The Art of Islamic Banking and Finance: Tools and Techniques for Community-Based Banking

(Tina Meador) #1

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  • E1FTOC 10/26/2009 18:6:39 Page

  • Elements of the Riba-Free Economic System

  • Production

  • Distribution

  • Consumption

  • Ethics

  • The Market System

  • Management Ethics

  • Customer Justice and Fairness on Both Sides: The Bank and the

  • Banking and Investment Banking

  • Values and Business Ethics of the RF Banker

  • Professionalism

  • Concentration

  • Consistency

  • Commitment

  • The Ten Golden Covenants of the RF Bank

  • Where Do We Start and How Do We Realize the Dream?

  • Chapter 7: The Conventional Riba-Based Banking System

  • The Banking System of the United States

  • Types of Banking Services in the United States

  • National Banks

  • State Banks

  • Credit Unions

  • Investment Banks

  • Licensing a Commercial Bank in the United States

  • Government Supervision of the Bank

  • The Office of the Comptroller of the Currency

  • Insurance Corporation (FDIC) Insurance of Bank Deposits by the Federal Deposit

  • United States Banking Regulations

  • Consumer Compliance Management

  • and Administration Board of Directors and Management Supervision

  • Compliance Program

  • Compliance Committee

  • Internal Controls

  • United States Summary of Federal Banking Regulations in the

  • Regulation B: Equal Credit Opportunity

  • Regulation C: Home Mortgage Disclosure Act (HMDA)

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  • Chapter 12: Operating an RF Bank in the United States

  • United States

  • The Added Value of RF Banking

  • What is RF Banking and Finance?

  • U.S. Banking Regulations and Bank Regulators

  • U.S. Securities Laws and Regulations

  • Banking and Finance System The Spirit of the Riba-Free and Gharar-Free (Islamic)

  • in the United States Strategies Used to Build a Viable RF Banking System

  • Key Internal Controls at the Bank

  • Creating True RF Private Bankers and RF Credit Analysts

  • Recruiting and Interviewing RF Bankers

  • Customer Service Community Participation, Networking, and

  • Training Program at the Bank of Whittier Open University

  • Reading Discipline

  • RF Banking Values and Social Responsibility

  • Introduction to Banking

  • Character Building: Honesty and Integrity

  • Policies, and Fraud Prevention Know Your Customers, Privacy, Customer Identification

  • Understanding Banking Regulations

  • with the Bank Secrecy Act Prevention of Money Laundering and Complying

  • Special Courses for Credit Department Personnel

  • The Balance Sheet of the RF Bank

  • General Concepts

  • Team at the RF Bank The Need for a Good Detail-Oriented Management

  • Restructuring a Riba-Based Bank to Operate as an RF Bank

  • Evaluation and Review of Existing Services

  • Families, and Businesses Deciding on Types of Accounts Offered to Individuals,

  • Risk Management for an RF Bank

  • Products Chapter 13: Case Studies: Developing the RF Banking Investment

  • The Investment Pyramid

  • Cash and Cash Equivalents

  • Short-Term Investments

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  • Riba-Based Bonds) RF Bonds: Sukuk (RF Income Instruments that Replace

  • Investment in Stocks

  • RF Asset-Backed Bonds (Sukuk)

  • RF Mortgage-Backed Sukuk Securities

  • Asset-Based Bonds Used to Unlock the Value of Trusts The Development of MUIS Waqf Sukuk: RF

  • RF Stock Market Investments

  • Guidelines for RF Investing in the Stock Market

  • the Commodity Indexation Normalization of Various Stock Market Indexes Using

  • Chapter 14: Visions for the Future of RF Banking

  • The 2008 Global Economic and Financial Meltdown

  • The Mega-Banks and Financial Institutions

  • The Culture of Renting Money with Ribit/Riba

  • The Lifestyle of the Judeo-Christian-Islamic Value System

  • Some Advice for the Newcomers to the RF Lifestyle

  • Chapter 15: A New Banking Vision for the 21st Century

  • Index

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