPLW7KHWDUJHW
LVWKHEHDUHURIWKHRWKHUVWRQH,IQR
FUHDWXUHEHDUVWKHRWKHUVWRQH\RX
NQRZWKDWIDFWDVVRRQDV\RXXVHWKH
VWRQHDQGGRQ¶WFDVWWKHVSHOO
2QFHVHQGLQJLVFDVWWKURXJKWKH
VWRQHVWKH\FDQ¶WEHXVHGDJDLQXQWLO
WKHQH[WGDZQ,IRQHRIWKHVWRQHVLQ
DSDLULVGHVWUR\HGWKHRWKHURQHEH
FRPHVQRQPDJLFDO0$*,&,7(06 WDIIRI%LUGFDOOV
6WDIIFRPPRQ0$*,&,7(0:DQGRI 3 \URWHFKQLFV
:DQGFRPPRQ0$*,&,7(0:DQGRI 6 HFUHWV
:DQGXQFRPPRQ7KLVZRRGHQVWDIILVGHFRUDWHGZLWK
ELUGFDUYLQJV,WKDVFKDUJHV
:KLOHKROGLQJLW\RXFDQXVHDQ
DFWLRQWRH[SHQGFKDUJHIURPWKH
VWDIIDQGFDXVHLWWRFUHDWHRQHRIWKH
IROORZLQJVRXQGVRXWWRDUDQJHRI
IHHWDILQFK¶VFKLUSDUDYHQ¶VFDZ
DGXFN¶VTXDFNDFKLFNHQ¶VFOXFND
JRRVH¶VKRQNDORRQ¶VFDOODWXUNH\¶V
JREEOHDVHDJXOO¶VFU\DQRZO¶VKRRW
RUDQHDJOH¶VVKULHN
7KHVWDIIUHJDLQVOGH[SHQGHG
FKDUJHVGDLO\DWGDZQ,I\RXH[SHQG
WKHODVWFKDUJHUROODG2QDWKH
VWDIIH[SORGHVLQDKDUPOHVVFORXGRI
ELUGIHDWKHUVDQGLVORVWIRUHYHU
0$*,&,7(07KLVZDQGKDVFKDUJHV:KLOH
KROGLQJLW\RXFDQXVHDQDFWLRQWR
H[SHQGRILWVFKDUJHVDQGFUHDWHD
KDUPOHVVEXUVWRIPXOWLFRORUHGOLJKW
DWDSRLQW\RXFDQVHHXSWRIHHW
DZD\7KHEXUVWRIOLJKWLVDFFRPSD
QLHGE\DFUDFNOLQJQRLVHWKDWFDQEH
KHDUGXSWRIHHWDZD\7KHOLJKW
LVDVEULJKWDVDWRUFKIODPHEXWODVWV
RQO\DVHFRQG
7KHZDQGUHJDLQVDOOH[SHQGHG
FKDUJHVGDLO\DWGDZQ,I\RXH[SHQG
WKHZDQG¶VODVWFKDUJHUROODG2Q
D,WKHZDQGHUXSWVLQDKDUPOHVV
S\URWHFKQLFGLVSOD\DQGLVGHVWUR\HG7KLVZDQGKDVFKDUJHV:KLOHKROG
LQJLW\RXFDQXVHDQDFWLRQWRH[SHQG
RILWVFKDUJHVDQGLIDVHFUHWGRRURU
WUDSLVZLWKLQIHHWRI\RXWKHZDQG
SXOVHVDQGSRLQWVDWWKHRQHQHDUHVWWR
\RX7KHZDQGUHJDLQVOGH[SHQGHG
FKDUJHVGDLO\DWGDZQ0$*,&,7(0 0$*,&,7(0Ŷ 70 ':,]DKWIO2IW0&©08&