SN 6.5.2021

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Page 6/The Sun and News, Saturday, June 5, 2021

Local students named to MSU dean’s list


Michigan State University
in Lansing has released its
dean’s list for the spring 2021
semester.
The dean’s list honors all
full-time undergraduates who
earn a 3.50 or higher grade
point average for 12 or more
credits in any given semester.
Local students who quali-
fied included:
Alto – Trenten Beemer,
Alex Bunting, Ella Byam,
Sydney Coffman, Austin
Fedewa, Rachel Forsberg,
Marinne Grider, JT Guntern,
Amber Jakiel, Christopher
Jakiel, Mallory Koning, Zach
Kostelec, Michael Krueger,
Dylan McAllister, Jason
Reeb, Noah Schautz, Sidney
Schering, Joe Shuster, Ezra
Stadt, Madison Stevenson.
Caledonia – Joel Anderson,
Ember Bartnick, Jenny
Belfer, Christopher Boyd,
Sydney Carlson, Adam
Childress, Mckenzie Collier,
Natalie Delamater, Hanna
Duong, Bridget Felkers,
Corbin Foster, Alexander
Garrison, Max Garrison,
Maggie George, Jillian Hagy,


Katelyn Helsel, Bryce
Houser, Aaron Jonckheere,
Katie Klomparens, Savanna
Knoll, Chloe Kurant, Lily
Le, Anamaria Lopez, Lauren
Merritt, Paige Nguyen,
Carson Nitz, Zachary
O’Connor, Maxine Osorio,
Morgan Palmer, Mya
Parshall, Shayla Pham,
Alisha Phan, Evan
Phanrisvong, Michelle
Saumier, Andrej Simic, Evan
Sluja, Ryan Stearns, Michael
Than, Courtney Thang,
Grace Tufer, Caleb Vanloon,
Taylor Vanvuuren, E.V.
Vecziedins, Brooke
Veneman, Taylor Visscher,
Priya Voruganti, Grace Ward,
Sam Watkins, Jacob Widlits.
Delton – Ashley Barstow,
Anna Bassett, Tayah
Boggiano, Abby Burroughs,
Mason Manuszak, Morgan
Manuszak, Sammy Mitchell,
Isabella Postava, Noelle
Vroegop.
Freeport – Hunter DeHaan.
Hastings – Chloe Adams,
Shannon Brown, Erin
Dalman, Devin Dematto,
Matthew Feighner, Clare

Feldpausch, Elizabeth Heide,
Allie Horning, Charlotte
Jaqua, Libby Jensen,
Margaret Keller-Bennett,
Brenna Klipfer, Sydney
Nemetz, Aaron Newberry,
Samuel Ogrodzinski, Dylan
Schaffer, Sydney VanGessel,
Lillian Wierenga.
Middleville – Holly
Bashore, Jayden Brewer,
Gabby Encinas, Aiden
Hannapel, Kale Haywood,
Hunter Lapekes, Steven Liu,
Lauren Myers, Luke Noah,
Emily Petrosky, Hannah
Robinson, Anabelle Russell,
Scott Shumway, Breann
Stahl, Lauren Verlinde,
Erikson Walter.
Plainwell – Emma
Calhoun, Kate Farho, Julia
Galovan, Ian Granzow, Lizzy
Irwin, Ben Meddock, Joslyn
Miller, Jessica Myers,
Kristina O’Connell, Alester
Panjikaran, Maia Rostar,
Megan Stefl, Ryan Stefl,
Linda Zhu.
Shelbyville – Kaden
Holverstott, Spencer Irvine,
Abby Joritz, Valerie
McNamara, Gloria Pacic,
Emily Staple, Julia Walters,
Owen Woods.
Wayland – Lorynn Sue
Cotts, Maria Ann Cotts,
Katherine Marie Franklin,
Emma Isabelle Helrigel,
Anna Nicole Kidwell, Olivia
Faith Moore, Callie Nicole
Rose, Mitchell Salisbury,
Hailey Diane Schaendorf,
Michelle Zheng.

Two area students awarded


at Model UN conference
In a season unlike any
other for the Model United
Nations student group at
Alma College, the team
reached a historic milestone
at its most important event.
The Model UN team,
which included two area res-
idents, competed at the annu-
al National MUN Conference
this spring and won two “out-
standing delegation” awards,
the highest honor at the
event. Alma College has now
won 100 total “outstanding
delegation” awards since
1994, 53 at the annual
Midwest MUN conference
and 47 at the National MUN
Conference.
Alma College students
who made an impressive
showing at the 2021 Model
United Nations regional and
national conferences, accord-
ing to a press release from
the college, included 2020
graduate Daniel Lynch of
Caledonia and sophomore
Elizabeth Vredevelt of Alto.
“The success of our pro-
gram on a whole has come
pretty quickly, and I’m so
glad to reach a milestone
with this group,” said Derick

