MONEY MATTERS

24 May 2018 | SHARES | 41

Helping you with personal finance issues

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ƚĂŬĞĂǁĂLJƐ͕͛<ŝůǀĞƌƚƐĂLJƐ͘

WHERE SHOULD I INVEST
MY PAY RISE?
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ƐŚĂƌĞƐ͘

HOW MUCH

SHOULD I INVEST?

/ƚ͛ƐĂŐŽŽĚŝĚĞĂƚŽĂŝŵƚŽŝŶǀĞƐƚ

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ƐĂǀŝŶŐƐƉŽƚ͘

͚zŽƵĐŽƵůĚŐŽĨƵƌƚŚĞƌĂŶĚ

ŝŶĐƌĞĂƐĞƚŚĞƉĞƌĐĞŶƚĂŐĞĂŵŽƵŶƚ

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ƌŝƐĞ͕͛ƐĂLJƐ^ĞůďLJ͘;WͿ

THREE

GOLDEN

RULES

HAVE SOME CASH

FOR EMERGENCIES

TRY TO AVOID INCREASING

YOUR SPENDING HABITS

IN LINE WITH PAY RISES

PRIORITISE DEBT

REPAYMENTS WHEN

YOU GET A PAY RISE

1

2

3

“ “

Setting up a direct

debt into an ISA

and joining your

workplace pension

scheme will ensure

money is diverted

into investment

vehicles before you

have a chance to

spend it