THE UNIVERSAL LAW OF COSMIC HABITFORCE 1021and desires that are planted in the mind require definite periods of
time for the law of Cosmic Habitforce to give them life and action.
There is no adequate means of describing or predetermining the
exact period of time that is required for the transformation of a desire
into its physical equivalent. The nature of the desire, the circumstances
related to it, and the intensity of the desire, are all determining factors
in the time required for transformation from the thought stage to the
physical stage.
The state of mind known as faith is so favorable for the quick
change of desire into its physical equivalent that it has been known
to make the change almost instantaneously.
Human beings tend to mature physically in about twenty years,
but mentally-which means the ego-we require from thirty-five to
sixty years for maturity. This explains why people seldom begin to
accumulate material riches in great abundance, or to attain outstand-
ing records of achievement in other areas, until they are about fifty
years of age.
It is a necessity that the ego undergo self-discipline-through
which one acquires Self-Confidence, definiteness of purpose, personal
Initiative, Imagination, accuracy of judgment, and other qualities-
before it has the power to acquire and hold wealth in abundance.
These qualities come through the proper use of time. Observe
that I did not say they come through the lapse of time. Through the
operation of Cosmic Habitforce, every individual's thought habits,
whether negative or positive, whether of wealth or of poverty, are
woven into the pattern of their ego, and there they are given perma-
nent form which determines the nature and the extent of that person's
spiritual and physical status.
I have shown you how Cosmic Habitforce is the determining factor
that leads one to success and plenty or to poverty and misery, and
how it can bring harmony and understanding or disappointment and