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Page 8 — Thursday, February 3, 2022 — The Hastings Banner


LEGAL NOTICES


NOTICE TO CREDITORS
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedents,
Charles D. Monica (date of birth July 17, 1925),
Grantor of the Charles D. Monica Trust dated
October 27, 1995, who lived at 13550 Arbor Drive,
Delton, MI 49046 died December 6, 2021, and
Donna J. Monica (date of birth January 28, 1927),
Grantor of the Donna J. Monica Trust dated October
27, 1995, who lived at 13550 Arbor Drive, Delton,
MI 49046 died April 30, 2021.
Creditors of the decedent are notified that all
claims against either trust will be forever barred
unless presented to the current Trustee, Mona
J. Ellard, Whose address is 5506 S. Stine Rd.,
Olivet, MI 49076, or to the attorney for the Trustee,
Kathleen F. Cook, at 121 South Cochran Ave.,
Charlotte, MI 48813 within 4 months of the date of
publication of this notice.
Date: January 26, 2022
Law Office of Kathleen F. Cook
Kathleen F. Cook P
121 S. Cochran Ave.
Charlotte, MI 48813
(517) 543-7643 175100

Watch for changes in RMDs
If you’re a certain age,
you’ll need to withdraw
money from some of your
retirement accounts each
year. But in 2022, the amount
you must take out may be
changing more than in other
years – and that could affect
your retirement income
strategy.
Here’s some background:
Once you turn 72, you
generally must start taking
withdrawals, called required
minimum distributions, or
RMDs, from some of your
retirement accounts, such as
your traditional IRA and your
401(k) or similar employer-
sponsored plan. Each year,
your RMDs are determined
by your age and account
balances. This year, the life
expectancy tables used by
the IRS are being updated to
reflect longer lifespans. This
may result in lower annual
RMDs than you’d have to
take if this adjustment hadn’t
been made.
If you’ve started taking
RMDs, what does this change
mean to you? It can be a
positive development, for a
few reasons:


  • Potentially lower taxes

  • Your RMDs are generally
    taxable at your personal
    income tax rate, so the lower
    your RMDs, the lower your
    tax bill might be.

  • Possibly longer
    “lifespan” for retirement
    accounts – Because your
    RMDs will be lower, the
    accounts from which they’re
    issued – including your
    traditional IRA and 401(k)

  • may be able to last longer
    without becoming depleted.
    The longer these accounts
    can stay intact and remain an
    asset, the better for you.

  • More flexibility in planning
    for retirement income –
    The word “required” in the
    phrase “required minimum
    distributions” means exactly
    what it sounds like – you
    must take at least that amount.
    If you withdraw less than
    your RMD, the amount not
    withdrawn will be taxed at
    50%. So, in one sense, your
    RMDs take away some of
    your freedom in managing
    your retirement income. But
    now, with the lower RMDs in
    place, you may regain some
    of this flexibility. (And keep
    in mind that you’re always
    free to withdraw more than
    the RMDs.)
    Of course, if you don’t
    really need all the money
    from RMDs, even the lower
    amount may be an issue for
    you – as mentioned above,
    RMDs are generally taxable.
    However, if you’re 70½ or
    older, you can transfer up
    to $100,000 per year from


a traditional IRA directly
to a qualified charitable
organization, and some, or
perhaps all, of this money
may come from your RMDs.
By making this move, you
can exclude the RMDs from
your taxable income. Before
taking this action, though,
you’ll want to consult with
your tax advisor.
Here are a couple of final
points to keep in mind.
First, not all your retirement
accounts are subject to RMDs


  • you can generally keep your
    Roth IRA intact for as long as
    you want. However, your Roth
    401(k) is generally subject to
    RMDs. If you’re still working
    past 72, though, you may be
    able to avoid taking RMDs
    from your current employer’s
    401(k) or similar plan, though
    you’ll still have to take them
    from your traditional IRA.
    Changes to the RMD rules
    don’t happen too often. By
    being aware of how these
    new, lower RMDs can benefit
    you, and becoming familiar
    with all aspects of RMDs,
    you may be able to strengthen
    your overall retirement
    income situation.
    This article was written by
    Edward Jones for use by your
    local Edward Jones Financial
    Advisor.
    Edward Jones, Member
    SIPC


Andrew Cove, AAMS®
Financial Advisor
421 W. Woodlawn Ave.
Hastings, MI 49058
(269) 945-

