YOUR mOST ImPORTANT FINANcIAl dEcISIONIt is my experience that many investors view fee structures from an
incorrect perspective. They concern themselves with either the amount
of time an advisor spends with them personally (effort) or the size of
the fee (looking for lowest cost). Instead, investors should be concerned
with how much value the advisor adds relative to the cost. If the value
exceeds the fee charged, even if the fee seems high in absolute terms,
you will have received value. On the other hand, if the value does not
exceed the fee, no matter how low the fee, it is still too high.
Remember that while good advice may not be cheap, it is far less expen-
sive than bad advice.
ConClUsIonThe Perfect Financial Storm is fast approaching. Those who don’t pre-
pare will most assuredly suffer grave financial consequences. Those
who do prepare properly will reap the rewards. The more a person has,
the more they are at risk of losing. The old saying, “you can’t get blood
out a rock” is so true. People with little assets and low income will not
be affected as much as affluent savers and investors. If you are “rich” by
the government standards, meaning you have $58,000 or more in annual
income and you have investable assets of $500,000 or more, seek out a
trusted financial advisory firm that utilizes a proven, systematic process
like our ARK program to help you protect what you currently have, and
to profit in the years ahead.
WhAt Is the ARk PRogRAM AnD hoW
CAn It BeneFIt Me?The ARK program is our unique financial planning strategy that was
designed to protect our clients from the growing risks associated with
the upcoming financial storm as well as to profit over the years ahead.
The ARK program utilizes a systematic approach to help our clients:
A Startling Fact: Total fees paid by a client utilizing
a Registered Investment Advisor are often substantially
less than what would be paid using a Registered
Representative (Broker).