HB 9.16.2021

Page 8 — Thursday, September 16, 2021 — The Hastings Banner

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Plan ahead before joining the “Great Resignation”

It’s been called the “Great

Resignation” – the large

number of Americans vol-

untarily leaving their jobs. If

you plan to be part of it (ide-

ally with another source of

employment lined up), you’ll

need to make the financial

moves necessary to keep

making progress toward your

long-term goals.

Here’s some background:

After a year in which the pan-

demic caused so many people

to lose their jobs, the econo-

my is opening back up, but

the “quit rate” – the number

of jobs people have volun-

tarily left – has been breaking

records. Some economists

say this high quit rate is be-

cause people are confident of

getting better jobs, with high-

er pay and more flexibility

to work at home, or because

they are preparing to start

their own business or join the

gig economy.

If you’re thinking of join-

ing this temporary migration

from the workforce, how can

you help ensure that you’ll

be financially stable and can

continue to make progress

toward your long-term goals?

Your first move is to look

clearly at your financial situ-

ation. As mentioned above,

it’s best to have new employ-

ment in hand before you quit

your job. Alternatively, per-

haps you have a spouse or

life partner who earns enough

to sustain the two of you, or

you’ve built up an emergency

fund that gives you a cushion.

However, if your short-

term income is less than you

previously earned or you need

to go without a paycheck for

a while, could you still pay

your bills? If you are strapped

for cash, you might be tempt-

ed to tap into your 401(k) or

other employer-sponsored re-

tirement plan. But this move

will generally result in taxes

and, if you are younger than

59 ½, a 10 percent penalty

as well. Because of this, and

because your retirement ac-

counts are designed to be a

financial resource after you

retire, think twice before dip-

ping into these funds if you

leave your current employer.

If your employer allows it,

you can leave your money in

the 401(k) so you’ll still be

accumulating resources for

retirement. You also have

the option to roll those funds

into an individual retirement

account (IRA) or a new em-

ployer’s retirement plan.

And if you plan to work

for yourself as a freelancer,

consultant or business own-

er, you’ll still want to save

toward retirement. Possi-

ble retirement plans for the

self-employed include an

“owner-only” 401(k), a SEP-

IRA or a SIMPLE IRA, all of

which may be relatively easy

to establish and offer tax ben-

efits. A financial advisor can

help you find a retirement

plan that’s appropriate for

your needs.

Here’s something else to

keep in mind – an emergency

fund. As mentioned above, if

you already have one, you’ll

have some breathing room

if you’re thinking of leaving

your job and might have a

temporary gap in income.

But as the name suggests, an

emergency fund is there to

help cover unexpected costs,

such as a major home repair,

without forcing you to take

out a loan, or cash out part

of your longer-term invest-

ments. So, if you are planning

to tap your emergency fund,

work to restock it as soon as

possible.

If you’re participating in

the “Great Resignation,” it

means you’re feeling posi-

tive about your future em-

ployment prospects, which

is great. But you’ll want to

support that optimism with a

strong financial foundation.

This article was written by

Edward Jones for use by your

local Edward Jones Finan-

cial Advisor.

Edward Jones. Member

SIPC.

Jeff Domenico, AAMS®

Financial Advisor

450 Meadow Run Dr. Suite 100

Hastings, MI 49058

(269) 948-

Financial FOCUS

Provided by the Barry County

offices of Edward Jones

Wendi Stratton

Financial Advisor

423 N. Main St.

Nashville, MI

(517)760-

Member SIPC

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Public Land Auction

Tax reverted real estate in Barry County will

be offered at an online-only public auc-

tion at http://www.tax-sale.info. All bids must be

placed by 5:00pm EST on Oct 15th, 2021.

For more information and to view the list of

the properties being sold, please visit

http://www.tax-sale.info or call 1- 800-259-7470.

Local Lawn Maintenance

business seeking experienced, reliable

person for commercial and residential lawn

maintenance position. Must have valid

driver’s license. Experience preferred.

Call 269-804-

and leave a message.

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Cellular

instructions

Dr. Universe:

What are cells made of?

Lela, 10, Bogart, Ga.

Dear Lela,

You have all kinds of cells in your body

that do lots of different things. In fact, there

are about 200 different types of cells in the

human body — from blood cells to skin

cells to bone cells.

