DRIVE
Ijustboughtanew
car and am looking
forinsurance.How
doIknowifI’m
beingrippedoff?DoIeven
needcar insurance in the
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First, you must get
insurance! Without
it, you’ll be vulnerable
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if you’re involved in an accident.
Speak to family and friends
about their insurance providers.
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insurance you’re looking for and
aim to get at least three quotes
to compare options. Third-party
coverischeapest,butdoesnot
coverlossordamagetoyour
ownvehicle:itonlyprovides
cover for damage you might
causetosomeoneelse’scar.
Comprehensive insurance is
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typicallybecoveredforevents
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damage caused by collisions.
Comprehensive cover also
includes third-party cover.
Beware of lower premiums
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theycouldcostmorethanyou
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(The premium is the amount
youpaypermonth,andthe
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ofthelossthatyou’rerequired
to pay upfront if you claim.)
Questionstoaskwhenyou’re
getting quotes: are you covered
ifyoucausetheaccident?Are
your tyres and rims included
inthecover?Areyoucoveredif
awindowissmashedoryou’re
thevictimofremotejamming?
Read the policy carefully before
signing,andasktheagentabout
anything you’re unsure of.
A
ASK JULIET
JULIET McGUIRE IS
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ON WHEELS MAGAZINE
(WOMENONWHEELS.CO.ZA).
SHE PRESENTS FOR CARS.CO.ZA
AND FOR IGNITION LIVE
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TEXT
JULIET MCGUIRE
PRICES CORRECT AT TIME OF GOING TO PRESS
JANUARY 2018 | COSMOPOLITAN 121
Nissan Micra Active 1.2 Visia
R159 900
With a best-in-class service plan
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year/150 000km warranty, you’ll have
peaceofmindwiththispick.Plenty
of storage space gives you heaps of
room for your accessories.
Suzuki Swift 1.2 GA
R154 900
This sporty hatch from the manufacturer
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to Watch in 2017 comes with two air
bags and a service plan as standard.
COSMO’S
PICK^
Toyota Aygo 1
R159 100
Its multifunction steering wheel lets
you control almost everything without
taking your hands off it. With 14-inch
steel wheels and low fuel consumption
of 4,4l/100km, it’s a budget winner. ■
Honda Brio
from R156 100
The Brio has been upgraded on the
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bumper and grille, a sleeker dashboard
and Bluetooth as standard. It also
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being a Honda, reliability is a given.
Kia Picanto 1.0 Street
R149 995
Voted the most dependable car in
a 2016 UK JD Power study, it comes
with an impressive unlimited kilometre
warranty and low fuel consumption
of 5l/100km. It also has Bluetooth,
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