“Sandy” Hulme, who has
been the faculty adviser of
MUN at Alma College the
entire time. “This is one of
the most talented and largest
group of first-year students
we’ve had, which bodes well
for the future of our program,
and the returning students are
wonderful mentors for them.”
The National MUN
Conference is the world’s
largest collegiate MUN com-
petition, with more than
5,500 students representing
250 colleges and universities
from 151 countries on five
continents. Alma represented
two countries at this year’s
event, Kenya and Nigeria,
and won “outstanding dele-
gation” awards for both
efforts. Lynch was a member
of the Kenya delegation, and
Vredevelt was part of the
Nigeria delegation at the vir-
tual conference.
Alma won 14 “Outstanding
Position Paper” awards as a
group, while 56 percent of
the team won an individual
award. That percentage was
twice as high as the next-high-
est college or university at
the conference, Hulme said.

Prior to competing at the
national conference the Alma
College MUN team compet-
ed in February in the virtual
Midwest MUN Conference
and performed very well.
Vredevelt also received
Outstanding Individual
Recognition and was named
an outstanding delegate at
the Midwest conference.
Lynch was recognized
with Outstanding Written
Submission honors at the
national conference.

Caledonia


residents


graduate from


U-Alabama
The University of Alabama
in Tuscaloosa awarded some
5,860 degrees during its
spring commencement cere-
monies.
Among the graduates were
two Caledonia residents.
Bailey Green received a
master of science degree.
Brendon Kooy received a
bachelor of science degree in
aerospace engineering.

Financial tips for the


self-employed


Being self-employed has
some benefits: You get to
choose your own hours, you
don’t have to count “vacation
days” and you’ll never worry
about getting downsized. On
the other hand, you’re truly
on your own – there’s no
employer-sponsored retire-
ment plan and no benefits
package. So, if you’ve
recently started a business or
become a “gig worker,” pos-
sibly due to the COVID-
pandemic, what can you do
to get on the road to financial
security?
There are several steps you
can take, including the fol-
lowing:


  • Establish a budget.
    When you’re self-employed

  • and especially when you’re
    first starting out – you need
    to keep tight control over
    where your money is going.
    So, establish a budget and
    stick to it.

  • Open a retirement plan.
    As a self-employed individu-
    al, you can choose a retire-
    ment plan, such as a SEP-
    IRA, a SIMPLE-IRA or an
    “owner-only” 401(k). When
    your earnings are limited,
    you can contribute modest
    amounts to any of these
    plans, but when your income
    rises, you can boost your
    contributions. While these
    retirement plans have some
    things in common, including


tax-deferred growth of earn-
ings, they differ in other
areas, such as contribution
limits, and one plan may be
more suitable for you than
another, depending on
whether you have employ-
ees. You may want to consult
with a financial advisor to
determine which plan is best
for your needs.


  • Build an emergency
    fund. When you work for a
    business or other organiza-
    tion, your income is predict-
    able – but that’s usually not
    the case when you’re
    self-employed. And when
    your earnings are uneven,
    you can be vulnerable to
    financial stress when you
    face an unexpected expense.
    To help protect yourself from
    these threats, try to gradually
    build an emergency fund
    containing a few months’
    worth of living expenses,
    with the money kept in a liq-
    uid, low-risk account.

  • Pay down your debts.
    Some debts, such as loans to
    help your business, may be
    unavoidable – and even pro-
    ductive. But other debts,
    especially those that can’t be
    deducted from your taxes
    and carry a high interest rate,
    are far less useful, so you
    may want to set up a repay-
    ment plan. With your other
    expenses, you might not be
    able to whittle these debts


down as fast you’d like, but,
over time, your efforts can
pay off.


  • Put money aside for tax-
    es. Because no employer is
    withholding taxes from your
    paychecks, you will likely
    have to make quarterly esti-
    mated payments. Plus, you’re
    responsible for all your
    Social Security taxes, which,
    if you worked for someone
    else, would be split between
    you and your employer. To
    make sure you’ve got enough
    money available to pay your
    taxes, you might want to set
    up a special account – one
    that’s not used for any other
    purpose.

  • Get proper insurance.
    Depending on the nature of
    your work, you may or may
    not need some type of busi-
    ness insurance, but if you
    have a family, you should
    certainly consider the need
    for life insurance, and you
    may also want to consider
    disability insurance.
    Self-employment can be
    quite fulfilling – and you’ll
    find it even more rewarding
    when you make the right
    financial moves.
    This article was written by
    Edward Jones for use by
    your local Edward Jones
    Financial Advisor.
    Edward Jones, Member
    SIPC

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