&Current organizational chart.
&If any changes have occurred since the last examination, a list of
directors and executive management, and their backgrounds, in-
cluding work experience, lengthof service with the bank, etc.
Also, a list of committees, including current membership.
&A list of officers’ salaries and compensation.
&If any changes have occurred since the last examination, a list of
related organizations (e.g., parent holding company, affiliates,
and operating subsidiaries).
&Most recent external audit reports, management letter, engage-
ment letter, and management’s responses to findings (including
audits of outside service providers, if applicable).
&The internal audit schedule for the current year, indicating audits
completed with summary ratings, and in process.
&Most recent internal audit reports, including management’s re-
sponses. Include (20XX) audit reports covering loan administra-
tion, funds management and investment activities, Bank Secrecy
Act program, risk based capital computations, information proc-
essing, and any audit areas that were assigned a less than satisfac-
tory rating.
&Brief description of new products, services, lines of business, or
changes in the bank’s market area.
&List of data processors and otherservicers (e.g., loan, invest-
ment). The detail of the list should include:
a. Name of servicer.
b. Address of servicer.
c. Contact name and phone number.
d. Brief explanation of the product(s) or service(s) provided.
e. Note of any affiliate relationship with the bank.
f. For example, services provided may include the servicing of
loans sold in whole or in part to other entities, including the
service provider. OCC examiners will use this list to request
trial balances or other pertinent information not otherwise
requested in this letter.
&Minutes of board and major committee meetings (e.g., Audit,
Loan, Asset/Liability Management, Fiduciary, and Technology
Steering Committee) since our last examination.
(continued)The Conventional Riba-Based Banking System 183