Member SIPC

Financial FOCUS


Provided by the Barry County
offices of Edward Jones

Jeff Domenico, AAMS® CRPC®
Financial Advisor
450 Meadow Run Dr. Suite 100
Hastings, MI 49058
(269) 948-

S Y N O P S I S
RUTLAND CHARTER TOWNSHIP
REGULAR BOARD MEETING
January 12, 2022 – 7:00 p.m.
Regular meeting called to order and Pledge of
Allegiance.
Present: Hall, James, Hawthorne, Greenfield,
Graham, Watson, Bellmore
Absent:
Approved the Agenda
Approved the Consent Agenda
Monthly Treasurer’s Report
Monthly Clerk’s Voucher/Payroll Report
Approved Ambulance Service Agreement Roll
Call Vote – All Aye
Approved Mileage Reimbursement for 2022 Roll
Call Vote – All Aye

Adjournment 8:54 pm

Respectfully submitted, Robin Hawthorne, Clerk

Attested to by, Larry Watson, Supervisor
175325

NOTICE TO CREDITORS
Revocable Inter Vivos Trust
Perry M. James and Fredericka M. James Living
Trust Dated January 30, 2008, as amended and
restated.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The Settlor of the
trust, Perry M. James, who lived at c/o Woodlawn
Meadows, 1821 N. East St., Hastings, MI 49058
died December 15, 2021..
Creditors of the Settlor, Perry M. James, are
notified that all claims against the trust will be
forever barred unless presented to Judith L. Welton,
the trustee of the trust at 120 Coats Grove Road,
Hastings, MI 49058 within 4 months after the date
of publication of this notice.
Date: 01/28/
Kreis, Enderle, Hudgins & Borsos, P.C.
By: Kay E. Kossen P
One West Michigan Ave.
Battle Creek, MI 49017
269-966-
Judith L. Welton
120 Coats Grove Road
Hastings, MI 49058
269-838-9640 175331

FORECLOSURE NOTICE

Attention homeowner: If you are a military service mem-
ber on active duty, if your period of active duty has con-
cluded less than 90 days ago, or if you have been or-
dered to active duty, please contact the attorney for the
party foreclosing the mortgage at the telephone number
stated in this notice. Notice of foreclosure by advertise-
ment. Notice is given under section 3212 of the revised
judicature act of 1961, 1961 PA 236, MCL 600.3212,
that the following mortgage will be foreclosed by a sale
of the mortgaged premises, or some part of them, at
a public auction sale to the highest bidder for cash or
cashier’s check at the place of holding the circuit court
in Barry County, starting promptly at 01:00 PM, March
3, 2022. The amount due on the mortgage may be
greater on the day of the sale. Placing the highest bid
at the sale does not automatically entitle the purchaser
to free and clear ownership of the property. A potential
purchaser is encouraged to contact the county regis-
ter of deeds office or a title insurance company, either
of which may charge a fee for this information. Default
has been made in the conditions of a certain mortgage
made by Jay Dee Miller and Penny Jo Miller, husband
and wife to Mortgage Electronic Registration Systems,
Inc. acting solely as a nominee for Taylor, Bean &
Whitaker Mortgage Corp., Mortgagee, dated January
26, 2009, and recorded on February 5, 2009, as Doc-
ument Number: 20090205-0001066, Barry County Re-
cords, said mortgage was assigned to BankUnited N.A.
by an Assignment of Mortgage which has been submit-
ted to the Barry County Register of Deeds, on which
mortgage there is claimed to be due at the date hereof
the sum of One Hundred Two Thousand Two Hundred
Seventy-Two and 52/100 ($102,272.52) including inter-
est at the rate of 4.25000% per annum. Said premis-
es are situated in the Township of Orangeville, Barry
County, Michigan, and are described as: The part of the
west fractional half of the northwest fractional quarter
of section 19, town 2 north, range 10 west, Orangeville
Township, Barry County, Michigan, described as com-
mencing at northwest corner of said section; thence
south 00 degrees 16 minutes 07 seconds east 330.
feet along the west line of said section to place of begin-
ning; thence south 89 degrees 54 minutes 25 seconds
east 1165.13 feet parallel with the north line of said
northwest quarter; thence south 00 degrees 26 minutes
06 seconds east 375.01 feet along the east line of said
west half, northwest quarter, thence north 89 degrees
54 minutes 25 seconds west 1166.22 feet; thence north
00 degrees 16 minutes 07 seconds west 375.00 feet
along the west line of said section to the place of be-
ginning. Commonly known as: 7077 BOYSEN ROAD,
SHELBYVILLE, MI 49344 If the property is eventually
sold at foreclosure sale, the redemption period will be
6.00 months from the date of sale unless the property
is abandoned or used for agricultural purposes. If the
property is determined abandoned in accordance with
MCL 600.3241 and/or 600.3241a, the redemption peri-
od will be 30 days from the date of sale, or 15 days after
statutory notice, whichever is later. If the property is pre-
sumed to be used for agricultural purposes prior to the
date of the foreclosure sale pursuant to MCL 600.3240,
the redemption period is 1 year. Pursuant to MCL
600.3278, if the property is sold at a foreclosure sale,
the borrower(s) will be held responsible to the person
who buys the property at the mortgage foreclosure sale
or to the mortgage holder for damaging the property
during the redemption period. TO ALL PURCHASERS:
The foreclosing mortgagee can rescind the sale. In that
event, your damages are, if any, limited solely to the
return of the bid amount tendered at sale, plus interest.
Dated: February 3, 2022
Randall S. Miller & Associates, P.C. Attorneys for
BankUnited N.A. 43252 Woodward Avenue, Suite 180,
Bloomfield Hills, MI 48302, (248) 335-
Hours: 9:00 a.m. - 5:00 p.m. Case No. 17MI00795-

