Corporate Fin Mgt NDLM.PDF

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However, the use of cheques in international commerce is quite limited.



  1. Telegraphic Transfers


This is a form of fast payment. The importer should pay to his bank a sum in the local
currency, equivalent to the amount in the foreign currency due to the exporter.



  1. Postal Transfer


The corresponding banks receive the advice by post instead of receiving it by telegram.



  1. Swift Network


Transfers can also be made through SWIFT (Society for Worldwide Interbank Financial
Telecommunication). The remittances are fast.



  1. Compensation or Counter-Trade


Counter-trade is a way to manage foreign exchange risk by ensuring that imports
matched exports. It is a trade agreement, in which the sale of goods and services by a
producer is linked to an import purchase of other goods and services.



  1. Different Types of Counter-Trades


There are three principal forms of counter operations, namely in commerce, in industry
and in finance.


Commercial counter-trade. Relevant to this category of counter-trade in goods are the
systems of barter and counter purchase. Barter is one of the basic types of counter trade
and it consists of a direct exchange of goods between two parties. Barter involves no
currency and is included without the help of intermediaries.


Industrial counter trading. It involves repurchase of production. Such counter-trade
agreements are normally of long duration. Two commonly known forms of industrial
counter-trade are Offset and Buyback.


The offset is a kind of industrial counter-trade in which the importer participates in the
production of goods that he will acquire later on. Offset involves co-production, transfer
of technology, etc. Between the exporter and importer.


On the other hand, a buyback transaction is an agreement in which an exporter of plants
and machinery accepts to take compensation in the form of future output from those
plants and machinery. A buyback contract essentially comprises two parallel money
transactions, and the seller is fully compensated by receipts of output from the plant and

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