ones: Kohl’s, Nord-
strom, Target, and
T.J. Maxx. To find
them, do an online
search for the retailer’s
name plus “clearance.”3
Amazon
Bargain Bins
You can “clip” cou-
pons at amazon.com/
coupons to save on
household staples such
as detergent and toilet
paper as well as some
bigger-ticket items
($5 off an electric tooth-
brush, $10 off a router).
And amazon.com/
outlet has overstock bar-
gains up to 70 percent
off, such as five pairs of
cozy women’s socks for
$8 (down from $30).4
Price Matching
Home Depot,
Staples, and even
some local shops won’t
just match a competi-
tor’s price—they’ll beat
it. These extra-generous
offers mean you may
get as much as an addi-
tional 10 percent off the
list price. Just show
proof of the competitor’s
deal, such as a sales cir-
cular or a web page.5
TradeIn Programs
Take your old
phones, laptops,
and other electronics
to Apple or Best Buy
and exchange them
for store gift cards.
When we checked, Best
Buy was offering $80
for a Samsung Galaxy
S7 smartphone in good
condition. Also, Target
sometimes holds car
seat trade-in events,
where you can swap
your child’s old car
seat for a coupon for
20 percent off a new
model.6
Belated
Markdowns
Some retailers
have price-adjustment
policies that allow
you to get the lower
price if something
you buy now goes on
sale later. Most of these
programs give you
a limited time to stake
your claim: At Macy’s,
it’s 10 days after
purchase. At Kohl’s,
Old Navy, and Target,
it’s 14 days. At Sears,
it’s a generous 30 days.
Just hold on to your
receipts.7
Your Age
At Kohl’s, you’ll
save 15 percent
in the store on Wednes-
days if you’re 60 “or
better,” as they put it.
At Michael’s, you’ll
save an extra 10 percent
every day once you
hit your 55th birthday.
For the younger set,
students get special
deals at Amazon,
Eastern Mountain
Sports, Microsoft,
and elsewhere.8
Your Profession
Teachers who en-
roll in the Barnes
& Noble Educator Pro-
gram save 20 percent
on most books, toys,
and games. J.Crew and
JOANN have their own
teacher programs, with
15 percent off. Military
personnel and veterans
earn special discounts
at many retailers;
Lowe’s, Pottery Barn,
and others extend the
savings to spouses too.9
Free Shipping
Tricks
At macys.com,
beauty products
ship gratis, so if yourd.com 41