Consumer decision making: process, level and style 133
each application is a discrete, discontinuous use
initiation. And financial services might fall
between the two: of medium involvement,
representing an infrequent but important pur-
chase, a dynamically continuous innovation.
Assael (1991/1996) uses similar dimensions of
buying situations to classify the consumer
behaviours for different types of product
(Bhate, 1992). Hence:
Complex buying behaviouroccurs when the
consumer is highly involved, the product is
expensive and risky, and there are perceived
differences in the brands available. The con-
sumer in this case goes through a cognitive
learning process, i.e. search for information,
evaluation of products etc. Assael (1996) claims
that it is typical consumer behaviour for appli-
ances and durables such as ‘autos, electronics,
photography systems’. Consumers actively
search for information to evaluate and consider
alternative brands by applying specific criteria
such as resolution and portability for a camera,
and economy, durability and service for a car.
Dissonant buying behaviouroccurs when the
consumer is highly involved, sees no significant
differences among the brands available and
buys the product in a hurry, but once purchase
has been made has second thoughts. He or she
may go out again and collect information to
reduce dissonance. Such behaviour is typical of
the purchase of adult cereals and snack foods.
There is limited problem solving here, because
the consumer is not familiar with the brands. A
new line of microwaveable snacks might be
introduced; unaware of the product class, the
consumer is attracted to the idea of trial to
compare with known snackfoods. Limited
information search takes place and limited
evaluation of brand alternatives.
Habitual buying occurs when there is no
significant difference in brands and the con-
sumer is not highly involved in the purchase,
Table 6.1 Summary of the results
Food innovations Home software
applications
Organizational
software use
Financial services
Do innovators
buy or use
more?
No – adaptors
do
Yes No. Involved
adaptors and
innovators
For some
products
What other
factors influence
behaviour?
Involvement Involvement,
situation
Involvement,
situation
Involvement,
situation
Principal
consumer
behaviour(s)
Complex
Dissonant/
Variety-seeking
[Habitual]
Dissonant
Variety-seeking
Complex
Habitual
Dissonant
Complex
Complex
Marketing mix
considerations
Dual strategy Dual strategy Dual strategy Tailor to
individual
product