Photography Benito MartinA Challenger Liquid Lifetime annuity
can pay a guaranteed monthly income
for you and a loved one, which can
keep pace with inflation, and may be
tax-free if you’re over 60.
To help make your savings last as long
as you, Google ‘Challenger annuities’,
speak to your financial adviser or call
1300 362 888.
Financial security.
For as long as you
both shall live.
Challenger Life Company Limited ABN 44 072 486 938, AFSL 234670
(Challenger Life) issues Challenger Guaranteed Annuity (Liquid
Lifetime) and other annuities, which offer a range of terms, payment
frequencies, return of capital and infl ation options. Before making an
investment decision, consider the current product disclosure statement
(available from a fi nancial adviser or http://www.challenger.com.au)) and the
appropriateness of the annuity to your circumstances (including the
risks). Annuity income is tax-free if you’re over 60 and investing your
super money. Challenger Life is not licensed to provide tax advice, and
this is not tax advice. We recommend that you seek professional tax
advice. The word ‘guaranteed’ means payments are guaranteed by
Challenger Life from the assets of its relevant statutory fund.
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seasonalcraftsStyle up thebackboard withyour colouring
paper (free inthis issue)!20 BETTER HOMES AND GARDENS DECEMBER 2015bhg com aucoverourstars Home to the stars (^1) from our cover to house yourgorgeous creations! Makesu e your favourites getBuild the timber tree box
a good posi and watch outfor those cheeky re ndeerthey love to photobomb!Fu l instructions on page 234
Colour y
BETTER HOMES AND GARDENS DECEMBER 2015bhg com au 21
▲
Gonto the colouringcraze! Our gift torab yourpencilsand latch
you: 12 exquisiteand joyful designs(see between pages
26 and 27) forgetting blissfu lybusy with this
meditative activityBrush up on yourartistic techniques
on page 26 beforeturning yourcreativity into
vivid gifts anddisplays Or if youlike the prints
as they are, youcan use them asgraphic black and
white designs, too!
Festive lovelies to make,sweet treats to bakeand the latest craze
for keeping your mindmerry this season!
45
Yup one of these eye catchingcreations Whether you likeuletide comes but oncea year, so make it trulyspecial by whipping
yours hot or cold, fruity andlight or rich and gorgeouslydecadent, there’s a celebratory
dessert to suit every tastebud
Malted chocolatesponge andhoneycomb cake
A stunning centrepiecethat’s smothered in creamcheese icing and drizzledwith dark chocolate ganache
Recipe on page 52
Have you even really put away last
year’s decorations, much less fully
prepared for this season? It’s the story of
our Christmas lives, is it not? But to make
it as beautiful as possible for you, we’ve
been working like mad things to make
your silly season something truly special
again this year. It’s our annual mission!
So, to begin, just swing back to the
front and have a look at our cover stars.
Meet the little people and lovely decos
you can easily make to add a real zing
on the day especially for the important
folk, the people you love, but also for
those you want to impress. (And aren’t
there a bunch of those? Mothers-in-law,
smarty friends and really efficient mums
at the school!) We’ve mixed it up so
there are simple but stunning items for
the sophisticated and then wondrous
small characters for those who go crazy
for cutesies. But they’ve all been created
to give as much happiness and joy as
they possibly can, because nothing beats
a smiley face at Christmas.
And on the subject of happiness and
joy, we’ve also included a mix of designs
for you to colour and display as is, or
create gorgeous makes with. What a
special gift from your heart they are! But
the very pastime of colouring gives you
a peacefulness and mindfulness that has
turned this activity into a huge craze. It’s
our happiness and joy to contribute to
that activity for you. If you haven’t tried
it, you have an extraordinary experience
ahead. But we’re also mindful of those
of you who’ll love the black-and-white
designs, stunning just as they are. And
they, too, are exquisite!
Our real intention, however, is to
make you the host with the most on
the day. So take a trip through the food
pages and make a selection that gives
you the greatest pleasure to serve. Hard
to go past the big finale desserts for me!
But luckily, we all have plenty of time to
choose easily and well! So early season’s
greetings to you from us and enjoy the
rest of this lovely, lovely issue.
editor’s letter
Merry early, wonderful, glorious,
exciting, thrilling Christmas! Yes, it’s
here again! And we’re here too, to
share it with you in all its amazingness!
Subscribe now for big savings and more. See page 256 or call 1300 301 567.
With time ahead, you can choose from pages of beautiful
ideas to hand-make for your people. Then take time out for
yourself and colour in for your own pleasure, page 20.
The hot favourite of show-
stopping Christmas desserts
for the big finale, page 44.
Merry early
Christmas!