Boating - June 2016 USA

—

*Estimated APR (Annual Percentage Rate). Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may

apply. APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days after the loan is approved. APRs may vary with

loan term. Boat must be 1996 model year or newer; for boat model year 1996 to 2005, add .25% to above rate. 90% maximum loan to value. Maximum loan term

based on model year, loan amount, loan type, and lender guidelines. Other rates with different loan terms are available. Example of a recreational use Boat loan:

A 12 year fixed-rate $55,000 loan. Based on an APR of 3.99%, this loan has 144 monthly payments of $481.27 each.

Essex Credit, a division of Bank of the West,

has affordable boat loan options that can

help you get out on the water quickly. Our

experienced consultants make getting

your loan easy and stress-free, so you can

look forward to what’s really important

— enjoying your boat. Changing market

Loan Amount APR* as low as

$50,000+

$25,000–$49,999

NEW - USED - REFINANCE

take advantage of our low APRs.

conditions can affect rates, so act now to

WE ALSO OFFER: Live-Aboard financing I Loans for older boats (1919–1995) I Loans for part- and full-time charters

APR is fixed for the life of the loan. Other rates and loan terms available. Rates are

accurate as of April 11, 2016. See our website for current rates and terms, as well

as financing for Live-Aboards, older boats and loan amounts below $25,000.

3.99%

4.49%

Apply online today.

http://www.essexcredit.com/boating

(866) 377-3948

Member FDIC. Equal Housing Lender. © 2016 Bank of the West. NMLS ID# 19116.

New or Used Purchase

From a Dealer or Individual Seller

—

Purchase Locally or Cross-Country

—

Refinance