Lecture 12: Putting Your Financial Plan Together
Budget
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spend your money next month in order to meet your long-term
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may include saving for a down payment on a house, a vacation,
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set nebulous goals, or goals that you make to avoid a negative
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successful than active saving, so set up automatic withdrawals from
your paycheck or checking account to save for retirement or pay
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bank that pays a decent interest rate and create named savings
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month, and have it withdrawn automatically a few days after you
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future, you may see lower rates of return on stocks and bonds than
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