Money, Banking, and International Finance- Qualitative measures rely on experts’ opinions. Unfortunately, experts have biases and
opinions that taint their opinion. Quantitative measures use a variety of statistics and
demographics of a country. Then an analyst computes a country's score. - Hong Kong is politically stable, and A.M. Best rated it Tier II while Coface rated it A1.
- Ukraine is a former republic of the Soviet Union that implemented little market reforms.
A.M. Best rated the Ukraine as a Tier V while Coface rated it a D.