Cosmopolitan South Africa — January 2018

DRIVE

Ijustboughtanew

car and am looking

forinsurance.How

doIknowifI’m

beingrippedoff?DoIeven

needcar insurance in the

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First, you must get

insurance! Without

it, you’ll be vulnerable

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if you’re involved in an accident.

Speak to family and friends

about their insurance providers.

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insurance you’re looking for and

aim to get at least three quotes

to compare options. Third-party

coverischeapest,butdoesnot

coverlossordamagetoyour

ownvehicle:itonlyprovides

cover for damage you might

causetosomeoneelse’scar.

Comprehensive insurance is

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typicallybecoveredforevents

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damage caused by collisions.

Comprehensive cover also

includes third-party cover.

Beware of lower premiums

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theycouldcostmorethanyou

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(The premium is the amount

youpaypermonth,andthe

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ofthelossthatyou’rerequired

to pay upfront if you claim.)

Questionstoaskwhenyou’re

getting quotes: are you covered

ifyoucausetheaccident?Are

your tyres and rims included

inthecover?Areyoucoveredif

awindowissmashedoryou’re

thevictimofremotejamming?

Read the policy carefully before

signing,andasktheagentabout

anything you’re unsure of.

A

ASK JULIET

JULIET McGUIRE IS

THE EDITOR OF WOMEN

ON WHEELS MAGAZINE

(WOMENONWHEELS.CO.ZA).

SHE PRESENTS FOR CARS.CO.ZA

AND FOR IGNITION LIVE

ON DSTV. FOLLOW HER

ON TWITTER @JULIETMC.

Q

PHOTOGRAPHY

ISTOCKPHOTO.COM

TEXT

JULIET MCGUIRE

PRICES CORRECT AT TIME OF GOING TO PRESS

JANUARY 2018 | COSMOPOLITAN 121

Nissan Micra Active 1.2 Visia

R159 900

With a best-in-class service plan

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year/150 000km warranty, you’ll have

peaceofmindwiththispick.Plenty

of storage space gives you heaps of

room for your accessories.

Suzuki Swift 1.2 GA

R154 900

This sporty hatch from the manufacturer

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to Watch in 2017 comes with two air

bags and a service plan as standard.

COSMO’S

PICK^

Toyota Aygo 1

R159 100

Its multifunction steering wheel lets

you control almost everything without

taking your hands off it. With 14-inch

steel wheels and low fuel consumption

of 4,4l/100km, it’s a budget winner. ■

Honda Brio

from R156 100

The Brio has been upgraded on the

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bumper and grille, a sleeker dashboard

and Bluetooth as standard. It also

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being a Honda, reliability is a given.

Kia Picanto 1.0 Street

R149 995

Voted the most dependable car in

a 2016 UK JD Power study, it comes

with an impressive unlimited kilometre

warranty and low fuel consumption

of 5l/100km. It also has Bluetooth,

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