International Corporate Finance

The birth of the Fintech sector – defined

as a line of business that uses software to

provide financial services – following the

global financial crisis of 2008 has spar-

ked a startup scene that has witnessed

phenomenal growth. Some examples

of successful startups include Prosper

(peer-to-peer lending), FinMobile (mo-

bile phone usage based credit scoring),

and mPaisa (digital mobile wallet). In

the last two years alone, worldwide in-

vestment in the sector has almost tripled

from $7 billion in 2013 to $20 billion

in 2015, and is poised to grow to $46

billion by 2020. Investment in private

Fintech firms has grown at an even more

rapid pace, from $4 billion in 2013 to

$19 billion in 2015. The average size

of investment in a Fintech firm that has

proven its concept and is on track to ma-

turity, ranges between $40 and $92 mil-

lion, as per data from Statista.

The Rise of Technology in the World of Finance

 INVESTMENT IN FINTECH DOUBLED IN 2015

Total value of Fintech investment worldwide

50

40

30

20

10

0

2010 2011 2012 2013 2014 2015 2016 2020

46

24

20

10

75.

2 3

Source: Statista

In 2014, over half of the investment in

Fintech was attracted by startups in the

online lending/scoring and digital mobile

wallet space. Indeed, Fintech solutions for

personal financial management have also

been gaining traction with startups in this

category having a 14% share of the total

investment pie.

In an industry which is worth circa $4.7

trillion according to Goldman Sachs, the

US is undoubtedly the leader with Fintech

transaction value clocking up $769 billion

in 2016. $116 billion of this (15.1%) re-

lates to consumer finance transactions. The

picture is bleaker in European countries

where consumer finance has a share of only

4.4% and 2.4% in the UK and Germany,

respectively, and indicates ample opportu-

nity for growth. 

$bn

 ONLINE LENDING AND DIGITAL WALLET ATTRACT MOST FINTECH INVESTMENT

Source: Statista

P2P/Online lending/Scoring

Online acquiring and M-Wallets

Personal Finance Management (PFM)/

Private Financial Planning (PFP)

SME services

MPOS (Mobile Point of Sale technologies)

‘Mobile First’ banking

Bitcoin

Crowdfunding/Crowdinvesting

Other

1%

27%

25%

14%

11%

7%

6%

5%

4%

Share of investment in Fintech companies worldwide in 2014 (by type)

Among 2015 speakers

PARTNERS

Conni Jonsson

Chairman of the Board

EQT Partners

Peter Taylor

Managing Director

Duke Street

Jobst Klemme

Director

Abbott Capital

Management

Michel Paris

Chief Executive Officer

& Chief Investment Officer

PAI Partners

David Hirschmann

Head of Private Credit

Permira

Georges Sampeur

Chief Executive Officer

Hotel B&B

Olivier Breittmayer

Chief Executive Officer

Exclusive Group

Richard Simonin

Chief Executive Officer

Vivarte

CONFERENCES • ONE-TO-ONE MEETINGS • AWARDS CEREMONY

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15

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EDITION

December 8, 2016 • Paris