Real Living Australia - June 2018

(Greg DeLong) #1

(^1) Compared with previous Samsung WW6500K. Saves up
to 50% time on Cotton (40 ̊C, half load), based on testing
conducted to IEC 60456:2010. Cycle duration may vary
depending on the water supply and weight/type of laundry.
solution!
QuickDrive
Sofie reveals
al here!


3


AVOID WINTER BILL SHOCKS We spend an
average $1700 a year on electricity, which means
there’s plenty of room to save. Head to Energymadeeasy.
gov.au to see if you’re getting the best deal or if you could
save by switching to a different retailer. Some energy
providers offer fi xed-rate contracts that let you lock in the
price, typically for two years. Usually the tariffs on fi xed
plans are slightly higher than those on variable plans. Fixing
can work out cheaper than variable rate deals as there’s
often a discounted incentive to lock in. The downside is
you’re taking a gamble on how power prices will move in
the future. Watch out for fees that apply if you bail out of
a fi xed-price contract early.

MAKE TALK CHEAP


We spend an average of $77 a month on


mobile plans – more than double the average


spent on prepaid plans, so it may pay to hang


onto your old phone and switch to a prepaid


plan. Most phone plans now include unlimited


talk and text – it’s the data that you need to


keep an eye on. If you’re having trouble


managing your bill it’s worth checking to see


if your provider offers a usage app that you


can download to see your real-time usage.^44

5


SET UP SOME
SAVING BUCKETS
There’s no shortage of budget
formulas to grow savings, and a
popular option is the 70:20:10
plan. Another is the 60:20:20
budget plan. Here’s how it works.
You divide your money between:
4 ')-)00$"-"& '*+*
(rent or home loan, transport,
clothing, food and utilities);
4 ')*-"& *
4
')*($,) "& 
! &,)+!))'#&
down between savings buckets
3 & '+'0',))"&00
,#+
')0',)!'$"0
,#+& ')+!1 +
ahead” bucket. R

NOTED

Free download pdf