(02-03)(02-24) 175335

STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
NOTICE TO CREDITORS
Decedent’s Estate
CASE NO. AND JUDGE: 21-29036-DE
William M. Doherty
Court Address: 206 W. Court Street, Suite 302
Hastings, Michigan 49058
Court telephone no.: 269-945-
Estate of Lane Gary Floria. Date of birth: 04/23/1948.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Lane Gary
Floria, died 05/04/2021.
Creditors of the decedent are notified that all claims
against the estate will be forever barred unless presented
to Norman G. Floria, personal representative, or to both
the probate court at 206 West Court Street, Suite 302,
Hastings, MI 49058 and the personal representative
within 4 months after the date of publication of this notice.
Date: 1-26-
David H. Tripp P
202 South Broadway
Hastings, MI 49058
269-948-
Norman G. Floria
13172 Canyoncrest Circle, Middlebury, IN 46540
574-370-0196 175146

STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
NOTICE TO CREDITORS
Decedent’s Estate
CASE NO. and JUDGE: 22-29079-DE
Hon. William M. Doherty
Court Address: 206 W. Court Street, Ste. #
Hastings, Michigan 49058
Court telephone no.: 269-945-
Estate of Darlene Ruth Sisson. Date of birth: 07/09/1937.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Darlene Ruth
Sisson, died 11/25/2021.
Creditors of the decedent are notified that all claims
against the estate will be forever barred unless presented
to Cheryl A. Reichard, personal representative, or to
both the probate court at 206 W. Court Street, Ste. 302,
Hastings, MI 49058 and the personal representative within
4 months after the date of publication of this notice.
Date:02/02/
Stephanie S. Fekkes P
150 W. Court Street, Ste. A, Hastings, MI 49058
269-945-
Cheryl A. Reichard
c/o Rhoades McKee,
150 W. Court Street, Ste. A, Hastings, MI 49058
269-685-7450 175362

STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
NOTICE TO CREDITORS
Decedent’s Estate
CASE NO. 22-29064-DE
Court Address: 206 W. Court Street, Ste. #
Hastings, Michigan 49058
Court telephone no.: 269-945-
Estate of John Charles Morrow. Date of birth:
01/12/1942.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, John C.
Morrow died 11-12-2021.
Creditors of the decedent are notified that all
claims against the estate will be forever barred unless
presented to Sandy Rose, personal representative, or to
both the probate court at 206 W. Court Street, Ste. 302,
Hastings, MI 49058 and the personal representative
within 4 months after the date of publication of this
notice.
Date: 2-1-
Sandy Rose
67663 CR388 Lot 9
South Haven, MI 49090 175364

