UlTImATE SUccESS GUIdEway. It is a lesson that life will keep teaching you if you do not learn.
You never want to run out of gas, and that only becomes truer and truer
as life goes on.
Knowing what is worth risking and what is not, is important. It is some-
thing I help people decide everyday as a safe money planner. I make
sure my clients never run out of money after retirement.
I like to help people.
Everyone has had plans backfire because they either have not prepared
well enough or did not know enough about what they were doing. I like
to help my clients plan for their financial future, and teach them a thing
or two that others in my field do not usually mention.
With the stock market crashes over the last decade, my clients are in-
creasingly worried that their money will not last through retirement. I
work with them to make sure their hard-earned money does not evapo-
rate by avoiding crucial mistakes.
keePIng the RIght thIngs sAFeFirst of all, know what you should keep safe. Here is a hint: it is your
retirement account!
I meet with both pre-retirees and others who are decades into their re-
tirement on a daily basis. I work with both age groups to make sure each
and every one of them does the same thing; keep their principal retire-
ment funds steady through market ups and downs.
It is not enough to simply save money and grow an IRA and 401K. If
those accounts are not protected, you may wake up one morning to see
your retirement fund shrink drastically. Unfortunately, it happened to
millions after the financial crashes of 2000 and 2008.
According to the ISI Group, Inc., the Standard & Poor’s 500 fell from
March 24, 2000 through October 9, 2002 a total of 49.10%. It fell even
more from October 9, 2007 through November 20, 2008. This time period
it fell 51.93%.
One couple I currently help saw their $180,000 savings in retirement
accounts fall to $32,000 in just three years. Their broker promised them
the money would come back. It did not.