10 • 41
Original Sample
Holdout Sample
Year
Type I
Type II
Overall
Type I
Type II
Overall
Prior
Accuracy
Accuracy
Accuracy
Accuracy
Accuracy
Accuracy
1 year
77.3%
93.5%
86.8%
75.0%
90.5%
86.2%
2 years
62.5
85.7
79.3
Exhibit 10.17.
Summary of Results.