To find out exactly what all those cells

are made of, I visited my friend Deirdre

Fahy.

Fahy is a scientist at Washington State

University who is curious about how and

why things work, including cells. She

reminded me the human body is made up

of billions of cells. You might think about

each cell as if it were a tiny room. But this

room, or cell, is so small, you’d likely need

a microscope to see it.

Now, picture a kind of barrier around the

room that allows different things to move

in and out of the cell. That’s the cell mem-

brane. Inside of the room, we find a book

with a set of instructions. The book is like

the part of a cell called the nucleus. It holds

all the information, the DNA, that tells the

cells how to work.

Each of the cells in your body relies on

the same instruction book to do its job. But

what makes the cells do different things

depends on which section of the instruc-

tions they use.

“You could imagine you had this enor-

mous recipe book, but one cell only made

breakfasts, and one cell only made snacks,

and one cell only made dessert,” Fahy said.

“They’re all in the same book, but just

some of the recipes are being used by cer-

tain cells.”

Of course, the cells aren’t actually cook-

ing you breakfast, snacks or dessert.

Instead, they are helping your body do all

the things it needs to survive. For instance,

some cells use a recipe for building bone

material, while other cells build muscle

tissue. Some cells carry oxygen around the

body, and others even help you think, feel

and move.

Like all things in our universe, the dif-

ferent parts of a cell are made up of atoms.

The atoms come together to form mole-

cules. One molecule that makes up most of

the cell is water. In fact, about 70 percent

of a cell is water. Using its wide range of

recipes, the cell also can create other kinds

of molecules that help the cell do its job.

You might say each cell has its own rec-

ipe for success. In her research, Fahy has

used knowledge of how cells work to study

everything from the inner-workings of

plants to why some animals get sick when

bitten by ticks that carry particular bacte-

ria.

When we better understand how cells

work, we can learn more about ways to

prevent different diseases and improve the

health and well-being of all kinds of living

things. Who knows, maybe one day you

can use your knowledge of cells — or

other parts of science — to help make our

world a better place.

Dr. Universe

Do you have a question? Ask Dr.

Universe. Send an email to Washington

State University’s resident scientist and

writer at [email protected] or visit her

website, askdruniverse.com.

