COVER STORY INTERVIEW FAMILY TIES
44 Survival guide:Vita Palestrant
HowgenYcangetahead
48 Road tolls:Nicola Field
Thecostofnotpayingup
52 Banking:Effie Zahos
54 Small business: Anthony O’Brien
55 The debate
56 Howmuchareyoupaying?
57 Family money:Susan Hely
58 Crisis:Sam Henderson
59 Starting out: Steph Nash
24 Reversemortgageordownsize
33 Financialadvicebeforehitting 50
34 Wheretoinvest$200pw
44 GenYwealthguide
60 Real estate secrets
66 Howtosubdivide
70 Good enough for Buffett
74 Investment platforms
88 Infrastructure shares to sell
ON THE COVER
Disclaimer:Theinformationfeaturedinthismagazineisgeneralinnatureanddoesnottakeintoaccountyourobjectives,financialsituationorneeds.Youshould consider the appropri-
atenessoftheinformationhavingregardtoyourowncircumstances.Beforemakinganinvestment,insuranceorfinancialplanningdecisionyoushouldconsultalicensedprofessional
who can advise you of whether your decision is appropriate. Bauer Media does not have an interest in the promotion of any company, investment or product featured in this magazine.
CONTENTS
34 20 57
UPFRONT MY MONEY
6 Editor’s letter
8 Our experts
10 In your interest:Paul Clitheroe
12 News&views
16 In brief
20 Interview:Alan Deans
24 Ask the experts
26 Ask Paul
30 Smart spending
33 Paul’s verdict
Wheretoinvest$200pw
and reach your goals
Movie sound recordist
Ben Osmo
The challenges for
grandparent carers
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