Success Factors of Islamic Banks: An Empirical StudyArab Banking Corp Islamic Bank (million US Dollars)
1998199920002001
Invested assets 163.3 217.7 177.3 171.0
Cash and bank assets 4.3 13.2 14.6 13.2
Total assets 168.2 232.3 195.0 185.0
Customers’ deposits 286.2 389.6 367.8 316.3
Current accounts --- --- --- ---
Creditor Banks --- --- --- ---
Equity 48.3 53.0 56.4 59.0
Revenues 21.8 24.4 27.4 21.5
Expenses 3.2 3.4 3.2 3.2
Allocations for expected losses --- --- --- ---
Net Profits 3.8 4.9 4.0 2.9
Depositors’ share of profit 14.8 16.7 20.8 15.4
Disbursed profits --- --- --- ---
Qatar Islamic Bank (million Qatari Riyal)
1998199920002001
Invested assets 3388.8 3418.1 3578.9 3750.5
Cash and bank assets 330.9 436.1 371.9 574.3
Total assets 3823.3 3983.4 4059.1 4415.1
Customers’ deposits 3148.6 3284.8 3315.1 3653.0
Current accounts 817.2 698.1 717.9 737.8
Creditor Banks 3.9 8.1 11.2 6.6
Equity 284.7 296.2 334.7 370.7
Earnings 287.4 298.0 338.9 332.1
Expenses 103.1 102.2 152.2 166.4
Net profits 65.1 55.9 39.5 67.1
Depositors’ share of profit 126.5 138.6 146.7 97.0
Shamil Bank, Bahrain (million US Dollars)
199920002001
Invested assets 2416.7 2543.1 1965.7
Cash and bank assets 358.5 310.8 312.1
Total assets 2893.3 2955.4 2363.5
Customers’ deposits 2484.0 2641.3 1957.5
(Current accounts) 47.4 64.7 58.2
Restricted and special investment 1705.9 1894.4 1180.6
Creditor Banks 117.7 89.4 88.5
Equity 230.9 232.5 242.0
Revenues 207.2 193.4 164.7
Expenses 31.2 31.8 31.8
Net profits 10.1 6.0 10.8
Depositors’ share of profit 165.5 146.6 111.9