I would like to dedicate this book to my wife, Shelley,
and my two babies, Juliana and Thomas,
for their encouragment during the writing of this book
and the continued joy they bring to my life.
Dr. Tom Betsy
This book is dedicated to Anne, Sandy, Joanne,
Amber-Leigh Christine, and Graaf,
without whose help and support
this book could not have been written.
Jim Keogh
00 Betsy FM 5/11/05 2:20 PM Page v