‘IT COATS THE
FIBRES, WHICH
M A K E S I T
HARDER TO GET
T H E T O W E L S
TRULY CLEAN,’
SAYS BECKY
RAPINCHUK,
FOUNDER OF
CLEANMAMA.
N E T.ADDING FABRIC
SOFTENER TO
YOUR TOWELS5
4
Trying to be happy Happiness is kind of like chasing a
guy – the more you try to catch it, the further away it gets. But
one proven way to perk up is to write a letter telling somebody
you love all the reasons why you’re grateful for them. When you
give it to them, they’ll get a boost, sure, but so will you.- SEPARATING WHITES AND
DARKS WHEN DOING YOUR WASH
‘You don’t HAVE to do this,’
says Rapinchuk. ‘If they have
already been laundered, you can
wash them together on cold.’ - LISTENING TO OTHER PEOPLE’S
OPINIONS
Except this one. ‘You should be
totally independent of the good
and bad opinions of the world...
you should have faith in yourself,’
says spiritual teacher Deepak
Chopra (aka Oprah’s best mate). - IGNORING THE SKIN CANCER
STATISTICS
Just this year, almost 14,000
new diagnoses of melanoma are
expected to occur in Australia
and, tragically, over 1800 Aussies
are estimated to die from it,
according to the Australian
Institute of Health and Welfare.
Slip, slop, slap, yo.
9. THINKING YOU SHOULD PUT
ALL YOUR $$$ INTO SAVINGS
If you’ve received a bonus (yay!)
don’t put it into your savings
straight away. Marcus Roberts,
the director of Mirador Wealth
Management, advises that first
you pay off (or down) any debt;
‘reducing a credit card or personal
loan will greatly outweigh any
interest earned on your savings.’
10. BUYING THINGS JUST FOR
THE FREQUENT FLYER POINTS
The points system is rigged in
the airlines’ favour. Shocking. But
if you have managed to accrue a
heap of points, the most value
you’ll get out of them is to use
them for an upgrade. ‘You’ll need
to spend to purchase the f light,
but generally you’ll save more
in terms of both points and cash
than if you just buy a full f light,’
explains Hassan.
Stop that!
You’re juicing your
fibre away!- VISUALISING
According to a million Instagram
quotes, this is the key to achieving
your dreams. But one study looked
at a group of uni students who
used visualisation in an attempt
to smash their exam results and,
well, it turns out they didn’t. Why?
Perhaps because if you spend so
much time imagining your perfect
future, you could be spending too
little time taking the actions that
will actually get you there. - PAYING BANK FEES
In 2017 no one should be paying
annual or account-keeping fees
for savings and/or transaction
accounts, according to money
expert at Finder.com.au Bessie
Hassan. ‘If a bank is not willing
to waive these fees, there’s a bank
around the corner who’d love to
have you as a customer,’ she says. - PUTTING SPARE CHANGE IN A
PIGGY BANK
Download the app Acorns and
they’ll round up each of your
transactions to the nearest dollar
and invest it for you. All you have
to do is sit back and watch your
money grow. #MoneyBagEmoji
106 COSMOPOLITAN.com.au TO SUBSCRIBE CALL 136 116