NOTICE TO CREDITORS
Decedent’s Estate
Social Security Number of Decedent: XXX-XX-
TO ALL INTERESTED PERSONS:
Your interest in the estate may be barred or affected by the
following:
The decedent, Barbara J. Clinton, date of birth January
24, 1928 whose last address was 205 Stadium Drive,
Middleville, MI 49333 died on January 11, 2022.
The decedent was the settlor of the Barbara Clinton Trust,
February 10, 1999. There is no personal representative of
the settlor’s estate to whom Letters of Authority have been
issued.
Creditors of the decedent are notified that all claims
against the trust estate will be forever barred unless
presented to the current acting trustee (whose name and
address appear below) of the Trust within 4 months after the
date of publication of this notice.
The current acting trustee is: Annette M. Walters, 300
Kirby Rd., Battle Creek, MI 49017.
Notice is further given that the trust estate will be thereafter
assigned and distributed to the persons entitled to it.
Date: February 2, 2022
Attorney for Trustee:
David G. Ledbetter, P
Ledbetter.Law
1 Coldbrook Street NW, Suite 110, Grand Rapids, MI 49503
(616) 459-3333 175363

STATE OF MICHIGAN
JUDICIAL CIRCUIT - FAMILY DIVISION
BARRY COUNTY
PUBLICATION OF NOTICE OF
HEARING FOR NAME CHANGE
CASE NO. and JUDGE
21-29023-NC
William M. Doherty P
Court Address: 206 W. Court St., Suite 302,
Hastings, MI 49058
Court Telephone No.: (269) 945-
In the matter of Glenn Trenton Kohn.
TO ALL PERSONS INCLUDING: whose address
is unknown and whose interest in the matter may be
barred or affected by the following:
TAKE NOTICE: A hearing will be held on February
9, 2022 @ 2:15 p.m. at 206 West Court Street,
Suite 302, Hastings, MI 49058 before Judge William
M. Doherty to change the name of Glenn Trenton
Kohn to Gustav Leon Nelson.
175326

STATE OF MICHIGAN
IN THE CIRCUIT COURT FOR THE
COUNTY OF BARRY
CASE NO. 21-909-CH
_____________________________________________HON. VICKY L. ALSPAUGH
CHARLES HANNAN and JANE HANNAN,
Plaintiffs,
v.
ROSAMOND HERZBRUN,
GREEN TREE ACCEPTANCE, INC. a/k/a
Green Tree Acceptance Co. Inc., a dissolved Delaware
Corporation whose authority to transact business in Mich-
igan has been withdrawn.

WELLS FARGO BANK, NATIONAL ASSOCIATION, as
Trustee for MASTR Asset Backed Securities Trust 2003-
OPT1, Mortgage Pass Through Certificates, Series 2003-
OPT,
and
MICHIGAN DEPARTMENT OF STATE,
Defendants._____________________________________________
Joseph J. Bernardi (P43895)
BERNARDI, RONAYNE & GLUSAC, P.C.
Attorneys for Plaintiff
1058 Maple Street, Suite 100
Plymouth, MI 48170
(734) 416-
[email protected]
_____________________________________________
NOTICE OF ACTION

TO: GREEN TREE ACCEPTANCE, INC., A/K/A GREEN
TREE ACCEPTANCE CO. INC., AND/OR INTEREST-
ED PARTIES HAVING AN INTEREST IN PROPERTY
COMMONLY KNOWN AS 6080 BOWENS MILL ROAD,
HASTINGS, MICHIGAN 49058

PLEASE BE ADVISED that Plaintiffs, Charles Hannan
and Jane Hannan, filed a Complaint seeking to quiet title
to property located in the Township of Rutland, County of
Barry, State of Michigan, and described as:

BEGINNING AT THE SOUTHEAST CORNER OF
SECTION 7, TOWN 3 NORTH, RANGE 9 WEST,
TOWNSHIP OF RUTLAND, BARRY COUNTY,
MICHIGAN; THENCE NORTH 86 DEGREES 54
MINUTES 07 SECONDS WEST 953.98 FEET
ALONG THE SOUTH LINE OF SAID SECTION 7;
THENCE NORTH 02 DEGREES 23 MINUTES 02
SECONDS EAST, 662.30 FEET; THENCE SOUTH
86 DEGREES 55 MINUTES 38 SECONDS EAST,
956.87 FEET TO THE EAST LINE OF SAID SEC-
TION 7; THENCE SOUTH 02 DEGREES 28 MIN-
UTES 03 SECONDS WEST, 662.64 FEET ALONG
SAID EAST LINE TO THE POINT OF BEGINNING.
SUBJECT TO EASEMENTS FOR PUBLIC HIGH-
WAY PURPOSES OVER THE EASTERLY 33 FEET
THEREOF FOR WHITMORE ROAD AND THE
SOUTHERLY 33 FEET THEREOF FOR BOWENS
MILL ROAD, AND ANY OTHER EASEMENTS OR
RESTRICTIONS OF RECORD.