Anthony Michael Moore, Wayland and

Patricia Marie Gerou, Dorr

Keenan Wayne Mokma, Middleville

and Leah Elizabeth Trembout Oosting,

Middleville

Jacob Thomas Powell, Delton and Juliene

Jean Jozwik

Travis Grant Matthews, Delton and Hannah

Marie Haines, Delton

Andrew Keagen Taylor, Nashville and

heather Michelle Gambrell, Nashville

Tyler Lee Anders, Middleville and Mikayla

Mae Schnittker, Middleville

Morgan Rebecca Joy Livermore, Hastings

and Michael Christopher Grumley, Hastings

Rebecca Ann Bower, Middleville and

Christopher Robert Tedrow, Middleville

Alyssa Taylor Blossom, Woodland and

Bradley Clinton Fox, Woodland

Kaitlyn Nicole Lee, Woodland and Brennan

Aaron Simon, Woodland

Keara Jo Finkbeiner, Hastings and Andrew

Michael-Mickinley Anderson, Hastings

Kristin Pauline Rose, Nashville and Jay

Howard Visser, Nashville

Taylor Jordan Knutson, Wayland and Justin

Michal Perry, Wayland

Mark Nathan Peabody, Hastings and

Kimberly Anne Sandborn, Hastings

Kayla Marie Teune, Saint John, IN and

Jeremy James Huisenga, Dyer, IN

Brittany Bowlds Nicole Bowlds, Delton

and Zachariah James Bolton, Delton

Chelsea Marie Sauers, Nashville and

Christopher Eric Devries, Nashville

Candi Lynn Sweeney, Hastings and Joshua

Gene Johnson, Hastings

Shian Jomarget Rymarkiewicz, Hastings

and James Allen Kubek II, Hastings

Rachel Mae Hoffman, Hastings and Travis

Edward Blankenship, Hastings

Kristin Geri Labert, Hastings and Kevin

James Wilks, Hastings

Mary Faith Feldpausch, Hastings and

Daniel Aaron Rodriguez, San Marcos, CA

Ashley Danielle Stanton, Nashville and

David Harold Wolfe, Croswell

Alexis Renee Harn, Hastings and Logan

Exaviar Twiss, Middleville

Wesley Robert Wandell, Delton and Sydney

Alexis Wilson, Plainwell

Garret Patrick Evans, Hastings and Taylor

Sierra Veitch, Hastings

Joshua Sammy Clark, Hastings and Alaina

Sophia Richter, Hastings

Amber Nicole Zinn, Nashville and Nicholas

Scott Brown, Bath

Tegan Marie McQuaid, Warrenville, IL and

Trevor Hidenori Fischer, Warrenville, IL

Elaine Garlock
Fall is on its way. Burning bushes are
changing from green to red. Corn stalks in the
fields are turning brown at their lower level
with the tops remaining green. Climbing vines
are likewise changing color with the upper
foliage becoming more sparse.
School events are filling the calendar with
football games the big events of each week.
Cross country and other athletic events are
becoming more prominent in school news.
The nose count is again making the new with
project enrollment figures getting attention
because that determines funding from the
state. Mask requirements and other factors
involved with the COVID-19 epidemic
have an effect on the number of students in
classrooms or at home with in-home school.
Central United Methodist Church hosted
its annual fall kick-off events with many
people wearing shorts and jackets advertising
favorite teams from colleges and high schools.
A meal followed with hot-dogs and plenty of

trimmings and also dips and dippers. Sunday

school classes began with a large enrollment

in an adult class led by the new pastor, Rev.

Paul Reismann.

The project on Emerson and side streets

continues. The street surface seems to be

finished. Work continues on the adjacent

curbs and sidewalks. Barrels remain, but the

streets are drivable. The detour signs are still

in place. Trucks headed to Twin City Foods

are still using alternate routs. There were

hopes the project would be finished in time

for the start of the green-bean season. Instead,

it will more likely be finished after the green-

bean harvest concludes.

Music will return to Bob’s Barn Jamborees

Sunday, Sept. 19. There has been an absence

of the music for several weeks because of the

operators being afflicted weeks ago.

The village garage on Jordan Lake Street is

getting an addition set at an angle, attached to

the existing structure.

Middleville Rotarians

pitch covered bridge idea

Greg Chandler
Staff Writer
Some members of the Middleville Rotary
Club want to build a covered bridge on the
Paul Henry Thornapple Trail, and they want
to name the structure in honor of the late
Village President Charlie Pullen.
Longtime Rotarian Don Boysen presented
the idea to the village council Tuesday night,
saying the project would serve as a reminder
of the village’s past as well as honor Pullen,
who served on the council for 18 years, 11 as
president, before he died Nov. 20, 2020, at
age 71.
The bridge would be known as the Charlie
Pullen Memorial Bridge, Boysen said.
“We’d like to dedicate it to Charlie, for all
of his efforts that he put forth here in the
village,” he said.
Boysen presented a model for the proposed
structure, which would be based on a covered
bridge that was built over the Thornapple
River in 1887 and served until 1905, when it
was replaced by a concrete and iron bridge.
The new bridge would be built on the old train
trestle on the Paul Henry Trail just south of
the downtown area.
“We thought this would be a community-
wide project,” Boysen said. “Funding would
come from the people in the Middleville area,
and hopefully, we wouldn’t have to work on

any taxpayer money.”

It is not known how much the structure

would cost, Boysen said.

The original covered bridge was 140 feet

long, had an 18-foot-wide roadway and

walkways on both sides. It cost $1,800 to

build. The new structure would be 60 feet

long and 18 feet wide, Boysen said.

After Rotary Club members build the

bridge, it would be turned over to the village,

Boysen said.

“It would be yours to maintain, insure, and

all those good things,” he said. “It would be

your bridge.”

Boysen proposed that the roof of the

bridge should be made of a similar material to

the roof of the village’s Sesquicentennial

Pavilion.

“I think this would get a lot of recognition

in the county... and I think this would be

quite a tourist attraction, as well,” he said.

Council Trustee Kevin Smith expressed

support for the proposal.

“We’ve been looking for something to

memorialize Charlie and his efforts, and ...

something that’s worthy of the effort that he

put into this community,” Smith said. “My

first thought is, this is certainly something of

the scale that I think we can all agree ...

would surpass some of the recommendations

we’ve had in the past.”