unrealistic to expect her to do so. If she does do, count your
blessings and be grateful for the bonus.
Same with friends. Don’t lend them anything if the nonreturn
is going to matter to you. It is your choice, after all. You don’t
have to lend anything to anyone. If you choose to do so, be
prepared to write it off or don’t do it. Obviously, if the money
means more to you than the friendship, then of course
demand it to be repaid—and add interest as well.
And the same goes for siblings or parents. (Goodness, don’t
ever lend money to them; they’ll never pay it back.) So who
should you lend money to? Strangers, of course. And they
won’t pay it back either.
IF YOU ARE PRECIOUS
ABOUT IT,
THEN DON’T LEND IT
IN THE FIRST PLACE.