Parcel ID: 08-13-007-005-
Property Address: 6080 Bowens Mill Road, Hastings, MI
49058
(hereinafter the “Property”).

To respond to this Notice, you must answer or take other
action permitted by law within 28 days and mail your an-
swer or response to:

Clerk of the Court
Barry County Circuit Court
220 W. State Street
Hastings, MI 49058
-and-
Bernardi, Ronayne & Glusac, P.C.
Attention: Joseph J. Bernardi, Esq.
1058 Maple Street, Suite 100
Plymouth, MI 48170

using the above-referenced Court caption.

If you fail to respond to this Notice or if you do not answer
or take other action as permitted by law within 28 days,
Judgment may be entered with the Court affecting the title
to the Property.
Respectfully submitted,
BERNARDI, RONAYNE & GLUSAC, P.C.
Attorneys for Plaintiffs, Charles Hannan and Jane Hannan
By: Joseph J. Bernardi (P43895)
1058 Maple Street, Suite 100
Plymouth, MI 48170
(734) 416-
Dated: January 21, 2022 174991

STATE OF MICHIGAN
COUNTY OF BARRY
NOTICE TO CREDITORS
Trust
In the matter of the Charles M. Ford Trust, dated
December 2, 1994.
NOTICE TO CREDITORS: The decedent, Charles M.
Ford, died on 12/02/2021 who lived at 11215 Ford Road,
Plainwell, MI 49080, leaving a certain trust under the
name of The Charles M. Ford Trust, dated December 2,
1994, wherein the decedent was the Settlor and Randy
Ford and Barbara Hysell were named as Successor
trustees serving at the time of or as a result of the
decedent’s deaths.
Creditors of the decedent and of the trust are notified
that all claims against the decedent or against the trust
will be forever barred unless presented to Randy Ford
and Barbara Hysell, the named Successor Trustees,
within 4 months after the date of publication of this notice.
Randy Ford
1605 Fox Moor
Jefferson City, MO 65109
573-694-
Barbara Hysell
63381 41st Street, Lot 8
Paw Paw, Mi 49079
269-655-7462 175393

Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised
judicature act of 1961, 1961 PA 236, MCL 600.3212,
that the following mortgage will be foreclosed by a
sale of the mortgaged premises, or some part of
them, at a public auction sale to the highest bidder
for cash or cashier’s check at the place of holding
the circuit court in Barry County, starting promptly
at 1:00 PM, on March 10, 2022. The amount due
on the mortgage may be greater on the day of sale.
Placing the highest bid at the sale does not auto-
matically entitle the purchaser to free and clear
ownership of the property. A potential purchaser is
encouraged to contact the county register of deeds
office or a title insurance company, either of which
may charge a fee for this information:
Name(s) of the mortgagor(s): Nicholas Haskins,
single man
Original Mortgagee: Mortgage Electronic Reg-
istration Systems, Inc., as nominee for lender and
lender’s successors and/or assigns
Foreclosing Assignee (if any): Wells Fargo Bank,
N.A.
Date of Mortgage: December 20, 2019
Date of Mortgage Recording: December 23, 2019
Amount claimed due on date of notice:
$144,899.
Description of the mortgaged premises: Situat-
ed in Township of Carlton, Barry County, Michigan,
and described as: The South 330.00 feet of the
East 1/2 of the East 1/2 of the Southeast 1/4 of the
Southwest 1/4 of Section 14, Town 4 North, Range
8 West, Carlton Township, Barry County, Michigan
Common street address (if any): 3491 E M 43
Hwy, Hastings, MI 49058-
The redemption period shall be 6 months from
the date of such sale, unless determined aban-
doned in accordance with MCL 600.3241a; or, if the
subject real property is used for agricultural purpos-
es as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under
Chapter 32 of the Revised Judicature Act of 1961,
pursuant to MCL 600.3278 the borrower will be held
responsible to the person who buys the property at
the mortgage foreclosure sale or to the mortgage
holder for damaging the property during the re-
demption period.
Attention homeowner: If you are a military service
member on active duty, if your period of active duty
has concluded less than 90 days ago, or if you have
been ordered to active duty, please contact the at-
torney for the party foreclosing the mortgage at the
telephone number stated in this notice.
This notice is from a debt collector.

Date of notice: February 3, 2022
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-

1453788
(02-03)(02-24) 175391

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Apply in person to: Quality
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